Bank of India 7.54% Jul 2034 NCD (INE084A08185)
Bank of India
Unsecured, Rated, Taxable, Redeemable NCD
Browse: AA rated bonds · bonds maturing in 2034
Issuer events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 30 Sep 2026 Redemption notice Redemption of Bonds
- 3 Sep 2026 Record date Intimation Of Record Date For Redemption Of Basel III Compliant Tier II Bonds
- 28 Aug 2026 Credit rating disclosure Credit Rating Reaffirmed by Acuite Ratings & Research.
- 14 Aug 2026 Credit rating disclosure Credit Rating of Basel III compliant Tier II Bonds - Reaffirmed by Infomerics
Market Position
Price vs Yield
Showing last 10 trades.
Cashflow Timeline
8 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates
Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.
Bond Timeline
Key Metrics
Advanced metrics
Market Characteristics
Observations
- This bond is unsecured.
- 2 secondary-market trades recorded in the last 30 days.
- Coupon is 2.66 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)
Structured Overview
Data as of 16 Jul 2026Issued by Bank of India, Bank of India 7.54% Jul 2034 NCD is an unsecured, rated NCD. It pays a 7.54% p.a. coupon, annually. Principal is repaid at maturity.
Rating Timeline
2 ratings on fileEvery rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.
| Date | Agency | Rating | Outlook | Status | Source |
|---|---|---|---|---|---|
| seen on 28 Jun 2026 | CARE | AA++ | — | Latest | NSE listing |
| 2024 | India Ratings | AA+ | — | NSDL debt master |
Rating Action History
2 actionsAgency actions on Bank of India and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.
| Date | Agency | Action | Rating | Outlook | Rationale |
|---|---|---|---|---|---|
| 2026-08-28 | Acuité | Reaffirm | AAA | Stable | NSE filing → |
| 2026-08-28 | Acuité | Reaffirm | AA+ | Stable | NSE filing → |
Rating Actions on Bank of India
last 12 monthsAgencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.
| Date | Agency | Action | Rating | Rationale |
|---|---|---|---|---|
| 2026-08-28 | Acuité | Reaffirm | AA+ / Stable | NSE filing → |
| 2026-08-28 | Acuité | Reaffirm | AAA / Stable | NSE filing → |
Recent Market Prices
| Trade Date | Clean Price | YTM (%) | Trades |
|---|---|---|---|
| 2026-11-06 | 98.6300 | 7.7708 | — |
| 2026-10-15 | 96.7900 | 8.1000 | 1 |
| 2026-09-18 | 100.2500 | 7.4800 | 1 |
| 2026-08-20 | 100.1700 | 7.5000 | 1 |
| 2026-08-17 | 99.9232 | 7.5412 | 1 |
| 2026-08-12 | 100.2300 | 7.4895 | 1 |
| 2026-08-07 | 100.1700 | 7.5000 | 1 |
| 2026-07-31 | 99.2863 | 7.6522 | — |
| 2026-07-28 | 102.0000 | 7.1900 | 2 |
| 2026-07-23 | 98.1200 | 7.8700 | 2 |
Data Coverage
| Dataset | Records | Detail | Freshness |
|---|---|---|---|
| Credit Ratings | 2 | CARE, India Ratings | 2026-06-28 |
| Rating Actions History | 2 | — | 2026-08-28 |
| Secondary-Market Trades | 10 | NSE OTC (WAP) | 2026-11-06 |
| Reg52(4) Payment Disclosures | 0 | — | — |
Documents
Entity metadata
- Source
- NSDL debt master
- Last Updated
- 16 Jul 2026
Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.
What is the coupon rate on Bank of India 7.54% Jul 2034 NCD?
Bank of India 7.54% Jul 2034 NCD carries a coupon of 7.54%, paid annual, on a face value of ₹1,00,000.
When does Bank of India 7.54% Jul 2034 NCD mature?
Bank of India 7.54% Jul 2034 NCD matures on 19 Jul 2034, 7.7 years from today.
What is Bank of India 7.54% Jul 2034 NCD rated?
Bank of India 7.54% Jul 2034 NCD is rated AA++ by CARE (rating dated 28 Jun 2026).
Is Bank of India 7.54% Jul 2034 NCD secured?
Bank of India 7.54% Jul 2034 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.
What yield does Bank of India 7.54% Jul 2034 NCD currently offer?
The last recorded trade on 6 Nov 2026 priced Bank of India 7.54% Jul 2034 NCD at ₹98,630.00 per bond, implying a yield to maturity of 7.77%.
More Bonds from This Issuer
Comparable NCDs maturing near 2034
Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.54%. For comparison only, not a recommendation.
| Bond | Issuer | Rating | Coupon | Maturity |
|---|---|---|---|---|
| INE296A07TH8 | Bajaj Finance Limited | AAA | 7.55% | 2035-04-03 |
| INE128M08094 | L&T Metro Rail (Hyderabad) Limited | AAA | 7.55% | 2035-04-28 |
| INE020B08FB0 | REC Limited | AAA | 7.53% | 2034-05-31 |
| INE261F08BV8 | National Bank for Agriculture and Rural Development | AAA | 7.57% | 2035-01-03 |
| INE377Y07540 | Bajaj Housing Finance Limited | AAA | 7.50% | 2035-04-09 |
| INE261F08BR6 | National Bank for Agriculture and Rural Development | AAA | 7.50% | 2034-11-17 |