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Jana Small Finance Bank 10.55% Oct 2035 NCD (INE953L08337)

India Ratings A / Stable Unsecured NCD

Jana Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2035

2 more bonds from Jana Small Finance Bank Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.55%
Per annum
Maturity Date
16 Oct 2035
8.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 30 Sep 2026 Interest payment notice Please find the attached confirmation on payment of Interest for NCD''s
  • 5 Sep 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
8.9 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

16 Oct 2027
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2028
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2029
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2030
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2031
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2032
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2033
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2034
Interest Payment
₹10,55,000.00 / Bond
₹9,49,500.00 net of 10% TDS (est.)
16 Oct 2035
Final coupon + principal
₹1,10,55,000.00 / Bond
₹10,55,000.00 coupon + ₹1,00,00,000 face value

9 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 16 Oct 2025 Matures 16 Oct 2035

Key Metrics

Coupon Rate
10.55%
YTM (Annual)
—
Credit Rating
A
(India Ratings) · rated 31 Oct 2025, 12 months ago
Remaining Tenure
8.9 Years
Advanced metrics
Modified Duration
5.58 Yrs
Macaulay Duration
6.16 Yrs
Issue Size
₹250 Cr
Minimum Investment
₹1,00,00,000
1 bond × ₹1,00,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
5.58 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.35 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
16 Oct 2025
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Jana Small Finance Bank Limited, Jana Small Finance Bank 10.55% Oct 2035 NCD is an unsecured, rated NCD. It pays a 10.55% p.a. coupon, annually. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →
Alert me about Jana Small Finance Bank Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings 2025-10-31
Rating Actions History 0 — —
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE953L08337
Issue Date
16 Oct 2025
Maturity Date
16 Oct 2035
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Jana Small Finance Bank 10.55% Oct 2035 NCD?

Jana Small Finance Bank 10.55% Oct 2035 NCD carries a coupon of 10.55%, paid annual, on a face value of ₹1,00,00,000.

When does Jana Small Finance Bank 10.55% Oct 2035 NCD mature?

Jana Small Finance Bank 10.55% Oct 2035 NCD matures on 16 Oct 2035, 8.9 years from today.

What is Jana Small Finance Bank 10.55% Oct 2035 NCD rated?

Jana Small Finance Bank 10.55% Oct 2035 NCD is rated A by India Ratings (rating dated 31 Oct 2025).

Is Jana Small Finance Bank 10.55% Oct 2035 NCD secured?

Jana Small Finance Bank 10.55% Oct 2035 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Jana Small Finance Bank 10.55% Oct 2035 NCD trade?

Jana Small Finance Bank 10.55% Oct 2035 NCD is listed on BSE.

More Bonds from This Issuer

J
Jana Small Finance Bank 13.50% Nov 2026 NCD
INE953L08311
Coupon
13.50%
Maturity
30 Nov 2026
J
Jana Small Finance Bank 13.80% Jul 2027 NCD
INE953L08329
BBB NSDL record, 2021
Coupon
13.80%
Maturity
07 Jul 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2035

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.55%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE124D08027Indusind General Insurance Company LimitedA+10.99%2035-09-26
INE148I07WZ0Sammaan Capital LimitedAA9.75%2035-06-19
INE180C08013Capri Global Capital Limited—9.75%2036-10-13
INE658F08490Kerala Infrastructure Investment Fund BoardAA9.67%2035-08-08
INE148I07YD3Sammaan Capital LimitedAA9.60%2035-08-14
INE658F08417Kerala Infrastructure Investment Fund BoardAA-9.49%2035-03-25

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