Union Bank of India

Bank

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (ICRA)
Total Debt Outstanding
₹20,433 Cr
Across 18 instruments
Listed Bonds
18
First Issue
2016-09-15
Latest Issue
2026-03-24
Maturity Range
2026 - 2037
Observation
18 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Bank
First Tracked Bond
2016-09-15
Start of this issuer's debt program timeline
  • 18 active bonds tracked from this issuer.
  • 0 of 18 tracked bonds with a stated security status are secured. (based on 18 bonds with a disclosed security status)

Union Bank of India, a bank or financial institution, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.16% - 9.50%, paid annual. Maturities on outstanding bonds fall between 2026 - 2037.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
18
Tracked by RetailBonds
Amount Tracked
₹20,433 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
8.28%
Range 7.16% - 9.50%
Avg Remaining Tenure
6.8 Yrs
Nearest maturity 2026-11
Secured
0%
0 of 18 bonds with known status
Callable
17
Of 18 bonds
Avg Spread vs G-Sec
+136 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

0 2026: 1 bond, ₹750 Cr tracked, avg coupon 7.74% 1 bond 2026 2029: 1 bond, ₹1,000 Cr tracked, avg coupon 8.93% 1 bond 2029 2031: 1 bond, ₹850 Cr tracked, avg coupon 7.19% 1 bond 2031 2032: 1 bond, ₹700 Cr tracked, avg coupon 7.80% 1 bond 2032 2035: 1 bond, ₹1,000 Cr tracked, avg coupon 7.18% 1 bond 2035 2036: 2 bonds, ₹4,150 Cr tracked, avg coupon 7.21% 2 bonds 2036 2037: 1 bond, ₹1,500 Cr tracked, avg coupon 7.85% 1 bond 2037 2042+: 10 bonds, ₹10,483 Cr tracked, avg coupon 8.79% 10 bonds 2042+

Security Type / Instrument Mix

  • NCD 18 bonds · 100% · ₹20,433 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2016: ₹1,750 Cr issued 2016 2017: ₹1,000 Cr issued 2017 2019: ₹1,000 Cr issued 2019 2020: ₹1,500 Cr issued 2020 2021: ₹6,500 Cr issued 2021 2022: ₹5,683 Cr issued 2022 2026: ₹3,000 Cr issued 2026 Cumulative: ₹1,750 Cr Cumulative: ₹2,750 Cr Cumulative: ₹3,750 Cr Cumulative: ₹5,250 Cr Cumulative: ₹11,750 Cr Cumulative: ₹17,433 Cr Cumulative: ₹20,433 Cr

Based on 18 of 18 active bonds with a known issue date and issue size.

Financial Snapshot

2026-06-30
Total Financial Indebtedness
₹72,528.00 Cr
 
Unlisted Debt Securities Outstanding
₹0.00 Cr
 
Defaults on Unlisted Debt Securities
₹0.00 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 15 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AAA 2 bonds · 11%
  • AA 15 bonds · 83%
  • Unrated 1 bonds · 6%
AgencyRatingOutlookBonds
INDIA_RATINGS AA 5
CRISIL AA 3
INDIA_RATINGS AA+ 3
BRICKWORK AA 1
CARE AA+ 1
CARE AAA 1
CRISIL AA- 1
CRISIL AAA 1
ICRA AAA 1
INDIA_RATINGS AA- 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE692A08045 7.74% UNSECURED REDEEMABLE BASEL III COMPLIANT TIER 2 BONDS IN THE NATURE OF DEBENTURES. SERIES XXII. DATE OF MATURITY 24/11/2026 7.74% AAA (CRISIL) 2026-11-24
INE112A08051 8.93% UNSECURED LISTED RATED SUBORDINATED REDEEMABLE NON CONVERTIBLE TAXABLE BASEL III COMPLIANT TIER II BONDS IN THE NATURE OF DEBENTURES. SERIES II. LETTER OF ALLOTMENT. DATE OF MATURITY 08/11/2029 8.93% AA- (INDIA_RATINGS) 2029-11-08
INE692A08144 7.19% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE REDEEMABLE TAXABLE BASEL III COMPLIANT TIER II BONDS IN THE NATURE OF DEBENTURES. SERIES XXX.DATE OF MATURITY 24/06/2031 7.19% AA+ (INDIA_RATINGS) 2031-06-24
INE692A08201 7.80% UNSECURED RATED LISTED NON CONVERTIBLE BOND REDEEMABLE SERIES XXXVI-B DATE OF MATURITY 29/11/2032 7.80% 2032-11-29
INE692A08102 7.18% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE REDEEMABLE TAXABLE BASEL III COMPLIANT TIER II BONDS IN THE NATURE OF DEBENTURES. SERIES XXVI.LETTER OF ALLOTMENT. DATE OF MATURITY 26/11/2035 7.18% AA+ (INDIA_RATINGS) 2035-11-26 7.40% 2026-08-12
INE692A08235 7.16% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BONDS IN THE NATURE OF DEBENTURES SERIES I DATE OF MATURITY 24/03/2036 7.16% AAA (ICRA) 2036-03-24
INE692A08151 7.25% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE REDEEMABLE TAXABLE BASEL III COMPLIANT TIER II BONDS IN THE NATURE OF DEBENTURES. SERIES XXXI.DATE OF MATURITY 09/07/2036 7.25% AA+ (INDIA_RATINGS) 2036-07-09
INE692A08219 7.85% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BOND SERIES XXXVI-A DATE OF MATURITY 29/11/2037 7.85% AA+ (CARE) 2037-11-29
INE692A08185 8.50% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE REDEEMABLE BASEL III COMPLIANT TIER 1 BONDS IN THE NATURE OF DEBENTURES. SERIES XXXIV. PERPETUAL. 8.50% AA (CRISIL) 9999-12-31
INE692A08227 8.40% UNSECURED RATED LISTED REDEEMABLE BASEL III COMPLIANT NON CONVERTIBLE PERPETUAL ADDITIONAL TIER 1 BOND IN NATURE DEBENTURES SERIES XXXVII 8.40% AA (CRISIL) 9999-12-31
INE692A08169 8.70% UNSECURED RATED LISTED NON CONVERTIBLE BOND BASEL III ADDITIONAL TIER 1 PERPETUAL DEBT INSTRUMENTS IN THE NATURE OF DEBENTURE. SERIES XXXII. 8.70% AA (INDIA_RATINGS) 9999-12-31
INE692A08193 8.69% UNSECURED RATED LISTED BASEL III COMPLIANT ADDITIONAL TIER 1 CAPITAL PERPETUAL DEBT NON CONVERTIBLE BOND. SERIES XXXV. 8.69% AA (INDIA_RATINGS) 9999-12-31
INE692A08078 9.10% UNSECURED NON CONVERTIBLE SUBORDINATED BASEL III COMPLIANT PERPETUAL DEBT INSTRUMENTS IN THE NATURE OF DEBENTURES. SERIES XXIII TRANCHE 3. 9.10% AA (INDIA_RATINGS) 9999-12-31
INE692A08128 8.64% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE BASEL III COMPLIANT TIER 1 BONDS IN THE NATURE OF DEBENTURES. SERIES XXVIII. PERPETUAL. 8.64% AA (INDIA_RATINGS) 9999-12-31
INE692A08029 9.5% UNSECURED SUBORDINATED FULLY PAID UP BASEL III COMPLIANT PERPETUAL ADDITIONAL TIER 1 BONDS IN THE NATURE OF DEBENTURES. SERIES XX. 9.50% AA (INDIA_RATINGS) 9999-12-31 2026-07-08
INE434A08083 9.2% UNSECURED LISTED NON CONVERTIBLE BASEL III COMPLIANT ADDITIONAL TIER-1 PERPETUAL BONDS IN THE NATURE OF DEBENTURES. SERIES IV. LETTER OF ALLOTMENT. 9.20% AA- (CRISIL) 9999-12-31
INE692A08177 8.40% UNSECURED RATED LISTED NON CONVERTIBLE PERPETUAL ADDITIONAL TIER 1 BOND IN THE NATURE OF DEBENTURE. SERIES XXXIII. 8.40% AA (CRISIL) 9999-12-31 2026-08-12
INE692A08110 8.73% UNSECURED RATED LISTED SUBORDINATED NON CONVERTIBLE REDEEMABLE BASEL III COMPLIANT TIER 1 BONDS IN THE NATURE OF DEBENTURES. SERIES XXVII.LETTER OF ALLOTMENT. PERPETUAL. 8.73% AA (BRICKWORK) 9999-12-31
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
3
Avg. Yield (Last 30 Days)
7.4%
06 Payment Disclosures (SEBI Reg52(4)) 1 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-07-25 8.69% UNSECURED RATED LISTED BASEL... Interest ₹1,147,100,000.00 ₹1,147,100,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 18 2026-06-28
Rating Actions History 0
Secondary-Market Trades 9 2026-08-12
Reg52(4) Payment Disclosures 1 2026-07-25

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Union Bank of India have?

Union Bank of India currently has 18 active bonds with coupons 7.16% - 9.50%, maturities spanning 2026 - 2037.

What is Union Bank of India's credit rating?

The most recent rating on Union Bank of India's bonds is AAA (ICRA), published by BRICKWORK, CARE, CRISIL, ICRA, INDIA_RATINGS.

Are Union Bank of India's bonds secured?

Of the 18 bonds with a disclosed security status, 0 are secured (0%) and 18 are unsecured.

When do Union Bank of India's bonds mature?

Union Bank of India's active bonds mature between 2026 - 2037; the nearest matures in 2026-11; the average tenure is 6.8 Yrs.

What is the average coupon on Union Bank of India's bonds?

The average coupon across Union Bank of India's 18 active bonds is 8.28%.

Disclaimer: This page aggregates publicly available data about Union Bank of India for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.