E

Equitas Small Finance Bank 9.60% Dec 2030 NCD

AA Unsecured NCD

Equitas Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2030

Current YTM
No live YTM available
Coupon Rate
9.60%
Per annum
Maturity Date
05 Dec 2030
4.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~9.60%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+377 bps
vs 4.3Y G-Sec at 5.83% *
Above the median spread for similar-tenor peers
Tenure
4.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
5 Dec 2026
Interest Payment
₹9,600.00 / Bond
5 Dec 2027
Interest Payment
₹9,600.00 / Bond
5 Dec 2028
Interest Payment
₹9,600.00 / Bond
5 Dec 2029
Interest Payment
₹9,600.00 / Bond
5 Dec 2030
Principal Payment
₹100,000.00 / Bond

Next 4 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: A1 by CRISIL on 2026-06-19 Issued 2024-12-05 Matures 2030-12-05

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.60%
YTM (Annual)
Credit Rating
AA
(CARE)
Remaining Tenure
4.3 Years
Advanced metrics
Modified Duration
3.16 Yrs
Macaulay Duration
3.46 Yrs
Issue Size
₹500 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.16 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.40 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2024-12-05
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

ESFBL-9.6%-5-12-30-PVT is a rated, redeemable ncd issued by Equitas Small Finance Bank Limited. The bond offers a fixed coupon of 9.60% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-19 CRISIL Reaffirm A1 View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2024-12-31
Rating Actions History 1 2026-06-19
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Equitas Small Finance Bank 9.60% Dec 2030 NCD?

Equitas Small Finance Bank 9.60% Dec 2030 NCD carries a coupon of 9.60%, paid annual, on a face value of ₹100,000.

When does Equitas Small Finance Bank 9.60% Dec 2030 NCD mature?

Equitas Small Finance Bank 9.60% Dec 2030 NCD matures on 2030-12-05, 4.3 years from today.

What is Equitas Small Finance Bank 9.60% Dec 2030 NCD rated?

Equitas Small Finance Bank 9.60% Dec 2030 NCD is rated AA by CARE. As of 2024-12-31.

Is Equitas Small Finance Bank 9.60% Dec 2030 NCD secured?

Equitas Small Finance Bank 9.60% Dec 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Equitas Small Finance Bank 9.60% Dec 2030 NCD trade?

Equitas Small Finance Bank 9.60% Dec 2030 NCD is listed on BSE.

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