Equitas Small Finance Bank Limited — Bonds & AA- (CARE) Rating
Bank · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 25 Sep 2026 Debt securities notice Equitas Small Finance Bank Limited has informed the Exchanges regarding the allotment of non-convertible debentures
- Current ratings CARE AA-, India Ratings AA-
- Rating range All current ratings are AA- (CARE 9 Oct 2026, India Ratings 30 Sep 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 9 Oct 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 0 of 3 active bonds had an exchange trade
- Exchange filings, 90 days 58 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 3 active bonds tracked from this issuer.
- 0 of 3 tracked bonds with a stated security status are secured. (based on 3 bonds with a disclosed security status)
- Most recent rating action: reaffirm by CRISIL on 19 Jun 2026.
Equitas Small Finance Bank Limited, a bank or financial institution in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 9.60% - 9.95%, paid annually. Maturities on outstanding bonds fall between 2030 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (2 bonds).
Security Type / Instrument Mix
- NCD 3 bonds · 100% · ₹1,500 Cr tracked
Funding Evolution
Based on 3 of 3 active bonds with a known issue date and issue size.
- AA 3 bonds · 100%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CARE | AA- | Stable | 3 |
| India Ratings | AA- | Stable | 1 |
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE063P08120 | Equitas Small Finance Bank 9.60% Jul 2030 NCD | 9.60% | AA- (CARE) | 2030-07-31 | — | — | |
| INE063P08112 | Equitas Small Finance Bank 9.60% Dec 2030 NCD | 9.60% | AA- (CARE) | 2030-12-05 | — | — | |
| INE063P08138 | Equitas Small Finance Bank 9.95% Sep 2036 NCD | 9.95% | AA- (CARE) | 2036-09-25 | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
No recorded secondary-market trades in the last 30 days.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 4 | 2026-10-09 |
| Rating Actions History | 1 | 2026-06-19 |
| Secondary-Market Trades | 0 | — |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Equitas Small Finance Bank Limited have?
Equitas Small Finance Bank Limited currently has 3 active bonds with coupons of 9.60% - 9.95%, maturities spanning 2030 - 2036.
What is Equitas Small Finance Bank Limited's credit rating?
The most common current rating on Equitas Small Finance Bank Limited's senior bonds is AA- (CARE). Ratings on file come from CARE, India Ratings.
Are Equitas Small Finance Bank Limited's bonds secured?
Of the 3 bonds with a disclosed security status, 0 are secured (0%) and 3 are unsecured.
When do Equitas Small Finance Bank Limited's bonds mature?
Equitas Small Finance Bank Limited's active bonds mature between 2030 - 2036; the nearest matures in Jul 2030; the average tenure is 5.9 Yrs.
What is the average coupon on Equitas Small Finance Bank Limited's bonds?
The average coupon across Equitas Small Finance Bank Limited's 3 active bonds is 9.72%.
Disclaimer: This page aggregates publicly available data about Equitas Small Finance Bank Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.