Bank of India — Bonds & AA+ (CRISIL) Rating on senior bonds
Bank · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 30 Sep 2026 Redemption notice Redemption of Bonds
- 3 Sep 2026 Record date Intimation Of Record Date For Redemption Of Basel III Compliant Tier II Bonds
- 28 Aug 2026 Credit rating disclosure Credit Rating Reaffirmed by Acuite Ratings & Research.
- 14 Aug 2026 Credit rating disclosure Credit Rating of Basel III compliant Tier II Bonds - Reaffirmed by Infomerics
- Current ratings CRISIL A+, Infomerics AAA, Acuité AAA
- Rating range All current ratings on Tier II / subordinated bonds are AAA (Acuité 28 Aug 2026, Infomerics 14 Aug 2026). Current ratings on AT1 / perpetual bonds range from A+ (CRISIL 31 Mar 2017) to AA+ (Acuité 28 Aug 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 28 Aug 2026
- Payment record 1 payment disclosure since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 2 of 14 active bonds had an exchange trade
- Exchange filings, 90 days 52 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 14 active bonds tracked from this issuer.
- 0 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)
- Most recent rating action: reaffirm by ACUITE on 28 Aug 2026.
Bank of India is a bank or financial institution in the Financial Services sector. Coupon rates on outstanding bonds range from 7.14% - 10.40%, paid annually. Bonds mature between 2031 - 2035.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).
Security Type / Instrument Mix
- NCD 14 bonds · 100% · ₹34,342 Cr tracked
Funding Evolution
Based on 11 of 14 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- AAA 3 bonds · 21%
- AA 9 bonds · 64%
- A 1 bond · 7%
- Unrated 1 bond · 7%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| Acuité | AA+ | — | 1 |
| Acuité | AAA | — | 1 |
| CARE | AA++ | — | 1 |
| CRISIL | A+ | — | 1 |
| CRISIL | AA+ | — | 1 |
| Infomerics | AAA | — | 1 |
| CARE | AA+ | — | 2 |
| CRISIL | AA- | — | 2 |
| CRISIL | AAA | — | 1 |
| ICRA | AA+ | — | 1 |
| India Ratings | AA+ | — | 1 |
Rating History (Trend)
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE084A08151 | Bank of India 7.14% Sep 2031 NCD | 7.14% | AAA (Infomerics) | 2031-09-30 | — | — | |
| INE084A08177 | Bank of India 7.88% Sep 2033 NCD | 7.88% | AAA (Acuité) | 2033-09-15 | — | — | |
| INE084A08185 | Bank of India 7.54% Jul 2034 NCD | 7.54% | AA++ (CARE) | 2034-07-19 | 7.77% | 2026-11-06 | |
| INE084A08193 | Bank of India 7.49% Sep 2034 NCD | 7.49% | AA+ (India Ratings, NSDL record 2024) | 2034-09-26 | — | — | |
| INE084A08201 | Bank of India 7.41% Nov 2034 NCD | 7.41% | AA+ (CARE, NSDL record 2024) | 2034-11-29 | — | — | |
| INE084A08219 | Bank of India 7.50% Feb 2035 NCD | 7.50% | AA+ (CARE, NSDL record 2025) | 2035-02-16 | — | — | |
| INE084A08227 | Bank of India 7.28% Dec 2035 NCD | 7.28% | AA+ (ICRA, NSDL record 2025) | 2035-12-12 | — | — | |
| INE084A08235 | Bank of India 7.23% Dec 2035 NCD | 7.23% | AA+ (CRISIL) | 2035-12-26 | 8.28% | 2026-11-05 | |
| INE084A08102 | Bank of India 9.95% Perpetual NCD | 9.95% | A+ (CRISIL) | Perpetual | — | — | |
| INE084A08128 | Bank of India 8.79% Perpetual NCD | 8.79% | — | Perpetual | — | — | |
| INE084A09142 | Bank of India 10.40% Perpetual NCD | 10.40% | AAA (CRISIL, NSDL record 2013) | Perpetual | — | — | |
| INE084A08144 | Bank of India 9.30% Perpetual NCD | 9.30% | AA- (CRISIL, NSDL record 2021) | Perpetual | — | — | |
| INE084A08169 | Bank of India 8.57% Perpetual NCD | 8.57% | AA+ (Acuité) | Perpetual | — | 2026-07-31 | |
| INE084A08136 | Bank of India 9.04% Perpetual NCD | 9.04% | AA- (CRISIL, NSDL record 2021) | Perpetual | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 30 Sep 2026 | 7.14% UNSECURED RATED LISTED... | Redemption | ₹18,00,00,00,000.00 | ₹18,00,00,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 13 | 2026-08-28 |
| Rating Actions History | 2 | 2026-08-28 |
| Secondary-Market Trades | 21 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 1 | 2026-09-30 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Bank of India have?
Bank of India currently has 14 active bonds with coupons of 7.14% - 10.40%, maturities spanning 2031 - 2035.
What is Bank of India's credit rating?
The most common current rating on Bank of India's senior bonds is AA+ (CRISIL). Ratings on file come from Acuité, CARE, CRISIL, Infomerics. Other instrument classes: Tier II / subordinated: AAA (Acuite) · AT1 / perpetual: AA+ (Acuite).
Are Bank of India's bonds secured?
Of the 12 bonds with a disclosed security status, 0 are secured (0%) and 12 are unsecured.
When do Bank of India's bonds mature?
Bank of India's active bonds mature between 2031 - 2035; the nearest matures in Sep 2031; the average tenure is 7.7 Yrs.
What is the average coupon on Bank of India's bonds?
The average coupon across Bank of India's 14 active bonds is 8.25%.
Disclaimer: This page aggregates publicly available data about Bank of India for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.