Bajaj Finance Limited — Bonds & AAA (CRISIL) Rating
NBFC · Financial Services
As of 9 Nov 2026, Bajaj Finance Limited has 99 active bonds with ₹1,17,289 Cr outstanding (disclosed for 62 of 99 bonds), and the most common current rating on its senior bonds is AAA from CRISIL (50 of 51 rated bonds, rated 30 Sep 2026).
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 6 Nov 2026 Interest payment notice Certificate of Payment Interest of Unsecured Non-Convertible Debentures
- 30 Oct 2026 Debt securities notice Allotment of Secured Redeemable Non-Convertible Debentures on Private Placement basis
- 26 Oct 2026 Interest payment notice Certificate of payment of interest in respect of Secured Non-Convertible Debentures
- 21 Oct 2026 Debt securities notice Allotment of Secured Redeemable Non-Convertible Debentures on Private Placement Basis.
- 19 Oct 2026 Debt securities notice Certificate on use of proceeds from issue of non-convertible debentures.
Bajaj Finance Limited bonds: risks and track record
1 item to look at- Current ratings CRISIL AAA, CARE AAA, India Ratings AAA
- Rating range Current ratings range from AA (CRISIL 30 Apr 2025) to AAA (CARE 6 Apr 2026, CRISIL 30 Sep 2026, India Ratings 30 Jun 2023)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 30 Oct 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 26 of 99 active bonds had an exchange trade
- Exchange filings, 90 days 60 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
Issuer Overview
- 99 active bonds tracked from this issuer.
- 85 of 91 tracked bonds with a stated security status are secured. (based on 91 bonds with a disclosed security status)
- Most recent rating action: reaffirm by CRISIL on 30 Oct 2026.
Bajaj Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 6.92% - 9.11%, paid annually. Bonds mature between 2026 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Debt Profile
Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (17 bonds).
Security Type / Instrument Mix
- NCD 99 bonds · 100% · ₹1,17,289 Cr tracked
Funding Evolution
Based on 61 of 99 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
Financial Snapshot
H1 FY27As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 19 Oct 2026. Figures are reported facts, not a rating or recommendation.
Credit Profile
- AAA 61 bonds · 62%
- AA 1 bond · 1%
- Unrated 37 bonds · 37%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AAA | Stable | 35 |
| CRISIL | AAA | — | 12 |
| CARE | AAA | Stable | 2 |
| CRISIL | AA | Stable | 1 |
| India Ratings | AAA | — | 1 |
| CRISIL | AAA | — | 9 |
| India Ratings | AAA | — | 2 |
Rating History (Trend)
Recent Rating Actions
Bajaj Finance Limited Bond Interest Rates
Coupons on Bajaj Finance Limited's 99 active bonds range from 6.92% to 9.11%. 26 traded in the last 30 days, at yields from 7.40% to 8.71% (median 8.48%; latest trade 9 Nov 2026).
| Maturity year | Active bonds | Coupon range | Traded (last 30 days) | Median yield |
|---|---|---|---|---|
| 2026 | 1 | 8.05% | 0 | — |
| 2027 | 17 | 7.23% to 8.15% | 6 | 8.17% |
| 2028 | 13 | 7.07% to 8.00% | 5 | 8.59% |
| 2029 | 16 | 7.40% to 8.70% | 5 | 8.43% |
| 2030 | 12 | 6.92% to 8.07% | 1 | 8.69% |
| 2031 | 10 | 7.02% to 8.70% | 5 | 8.59% |
| 2032 | 3 | 7.82% to 8.10% | 0 | — |
| 2033 | 8 | 7.72% to 9.11% | 0 | — |
| 2034 | 9 | 7.70% to 7.93% | 2 | 8.52% |
| 2035 | 5 | 7.45% to 7.99% | 1 | 8.25% |
| 2036 | 5 | 7.65% to 8.15% | 1 | 8.60% |
Coupon is the interest rate on face value, from the bond records. Yield is the market yield from the latest BSE/NSE trade, counted only when that trade is at most 30 days old and passes the checks in our methodology.
Calculate the yield on Bajaj Finance 7.87% Feb 2034 NCD (most recently traded; the calculator is pre-filled with its coupon and maturity)
Outstanding Bonds
View all bonds →YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
More bonds from this issuer (32)
- Bajaj Finance 8.07% Mar 2030 NCD · INE296A07UF0
- Bajaj Finance 7.57% Apr 2030 NCD · INE296A07TI6
- Bajaj Finance 7.38% Jun 2030 NCD · INE296A07TL0
- Bajaj Finance 7.25% Aug 2030 NCD · INE296A07RJ8
- Bajaj Finance 7.37% Sep 2030 NCD · INE296A07TQ9
- Bajaj Finance 6.92% Dec 2030 NCD · INE296A07RN0
- Bajaj Finance 7.55% Feb 2031 NCD · INE296A07TU1
- Bajaj Finance 7.02% Apr 2031 NCD · INE296A07RS9
- Bajaj Finance 8.00% May 2031 NCD · INE296A07TX5
- Bajaj Finance 7.92% Jun 2031 NCD · INE296A07UA1
- Bajaj Finance Oct 2031 NCD · INE296A07UG8
- Bajaj Finance 7.15% Dec 2031 NCD · INE296A07RW1
- Bajaj Finance 8.10% Jun 2032 NCD · INE296A08938
- Bajaj Finance 7.82% Sep 2032 NCD · INE296A07SD9
- Bajaj Finance 8.08% Mar 2033 NCD · INE296A07SH0
- Bajaj Finance 7.75% May 2033 NCD · INE296A07SL2
- Bajaj Finance 7.72% May 2033 NCD · INE296A07SM0
- Bajaj Finance 7.79% Sep 2033 NCD · INE296A07SP3
- Bajaj Finance 9.11% Nov 2033 NCD · INE296A08961
- Bajaj Finance 7.82% Jan 2034 NCD · INE296A07SV1
- Bajaj Finance 7.87% Feb 2034 NCD · INE296A07SU3
- Bajaj Finance 7.92% Feb 2034 NCD · INE296A07SW9
- Bajaj Finance 7.93% May 2034 NCD · INE296A07SY5
- Bajaj Finance 7.70% Oct 2034 NCD · INE296A07TE5
- Bajaj Finance 7.55% Apr 2035 NCD · INE296A07TH8
- Bajaj Finance 7.99% Jun 2035 NCD · INE296A08953
- Bajaj Finance 7.99% Jun 2035 NCD · INE296A08AA1
- Bajaj Finance 7.45% Oct 2035 NCD · INE296A07TR7
- Bajaj Finance 7.65% Jan 2036 NCD · INE296A07TS5
- Bajaj Finance 8.08% May 2036 NCD · INE296A07TY3
- Bajaj Finance 7.79% Jul 2036 NCD · INE296A07UC7
- Bajaj Finance 8.15% Aug 2036 NCD · INE296A07UE3
Market Activity
Last 30 days, across all outstanding bonds from this issuer.
Regulatory Filings
Methodology & Data Coverage
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 62 | 2026-09-30 |
| Rating Actions History | 4 | 2026-10-30 |
| Secondary-Market Trades | 412 | 2026-11-09 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
More issuers starting with B →How many active bonds does Bajaj Finance Limited have?
Bajaj Finance Limited currently has 99 active bonds with coupons of 6.92% - 9.11%, maturities spanning 2026 - 2036.
What is the interest rate on Bajaj Finance Limited bonds?
Coupons on Bajaj Finance Limited's 99 active bonds range from 6.92% to 9.11%. The coupon is the fixed interest rate on face value; the market yield depends on the price paid. 26 traded in the last 30 days, at yields from 7.40% to 8.71% (median 8.48%; latest trade 9 Nov 2026).
What is Bajaj Finance Limited's credit rating?
The most common current rating on Bajaj Finance Limited's senior bonds is AAA (CRISIL). Ratings on file come from CARE, CRISIL, India Ratings.
Are Bajaj Finance Limited's bonds secured?
Of the 91 bonds with a disclosed security status, 85 are secured (93%) and 6 are unsecured.
When do Bajaj Finance Limited's bonds mature?
Bajaj Finance Limited's active bonds mature between 2026 - 2036; the nearest matures in Dec 2026; the average tenure is 4.0 Yrs.
What is the average coupon on Bajaj Finance Limited's bonds?
The average coupon across Bajaj Finance Limited's 99 active bonds is 7.77%.
Where can I buy Bajaj Finance Limited NCDs?
By our records, at least 60 of Bajaj Finance Limited's 99 active bonds are listed on BSE. Listed bonds are bought on the exchange through a SEBI-registered stockbroker or an online bond platform provider, into a demat account. 26 of Bajaj Finance Limited's active bonds traded in the last 30 days; many listed bonds trade rarely. RetailBonds.in shows data only and does not sell bonds or advise on them.
Disclaimer: This page aggregates publicly available data about Bajaj Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.