Tata Capital Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (CRISIL)
Total Debt Outstanding
₹46,120 Cr
Across 105 instruments
Listed Bonds
105
First Issue
2014-03-27
Latest Issue
2026-06-11
Maturity Range
2026 - 2035
Observation
105 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2014-03-27
Start of this issuer's debt program timeline
  • 105 active bonds tracked from this issuer.
  • 54 of 105 tracked bonds with a stated security status are secured. (based on 105 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-07-22.

Tata Capital Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.10% - 11.50%, paid annual. Maturities on outstanding bonds fall between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
105
Tracked by RetailBonds
Amount Tracked
₹46,120 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 87 of 105 bonds)
Avg Coupon
8.53%
Range 7.10% - 11.50%
Avg Remaining Tenure
3.3 Yrs
Nearest maturity 2026-08
Secured
51%
54 of 105 bonds with known status
Callable
49
Of 105 bonds
Avg Spread vs G-Sec
+254 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (22 bonds).

0 2026: 3 bonds, ₹3,715 Cr tracked, avg coupon 8.18% 3 bonds 2026 2027: 19 bonds, ₹11,999 Cr tracked, avg coupon 8.07% 19 bonds 2027 2028: 13 bonds, ₹4,827 Cr tracked, avg coupon 8.52% 13 bonds 2028 2029: 18 bonds, ₹8,896 Cr tracked, avg coupon 8.87% 18 bonds 2029 2030: 8 bonds, ₹3,700 Cr tracked, avg coupon 7.64% 8 bonds 2030 2031: 5 bonds, ₹1,604 Cr tracked, avg coupon 7.38% 5 bonds 2031 2032: 5 bonds, ₹1,908 Cr tracked, avg coupon 7.82% 5 bonds 2032 2033: 4 bonds, ₹4,081 Cr tracked, avg coupon 8.12% 4 bonds 2033 2034: 7 bonds, ₹3,280 Cr tracked, avg coupon 8.20% 7 bonds 2034 2035: 1 bond, ₹500 Cr tracked, avg coupon 7.85% 1 bond 2035 2042+: 22 bonds, ₹1,610 Cr tracked, avg coupon 9.65% 22 bonds 2042+

Security Type / Instrument Mix

  • NCD 105 bonds · 100% · ₹46,120 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2014: ₹94 Cr issued 2014 2016: ₹365 Cr issued 2016 2017: ₹293 Cr issued 2017 2018: ₹1,186 Cr issued 2018 2019: ₹4,853 Cr issued 2019 2020: ₹2,458 Cr issued 2020 2021: ₹1,279 Cr issued 2021 2022: ₹6,074 Cr issued 2022 2023: ₹16,122 Cr issued 2023 2024: ₹4,861 Cr issued 2024 2025: ₹3,050 Cr issued 2025 2026: ₹5,485 Cr issued 2026 Cumulative: ₹94 Cr Cumulative: ₹459 Cr Cumulative: ₹752 Cr Cumulative: ₹1,938 Cr Cumulative: ₹6,791 Cr Cumulative: ₹9,249 Cr Cumulative: ₹10,528 Cr Cumulative: ₹16,602 Cr Cumulative: ₹32,724 Cr Cumulative: ₹37,585 Cr Cumulative: ₹40,635 Cr Cumulative: ₹46,120 Cr

Based on 87 of 105 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26
Debt / Equity
0.04
 
Debt Service Coverage (DSCR)
0.00
 
Interest Service Coverage (ISCR)
0.00
 
Revenue from Operations
₹6,334.12 Cr
 
Net Profit / Loss
₹999.44 Cr
 
Profit Before Tax
₹1,342.89 Cr
 

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 28 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile
  • AAA 58 bonds · 55%
  • AA 22 bonds · 21%
  • A 7 bonds · 7%
  • Unrated 18 bonds · 17%
AgencyRatingOutlookBonds
CRISIL AAA 36
ICRA AAA 23
CARE AAA 7
ICRA AA 7
CARE AA 6
CRISIL AA+ 3
ICRA A 3
CARE AA+ 2
ICRA A- 2
CRISIL A 1
CRISIL AA 1
CRISIL AA- 1
ICRA A+ 1
ICRA AA+ 1
ICRA AA- 1

Recent Rating Actions

2026-07-22 · CRISIL
AAA
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE601U08309 UNSECURED RATED LISTED NON CONVERTIBLE DEBENTURE. SERIES A. DATE OF MATURITY 28/08/2026. AA- (CRISIL) 2026-08-28 8.00% 2026-08-12
INE306N08201 8.45% UNSECURED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCFSL TIER II BOND B FY 2016-17. DATE OF MATURITY 26/10/2026 8.45% AA+ (CRISIL) 2026-10-26
INE306N07NO7 7.905% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES TCFSL NCD B FY202324 STRPP-I DATE OF MATURITY 03/12/2026 7.91% AAA (ICRA) 2026-12-03 7.10% 2026-08-18
IN8306N07194 8.0980% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCFSL D FY2324 STRPP-I DATE OF MATURITY 22/01/2027 8.10% 2027-01-22
INE306N07NS8 8.0980% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCFSL D FY2324 STRPP-I DATE OF MATURITY 22/01/2027 8.10% AAA (CRISIL) 2027-01-22 7.40% 2026-08-11
INE306N07NM1 8.30% SECURED RATED LISTED REDEMABLE NON CONVERTIBLE DEBENTURES SERIES P STRPP II DATE OF MATURITY 16/03/2027 8.30% AAA (ICRA) 2027-03-16 7.40% 2026-07-16
INE976I07DC3 8.30% SECURED RATED LISTED REDEMABLE NON CONVERTIBLE DEBENTURES SERIES P STRPP II DATE OF MATURITY 16/03/2027 8.30% AAA (ICRA) 2027-03-16 7.45% 2026-08-24
INE976I07CT9 8.2850% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCL C FY 2023-24 VIS-M DATE OF MATURITY 10/05/2027 8.29% AAA (CRISIL) 2027-05-10
INE306N07MX0 7.89% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD E SERIES FY 2022-23 OPTION II. DATE OF MATURITY 26/07/2027. 7.89% AAA (ICRA) 2027-07-26 7.65% 2026-06-29
IN8306N07079 7.89% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD E SERIES FY 2022-23 OPTION II. DATE OF MATURITY 26/07/2027. 7.89% 2027-07-26
INE306N07LM5 8.65% SECURED LISTED RATED REDEEMABLE NON-CONVERTIBLE DEBENTURES . SERIES III TRANCHE II ? CATEGORY III & IV. DATE OF MATURITY 26/08/2027 8.65% AAA (CRISIL) 2027-08-26 7.58% 2026-08-26
INE306N07LL7 8.55% SECURED LISTED RATED REDEEMABLE NON-CONVERTIBLE DEBENTURES . SERIES III TRANCHE II ? CATEGORY I & II. DATE OF MATURITY 26/08/2027 8.55% AAA (CRISIL) 2027-08-26
INE306N07NA6 7.68% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD H SERIES FY 2022-23. DATE OF MATURITY 07/09/2027. 7.68% AAA (CRISIL) 2027-09-07
IN8306N07186 7.68% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD H SERIES FY 2022-23. DATE OF MATURITY 07/09/2027. 7.68% 2027-09-07
INE857Q07273 8% SECURED, LISTED, RATED, REDEEMABLE, NON-CONVERTIBLE DEBENTURES. TCCL NCD “A” SERIES FY 2020-21. DATE OF MATURITY 10/09/2027 8.00% AAA (CARE) 2027-09-10 8.10% 2026-08-13
IN8857Q07033 8% SECURED, LISTED, RATED, REDEEMABLE, NON-CONVERTIBLE DEBENTURES. TCCL NCD A SERIES FY 2020-21. DATE OF MATURITY 10/09/2027 8.00% 2027-09-10
INE976I07CY9 8.0980% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCFSL D FY2324 STRPP-II DATE OF MATURITY 23/09/2027 8.10% AAA (CRISIL) 2027-09-23 7.58% 2026-08-11
INE306N07ND0 8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD J SERIES FY 2022-23. DATE OF MATURITY 19/10/2027. 8.00% AAA (CRISIL) 2027-10-19 8.10% 2026-08-13
IN8306N07103 8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCFSL NCD J SERIES FY 2022-23. DATE OF MATURITY 19/10/2027 8.00% 2027-10-19
INE601U08010 8.350% UNSECURED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES IN THE NATURE OF TIER II CAPITAL. SERIES TMFL TIER II A FY 17-18. DATE OF MATURITY 13/11/2027 8.35% AA+ (CARE) 2027-11-13
INE306N07NQ2 7.9050% SECURED RATED LISTED REDEEMABLE PARTLY PAID UP NON CONVERTIBLE DEBENTURES SERIES TCSFL NCD B FY 2023-24 STRPP II DATE OF MATURITY 03/12/2027 7.91% AAA (ICRA) 2027-12-03
INE306N07NV2 7.63% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. DATE OF MATURITY 21/12/2027. 7.63% AAA (ICRA) 2027-12-21
IN8306N07111 7.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES FY202223 N DATE OF MATURITY 08/02/2028 7.95% 2028-02-08
INE306N07NI9 7.95% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES FY202223 N DATE OF MATURITY 08/02/2028 7.95% AAA (CRISIL) 2028-02-08
INE601U08028 9% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES IN THE NATURE OF TIER II CAPITAL. SERIES TMFL TIER II B FY 17-18. DATE OF MATURITY 28/03/2028 9.00% AA (ICRA) 2028-03-28
IN8306N07210 7.97% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES TCFSL NCD A FY 2023-24 DATE OF MATURITY 19/07/2028 7.97% 2028-07-19
INE306N07NP4 7.97% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES TCFSL NCD A FY 2023-24 DATE OF MATURITY 19/07/2028 7.97% AAA (ICRA) 2028-07-19 7.75% 2026-08-25
INE601U08036 10% UNSECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES IN THE NATURE OF TIER II CAPITAL. SERIES TMFL TIER II A FY 18-19. DATE OF MATURITY 31/08/2028 10.00% AA+ (CARE) 2028-08-31
INE306N08284 9% UNSECURED (CATEGORY I & II) LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES III. DATE OF MATURITY 27/09/2028 9.00% AAA (CRISIL) 2028-09-27 7.40% 2026-08-10
INE306N08292 9.10% UNSECURED (CATEGORY III & IV) LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES III. DATE OF MATURITY 27/09/2028 9.10% AAA (CRISIL) 2028-09-27 3.29% 2026-08-25
INE306N07NT6 8.07% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES TCFSL C FY2023-24 DATE OF MATURITY 20/10/2028. 8.07% AAA (CRISIL) 2028-10-20 7.90% 2026-07-15
IN8306N07202 8.07% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES TCFSL C FY2023-24 DATE OF MATURITY 20/10/2028. 8.07% 2028-10-20
INE976I07DB5 7.12% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCL SECURED C FY25-26 VIS-M DATE OF MATURITY 14/11/2028 7.12% AAA (CRISIL) 2028-11-14 7.79% 2026-07-22
INE306N07KL9 9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES TCFSL NCD H SERIES OPTION ?II. DATE OF MATURITY 19/12/2028 9.25% AAA (ICRA) 2028-12-19
INE306N08300 9.32% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCFSL TIER II BOND A FY 2018-19. MATURITY DATE - 28/12/2028 9.32% AAA (CRISIL) 2028-12-28
INE976I07CS1 7.99% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES B FY 2023-2024 VIS-M DATE OF MATURITY 13/02/2029 7.99% AAA (CRISIL) 2029-02-13
INE976I07DE9 RESET RATE SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES B FY 2026-27 DATE OF MATURITY 21/02/2029 AAA (CRISIL) 2029-02-21
INE976I07CV5 8.137% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. SERIES A FY 2024-25 VIS-M DATE OF MATURITY 21/03/2029. 8.14% AAA (CRISIL) 2029-03-21
INE601U08051 10% UNSECURED LISTED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTURES IN THE NATURE OF TIER II CAPITAL. SERIES TMFL TIER II B FY 18-19. DATE OF MATURITY 29/03/2029 10.00% AAA (CARE) 2029-03-29
INE306N08326 8.95% UNSECURED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES. TCFSL TIER II BONDS A SERIES FY 2019-20. DATE OF MATURITY: 16/04/2029 8.95% AAA (ICRA) 2029-04-16 8.44% 2026-08-21
INE601U08069 10.25% UNSECURED UNLISTED REDEEMABLE SUBORDINATED NON CONVERTIBLE DEBENTURE. SERIES TMFL TIER II A FY 19-20. MATURITY DATE – 30/04/2029 10.25% AA- (ICRA) 2029-04-30
INE857Q08016 9.18% UNSECURED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. TCCL TIER II BONDS A SERIES FY 2019-20. DATE OF MATURITY 10/05/2029 9.18% AAA (CARE) 2029-05-10 8.23% 2026-08-26
INE601U08077 9.95% UNSECURED LISTED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES TMFL TIER II B FY 19-20. DATE OF MATURITY – 31/05/2029 9.95% AA (ICRA) 2029-05-31
INE976I07DF6 8.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C FY 2026-27 DATE OF MATURITY 11/06/2029 8.15% AAA (CRISIL) 2029-06-11 7.85% 2026-08-11
INE306N07LF9 8.70% SECURED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES TCFSL NCD F OF FY 2019-20 OPTION - I. DATE OF MATURITY 20/06/2029 8.70% AAA (CRISIL) 2029-06-20
INE857Q07232 8.75% SECURED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES TCCL NCD A FY 2019-20. DATE OF MATURITY 13/07/2029 8.75% AAA (CRISIL) 2029-07-13
INE306N08334 8.75% UNSECURED LISTED RATED REDEEMABLE NON-CONVERTIBLE SUBORDINATED DEBENTURES ELIGIBLE FOR INCLUSION AS TIER II CAPITAL. SERIES IV TRANCHE II ? CATEGORY I & II. DATE OF MATURITY 26/08/2029 8.75% AAA (CRISIL) 2029-08-26
INE306N08342 8.85% UNSECURED LISTED RATED REDEEMABLE NON-CONVERTIBLE SUBORDINATED DEBENTURES ELIGIBLE FOR INCLUSION AS TIER II CAPITAL. SERIES IV TRANCHE II ? CATEGORY III & IV. DATE OF MATURITY 26/08/2029 8.85% AAA (CRISIL) 2029-08-26 7.18% 2026-08-26
INE857Q07240 8.65% SECURED LISTED RATED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES TCCL NCD B FY 2019-20. DATE OF MATURITY 16/10/2029 8.65% AAA (CRISIL) 2029-10-16
IN8306N07178 8.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. TCFSL NCD H SERIES FY 2019-20. DATE OF MATURITY 06/11/2029 8.50% 2029-11-06
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
117
Avg. Yield (Last 30 Days)
6.57%
06 Payment Disclosures (SEBI Reg52(4)) 9 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-12 7.95% SECURED RATED LISTED NON... Interest ₹180,900,000.00 ₹180,900,000.00 Paid XBRL →
2026-08-03 7.905% SECURED RATED LISTED... Interest ₹2,371,500,000.00 ₹2,371,500,000.00 Paid XBRL →
2026-08-03 7.9050% SECURED RATED LISTED... Interest ₹23,700,000.00 ₹23,700,000.00 Paid XBRL →
2026-07-28 7.75% UNSECURED LISTED RATED... Interest ₹116,300,000.00 ₹116,300,000.00 Paid XBRL →
2026-07-27 7.89% SECURED RATED LISTED... Interest ₹2,378,800,000.00 ₹2,378,800,000.00 Paid XBRL →
2026-07-27 8.15% UNSECURED RATED LISTED... Interest ₹1,222,500,000.00 ₹1,222,500,000.00 Paid XBRL →
2026-07-23 8.01% SECURED RATED LISTED... Interest ₹625,600,000.00 ₹625,600,000.00 Paid XBRL →
2026-07-20 7.97% SECURED RATED LISTED... Interest ₹1,761,400,000.00 ₹1,761,400,000.00 Paid XBRL →
2026-07-20 7.55% SECURED RATED LISTED... Interest ₹468,000,000.00 ₹468,000,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
BSE Corporate Announcements
Pursuant to Regulation 52(7A) of SEBI (LODR) Regulations, 2015 and Circular issued by SEBI in this regard, a statement indicating a Nil Deviation and variations also annexed to the Unaudited .... 2026-07-28
Tata Capital Limited has informed the Exchange about Audio Recording of Media Call and Earnings Conference Call held on July 28, 2026. 2026-07-28
NSE Corporate Announcements
Updates 2026-07-23
General Updates 2026-07-22
Credit Rating 2026-07-16
Credit Rating 2026-07-15
General Updates 2026-07-15
Press Release 2026-07-15
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 95 2026-06-28
Rating Actions History 1 2026-07-22
Secondary-Market Trades 257 2026-08-26
Reg52(4) Payment Disclosures 9 2026-08-12

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Tata Capital Limited have?

Tata Capital Limited currently has 105 active bonds with coupons 7.10% - 11.50%, maturities spanning 2026 - 2035.

What is Tata Capital Limited's credit rating?

The most recent rating on Tata Capital Limited's bonds is AAA (CRISIL), published by CARE, CRISIL, ICRA.

Are Tata Capital Limited's bonds secured?

Of the 105 bonds with a disclosed security status, 54 are secured (51%) and 51 are unsecured.

When do Tata Capital Limited's bonds mature?

Tata Capital Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-08; the average tenure is 3.3 Yrs.

What is the average coupon on Tata Capital Limited's bonds?

The average coupon across Tata Capital Limited's 105 active bonds is 8.53%.

Disclaimer: This page aggregates publicly available data about Tata Capital Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.