Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds
B

Bank of India 7.54% Jul 2034 NCD (INE084A08185)

CARE AA++ Unsecured NCD

Bank of India

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2034

13 more bonds from Bank of India →
Current YTM
7.77%
Market YTM
Coupon Rate
7.54%
Per annum
Maturity Date
19 Jul 2034
7.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

Market Position

YTM (Annual)
7.77%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+42 bps
vs 7.7Y G-Sec at 7.35%
Below the median spread for similar-tenor peers
Tenure
7.7 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
23 Jul 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

19 Jul 2027
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2028
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2029
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2030
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2031
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2032
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2033
Interest Payment
₹7,540.00 / Bond
₹6,786.00 net of 10% TDS (est.)
19 Jul 2034
Final coupon + principal
₹1,07,540.00 / Bond
₹7,540.00 coupon + ₹1,00,000 face value

8 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 19 Jul 2024 Matures 19 Jul 2034

Key Metrics

Coupon Rate
7.54%
YTM (Annual)
7.77%
Credit Rating
AA++
(CARE) · seen 28 Jun 2026
Remaining Tenure
7.7 Years
Advanced metrics
Modified Duration
5.54 Yrs
Macaulay Duration
5.97 Yrs
Issue Size
₹5,000 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
5.54 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
6 Nov 2026
NSE OTC (WAP)
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.66 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Issuer
Instrument Type
NCD
Issue Date
19 Jul 2024
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by Bank of India, Bank of India 7.54% Jul 2034 NCD is an unsecured, rated NCD. It pays a 7.54% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
seen on 28 Jun 2026 CARE AA++ — Latest NSE listing
2024 India Ratings AA+ — NSDL record, 2024 NSDL debt master

Rating Action History

2 actions

Agency actions on Bank of India and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-08-28 Acuité Reaffirm AAA Stable NSE filing →
2026-08-28 Acuité Reaffirm AA+ Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Bank of India

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-08-28 Acuité Reaffirm AA+ / Stable NSE filing →
2026-08-28 Acuité Reaffirm AAA / Stable NSE filing →
Alert me about Bank of India An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE084A08185: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 98.6300 7.7708 —
2026-10-15 96.7900 8.1000 1
2026-09-18 100.2500 7.4800 1
2026-08-20 100.1700 7.5000 1
2026-08-17 99.9232 7.5412 1
2026-08-12 100.2300 7.4895 1
2026-08-07 100.1700 7.5000 1
2026-07-31 99.2863 7.6522 —
2026-07-28 102.0000 7.1900 2
2026-07-23 98.1200 7.8700 2

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE, India Ratings 2026-06-28
Rating Actions History 2 — 2026-08-28
Secondary-Market Trades 10 NSE OTC (WAP) 2026-11-06
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹98,630.00
YTM7.77%
Trade Date 6 Nov 2026 2d ago
SourceNSE OTC (WAP)
Accrued interest (est.)₹2,334.30
Dirty price (est.)₹1,00,964.30
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE084A08185
Issue Date
19 Jul 2024
Maturity Date
19 Jul 2034
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

Get notified of downgrades, upgrades, and credit watches across all tracked bonds.

Subscribe Free

Weekly digest. No spam. Unsubscribe anytime.

Frequently Asked Questions
What is the coupon rate on Bank of India 7.54% Jul 2034 NCD?

Bank of India 7.54% Jul 2034 NCD carries a coupon of 7.54%, paid annual, on a face value of ₹1,00,000.

When does Bank of India 7.54% Jul 2034 NCD mature?

Bank of India 7.54% Jul 2034 NCD matures on 19 Jul 2034, 7.7 years from today.

What is Bank of India 7.54% Jul 2034 NCD rated?

Bank of India 7.54% Jul 2034 NCD is rated AA++ by CARE (rating dated 28 Jun 2026).

Is Bank of India 7.54% Jul 2034 NCD secured?

Bank of India 7.54% Jul 2034 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Bank of India 7.54% Jul 2034 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Bank of India 7.54% Jul 2034 NCD at ₹98,630.00 per bond, implying a yield to maturity of 7.77%.

More Bonds from This Issuer

B
Bank of India 7.14% Sep 2031 NCD
INE084A08151
Coupon
7.14%
Maturity
30 Sep 2031
B
Bank of India 7.88% Sep 2033 NCD
INE084A08177
AAA
Coupon
7.88%
Maturity
15 Sep 2033
B
Bank of India 7.49% Sep 2034 NCD
INE084A08193
AA+ NSDL record, 2024
Coupon
7.49%
Maturity
26 Sep 2034
B
Bank of India 7.41% Nov 2034 NCD
INE084A08201
AA+ NSDL record, 2024
Coupon
7.41%
Maturity
29 Nov 2034
Compare (/) Compare Bonds

Comparable NCDs maturing near 2034

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.54%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE296A07TH8Bajaj Finance LimitedAAA7.55%2035-04-03
INE128M08094L&T Metro Rail (Hyderabad) LimitedAAA7.55%2035-04-28
INE020B08FB0REC LimitedAAA7.53%2034-05-31
INE261F08BV8National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20197.57%2035-01-03
INE377Y07540Bajaj Housing Finance LimitedAAA7.50%2035-04-09
INE261F08BR6National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20197.50%2034-11-17

← Back to screener