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Jana Small Finance Bank Limited

Bank · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (INDIA_RATINGS)
Total Debt Outstanding
₹630 Cr
Across 3 instruments
Listed Bonds
3
First Issue
2015-12-22
Latest Issue
2025-10-16
Maturity Range
2026 - 2035
Observation
3 active bonds tracked from this issuer.
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Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Bank
First Tracked Bond
2015-12-22
Start of this issuer's debt program timeline
  • 3 active bonds tracked from this issuer.
  • 0 of 3 tracked bonds with a stated security status are secured. (based on 3 bonds with a disclosed security status)

Jana Small Finance Bank Limited is a bank or financial institution in the financial services sector. Coupon rates on outstanding bonds range from 10.55% - 13.80%, paid semi annual. Bonds mature between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
3
Tracked by RetailBonds
Amount Tracked
₹630 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.62%
Range 10.55% - 13.80%
Avg Remaining Tenure
3.4 Yrs
Nearest maturity 2026-11
Secured
0%
0 of 3 bonds with known status
Callable
0
Of 3 bonds
Avg Spread vs G-Sec
+556 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (1 bonds).

0 2026: 1 bond, ₹50 Cr tracked, avg coupon 13.50% 1 bond 2026 2027: 1 bond, ₹330 Cr tracked, avg coupon 13.80% 1 bond 2027 2035: 1 bond, ₹250 Cr tracked, avg coupon 10.55% 1 bond 2035

Security Type / Instrument Mix

  • NCD 3 bonds · 100% · ₹630 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2015: ₹330 Cr issued 2015 2021: ₹50 Cr issued 2021 2025: ₹250 Cr issued 2025 Cumulative: ₹330 Cr Cumulative: ₹380 Cr Cumulative: ₹630 Cr

Based on 3 of 3 active bonds with a known issue date and issue size.

03 Credit Profile
  • A 1 bonds · 33%
  • BBB 1 bonds · 33%
  • Unrated 1 bonds · 33%
AgencyRatingOutlookBonds
ICRA BBB 1
INDIA_RATINGS A Stable 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE953L08311 13.50% UNSECURED RATED UNLISTED SUBORDINATED TIER II BONDS IN THE NATURE OF NON CONVERTIBLE DEBENTURE 30/11/2026 13.50% 2026-11-30
INE953L08329 13.80% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES 23. DATE OF MATURITY 07/07/2027. 13.80% BBB (ICRA) 2027-07-07 10.00% 2026-07-28
INE953L08337 JSFBL-10.55%-16-10-35-PVT 10.55% A (INDIA_RATINGS) 2035-10-16
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
3
Avg. Yield (Last 30 Days)
06 Regulatory Filings
BSE Corporate Announcements
The Exchange has sought clarification from Jana Small Finance Bank Ltd on 2026-08-25, with reference to news appeared in https://www.moneycontrol.com/ dated 2026-08-25 quoting "Jana Small .... 2026-08-25
Please find attached transcript of Earnings call 2026-07-21
Please find attached disclosure on inauguration of 826th Branch of the Bank. 2026-07-17
Please find attached disclosure on receipt of IBA Technology Award by the Bank 2026-07-17
Outcome of Board Meeting - Financial results - June 30, 2026 2026-07-15
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 2 2025-10-31
Rating Actions History 0
Secondary-Market Trades 6 2026-08-27
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Jana Small Finance Bank Limited have?

Jana Small Finance Bank Limited currently has 3 active bonds with coupons 10.55% - 13.80%, maturities spanning 2026 - 2035.

What is Jana Small Finance Bank Limited's credit rating?

The most recent rating on Jana Small Finance Bank Limited's bonds is A (INDIA_RATINGS), published by ICRA, INDIA_RATINGS.

Are Jana Small Finance Bank Limited's bonds secured?

Of the 3 bonds with a disclosed security status, 0 are secured (0%) and 3 are unsecured.

When do Jana Small Finance Bank Limited's bonds mature?

Jana Small Finance Bank Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-11; the average tenure is 3.4 Yrs.

What is the average coupon on Jana Small Finance Bank Limited's bonds?

The average coupon across Jana Small Finance Bank Limited's 3 active bonds is 12.62%.

Disclaimer: This page aggregates publicly available data about Jana Small Finance Bank Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.