LIC Housing Finance 7.87% Sep 2029 NCD (INE115A07RK8)

Secured NCD

LIC Housing Finance Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2029

85 more bonds from LIC Housing Finance Limited →

Current YTM

8.45%

Market YTM

Coupon Rate

7.87%

Per annum

Maturity Date

17 Sep 2029

2.9 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

8.45%

Last traded 29 Oct 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+139 bps

vs 2.9Y G-Sec at 7.06%

Below the median spread for similar-tenor peers

Tenure

2.9 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

16 Sep 2027

Interest Payment

₹7,870.00 / Bond

₹7,083.00 net of 10% TDS (est.)

16 Sep 2028

Interest Payment

₹7,870.00 / Bond

₹7,083.00 net of 10% TDS (est.)

16 Sep 2029

Interest Payment

₹7,870.00 / Bond

₹7,083.00 net of 10% TDS (est.)

17 Sep 2029

Final coupon (part period) + principal

₹1,00,021.56 / Bond

₹21.56 coupon + ₹1,00,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

7.87%

YTM (Annual)

8.45%

Credit Rating

—

Remaining Tenure

2.9 Years

Advanced metrics

Modified Duration

2.43 Yrs

Macaulay Duration

2.64 Yrs

Issue Size

₹1,000 Cr

Face Value

₹1,00,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

2.43 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

29 Oct 2026

NSE OTC (WAP)

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No public credit rating is available for this bond.
1 secondary-market trade recorded in the last 30 days.
Coupon is 2.33 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 24 Sep 2026

Issuer

LIC Housing Finance Limited

Instrument Type

NCD

Issue Date

16 Sep 2026

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

LIC Housing Finance Limited issued LIC Housing Finance 7.87% Sep 2029 NCD, a secured NCD. It pays a 7.87% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on LIC Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-30	CRISIL	Update	—	—	View →
2026-06-30	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on LIC Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-30	CRISIL	Update	—	View →
2026-06-30	CRISIL	Update	—	View →

Alert me about LIC Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE115A07RK8: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-10-29	98.5159	8.4500	—
2026-09-25	100.0000	7.8600	4

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	0	—	—
Rating Actions History	2	—	2026-09-30
Secondary-Market Trades	2	NSE OTC (WAP)	2026-10-29
Reg52(4) Payment Disclosures	0	—	—

No public credit rating on file for this bond.

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 24 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹98,515.90

YTM8.45%

Trade Date 29 Oct 2026 10d ago

SourceNSE OTC (WAP)

Accrued interest (est.)₹1,142.77

Dirty price (est.)₹99,658.67

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on LIC Housing Finance 7.87% Sep 2029 NCD?

LIC Housing Finance 7.87% Sep 2029 NCD carries a coupon of 7.87%, paid annual, on a face value of ₹1,00,000.

When does LIC Housing Finance 7.87% Sep 2029 NCD mature?

LIC Housing Finance 7.87% Sep 2029 NCD matures on 17 Sep 2029, 2.9 years from today.

Is LIC Housing Finance 7.87% Sep 2029 NCD secured?

LIC Housing Finance 7.87% Sep 2029 NCD is a secured bond.

What yield does LIC Housing Finance 7.87% Sep 2029 NCD currently offer?

The last recorded trade on 29 Oct 2026 priced LIC Housing Finance 7.87% Sep 2029 NCD at ₹98,515.90 per bond, implying a yield to maturity of 8.45%.

More Bonds from This Issuer

LIC Housing Finance 6.40% Nov 2026 NCD

INE115A07PN6

AAA NSDL record, 2021

Coupon

6.40%

Maturity

30 Nov 2026

View Details

LIC Housing Finance 7.69% Dec 2026 NCD

INE115A07RA9

AAA NSDL record, 2024

Coupon

7.69%

Maturity

11 Dec 2026

View Details

LIC Housing Finance 7.16% Dec 2026 NCD

INE115A07KY4

AAA NSDL record, 2016

Coupon

7.16%

Maturity

16 Dec 2026

View Details

LIC Housing Finance 6.65% Feb 2027 NCD

INE115A07PR7

AAA NSDL record, 2022

Coupon

6.65%

Maturity

15 Feb 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.87%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE134E08KK4	Power Finance Corporation Limited	AAA	7.86%	2030-04-12
INE414G07JS2	Muthoot Finance Limited	AA+	7.88%	2028-11-22
INE916DA7TN7	Kotak Mahindra Prime Limited	AAA	7.88%	2029-10-19
INE020B08CI2	REC Limited	AAA	7.89%	2030-03-31
INE414G07JU8	Muthoot Finance Limited	AA+ NSDL record, 2025	7.85%	2029-02-22
INE774D07VQ5	Mahindra and Mahindra Financial Services Limited	AAA	7.90%	2029-06-18

← Back to screener