Bank of India

Bank

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (INFOMERICS)
Total Debt Outstanding
₹34,342 Cr
Across 14 instruments
Listed Bonds
14
First Issue
2007-10-11
Latest Issue
2025-12-26
Maturity Range
2031 - 2035
Observation
14 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Bank
First Tracked Bond
2007-10-11
Start of this issuer's debt program timeline
  • 14 active bonds tracked from this issuer.
  • 0 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)
  • Most recent rating action: reaffirm by CRISIL on 2026-08-21.

Bank of India is a bank or financial institution. Coupon rates on outstanding bonds range from 7.14% - 10.40%, paid annual. Bonds mature between 2031 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
14
Tracked by RetailBonds
Amount Tracked
₹34,342 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 11 of 14 bonds)
Avg Coupon
8.25%
Range 7.14% - 10.40%
Avg Remaining Tenure
7.9 Yrs
Nearest maturity 2031-09
Secured
0%
0 of 12 bonds with known status
Callable
7
Of 14 bonds
Avg Spread vs G-Sec
+140 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).

0 2031: 1 bond, ₹1,800 Cr tracked, avg coupon 7.14% 1 bond 2031 2033: 1 bond, ₹2,000 Cr tracked, avg coupon 7.88% 1 bond 2033 2034: 3 bonds, ₹12,500 Cr tracked, avg coupon 7.48% 3 bonds 2034 2035: 3 bonds, ₹15,190 Cr tracked, avg coupon 7.34% 3 bonds 2035 2042+: 6 bonds, ₹2,852 Cr tracked, avg coupon 9.34% 6 bonds 2042+

Security Type / Instrument Mix

  • NCD 14 bonds · 100% · ₹34,342 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2021: ₹3,152 Cr issued 2021 2022: ₹1,500 Cr issued 2022 2023: ₹2,000 Cr issued 2023 2024: ₹12,500 Cr issued 2024 2025: ₹15,190 Cr issued 2025 Cumulative: ₹3,152 Cr Cumulative: ₹4,652 Cr Cumulative: ₹6,652 Cr Cumulative: ₹19,152 Cr Cumulative: ₹34,342 Cr

Based on 11 of 14 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AAA 2 bonds · 14%
  • AA 10 bonds · 71%
  • A 1 bonds · 7%
  • Unrated 1 bonds · 7%
AgencyRatingOutlookBonds
CARE AA+ 3
CRISIL AA- 2
INDIA_RATINGS AA+ 2
ACUITE AA+ 1
CARE AA++ 1
CRISIL A 1
CRISIL AA 1
CRISIL AA+ 1
CRISIL AAA 1
ICRA AA+ 1
INFOMERICS AAA 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: A on 2026-07-01 CRISIL: A on 2026-07-31 CRISIL: A on 2026-08-12 CRISIL: Below BBB on 2026-08-21
Jul 26 — Aug 26 CRISIL

Recent Rating Actions

2026-08-21 · CRISIL
B
Reaffirmed · Stable
2026-08-19 · CRISIL
Reaffirmed · Stable
2026-08-12 · CRISIL
A1
Reaffirmed
2026-07-31 · CRISIL
A1
Reaffirmed
2026-07-09 · CRISIL
Other
2026-07-01 · CRISIL
A1
Reaffirmed
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE084A08151 7.14% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE BASEL III TIRE II BONDS IN THE NATURE OF DEBENTURES. SERIES XV.DATE OF MATURITY 30/09/2031 7.14% AAA (INFOMERICS) 2031-09-30
INE084A08177 7.88% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BASEL III COMPLIANT TIER II BONDS SERIES XVI DATE OF MATURITY 15/09/2033 7.88% AA+ (ACUITE) 2033-09-15
INE084A08185 7.54% UNSECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE BONDS IN THE NATURE OF DEBENTURES SERIES I DATE OF MATURITY 19/07/2034. 7.54% AA++ (CARE) 2034-07-19 7.50% 2026-08-20
INE084A08193 7.49% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE TIRE II BONDS IN THE NATURE OF DEBENTURES. SERIES XVII. DATE OF MATURITY 26/09/2034 7.49% AA+ (INDIA_RATINGS) 2034-09-26
INE084A08201 7.41% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BONDS IN THE NATURE OF DEBENTURES. SERIES II. DATE OF MATURITY 29/11/2034 7.41% AA+ (CARE) 2034-11-29
INE084A08219 7.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BONDS IN THE NATURE OF DEBENTURES. SERIES III. DATE OF MATURITY 16/02/2035 7.50% AA+ (CARE) 2035-02-16
INE084A08227 7.28% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BASEL III TIER II BONDS IN THE NATURE OF DEBENTURES SERIES XVIII DATE OF MATURITY 12/12/2035 7.28% AA+ (ICRA) 2035-12-12
INE084A08235 7.23% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BONDS IN THE NATURE OF DEBENTURES SERIES IV DATE OF MATURITY 26/12/2035 7.23% AA+ (CRISIL) 2035-12-26
INE084A08102 BOI-9.95%-30-12-99-PVT 9.95% A (CRISIL) 2099-12-30
INE084A08128 BOI-8.79%-PERPETUAL-PVT 8.79% 2099-12-31
INE084A09142 10.40% Unsecured Non Convertible Tier -I Perpetual Bonds in form of promissory notes. Series - III 10.40% AAA (CRISIL) 9999-12-31
INE084A08144 9.30% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE BASEL III COMPLIANT TIER 1 PERPETUAL BONDS IN THE NATURE OF DEBENTURES. SERIES VII. 9.30% AA- (CRISIL) 9999-12-31
INE084A08169 8.57% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE PERPETUAL BOND SERIES VIII. 8.57% AA (CRISIL) 9999-12-31 2026-07-31
INE084A08136 9.04% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE BASEL III COMPLIANT TIER 1 PERPETUAL BONDS IN THE NATURE OF DEBENTURES. SERIES VI. 9.04% AA- (CRISIL) 9999-12-31
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
9
Avg. Yield (Last 30 Days)
7.66%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 15 2026-08-14
Rating Actions History 6 2026-08-21
Secondary-Market Trades 17 2026-08-20
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Bank of India have?

Bank of India currently has 14 active bonds with coupons 7.14% - 10.40%, maturities spanning 2031 - 2035.

What is Bank of India's credit rating?

The most recent rating on Bank of India's bonds is AAA (INFOMERICS), published by ACUITE, CARE, CRISIL, ICRA, INDIA_RATINGS, INFOMERICS.

Are Bank of India's bonds secured?

Of the 12 bonds with a disclosed security status, 0 are secured (0%) and 12 are unsecured.

When do Bank of India's bonds mature?

Bank of India's active bonds mature between 2031 - 2035; the nearest matures in 2031-09; the average tenure is 7.9 Yrs.

What is the average coupon on Bank of India's bonds?

The average coupon across Bank of India's 14 active bonds is 8.25%.

Disclaimer: This page aggregates publicly available data about Bank of India for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.