U

Universal Sompo General Insu… 9.85% Jul 2034 NCD

AA Unsecured NCD

Universal Sompo General Insurance Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2034

Current YTM
8.67%
Market YTM
Coupon Rate
9.85%
Per annum
Maturity Date
25 Jul 2034
7.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
8.67%
Live, last traded 2026-07-21
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+212 bps
vs 7.9Y G-Sec at 6.55%
Above the median spread for similar-tenor peers
Tenure
7.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-06-25 2026-07-21
Cashflow Timeline
25 Jul 2027
Interest Payment
₹9,850.00 / Bond
25 Jul 2028
Interest Payment
₹9,850.00 / Bond
25 Jul 2029
Interest Payment
₹9,850.00 / Bond
25 Jul 2030
Interest Payment
₹9,850.00 / Bond
25 Jul 2031
Interest Payment
₹9,850.00 / Bond
25 Jul 2032
Interest Payment
₹9,850.00 / Bond
25 Jul 2033
Interest Payment
₹9,850.00 / Bond
25 Jul 2034
Principal Payment
₹100,000.00 / Bond

Next 7 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2024-07-25 Matures 2034-07-25
Key Metrics
Coupon Rate
9.85%
YTM (Annual)
8.67%
Credit Rating
AA
(ICRA)
Remaining Tenure
7.9 Years
Advanced metrics
Modified Duration
5.40 Yrs
Macaulay Duration
5.87 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
5.40 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-21
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.15 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-07-25
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable

Issued by Universal Sompo General Insurance Company Limited, 9.85% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/07/2034 is a rated, ncd paying a 9.85% p.a. coupon annual. The instrument repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-21 103.0000 8.6700 None
2026-07-20 102.0123 9.0500 None
2026-06-25 102.0170 9.0500 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2024-02-28
Rating Actions History 0
Secondary-Market Trades 3 NSE OTC (WAP) 2026-07-21
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Universal Sompo General Insu… 9.85% Jul 2034 NCD?

Universal Sompo General Insu… 9.85% Jul 2034 NCD carries a coupon of 9.85%, paid annual, on a face value of ₹100,000.

When does Universal Sompo General Insu… 9.85% Jul 2034 NCD mature?

Universal Sompo General Insu… 9.85% Jul 2034 NCD matures on 2034-07-25, 7.9 years from today.

What is Universal Sompo General Insu… 9.85% Jul 2034 NCD rated?

Universal Sompo General Insu… 9.85% Jul 2034 NCD is rated AA by ICRA. As of 2024-02-28.

Is Universal Sompo General Insu… 9.85% Jul 2034 NCD secured?

Universal Sompo General Insu… 9.85% Jul 2034 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Universal Sompo General Insu… 9.85% Jul 2034 NCD be called or put back early?

Universal Sompo General Insu… 9.85% Jul 2034 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

What yield does Universal Sompo General Insu… 9.85% Jul 2034 NCD currently offer?

The last recorded trade on 2026-07-21 priced Universal Sompo General Insu… 9.85% Jul 2034 NCD at ₹103.00, implying a yield to maturity of 8.67%.

More Bonds from This Issuer
U
Universal Sompo General In… 9.10% Jul 2035 NCD
AA
Coupon
9.10%
Maturity
24 Jul 2035
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