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Universal Sompo General Insurance Company 9.10% Jul 2035 NCD (INE635M08023)

CARE AA Unsecured NCD

Universal Sompo General Insurance Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2035

1 more bond from Universal Sompo General Insurance Company Limited →

Current YTM

—

No market YTM available

Coupon Rate

9.10%

Per annum

Maturity Date

24 Jul 2035

8.7 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,000

Per Bond

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

8.7 Years

Remaining to maturity

Price vs Yield

— Price (Clean)

15 Jul 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Jul 2027

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2028

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2029

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2030

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2031

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2032

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2033

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2034

Interest Payment

₹9,100.00 / Bond

₹8,190.00 net of 10% TDS (est.)

24 Jul 2035

Final coupon + principal

₹1,09,100.00 / Bond

₹9,100.00 coupon + ₹1,00,000 face value

9 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

9.10%

YTM (Annual)

—

Credit Rating

AA

(CARE) · rated 31 Jul 2025, 15 months ago

Over 15 months old; see below

Remaining Tenure

8.7 Years

AA (CARE): Rated 31 Jul 2025 (15 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics

Modified Duration

5.70 Yrs

Macaulay Duration

6.22 Yrs

Issue Size

₹115 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

5.70 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

6

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
6 secondary-market trades recorded in the last 30 days.
Coupon is 1.10 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Universal Sompo General Insurance Company Limited

Instrument Type

NCD

Issue Date

24 Jul 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD is an unsecured, rated NCD issued by Universal Sompo General Insurance Company Limited. It pays a 9.10% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
31 Jul 2025	CARE	AA	—	Latest	BSE listing
2025	ICRA	AA	—	NSDL record, 2025	NSDL debt master

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Alert me about Universal Sompo General Insurance Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE635M08023: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	99.9900	—	1
2026-11-04	101.2100	—	1
2026-11-03	100.2000	—	1
2026-11-02	100.2000	—	1
2026-10-30	100.2100	—	1
2026-10-29	100.2100	—	1
2026-07-28	103.3500	8.5500	2
2026-07-15	100.0000	—	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	CARE, ICRA	2025-07-31
Rating Actions History	0	—	—
Secondary-Market Trades	8	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

BSE Debenture Detail & Term Sheet

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹99,990.00

YTM—

Trade Date 6 Nov 2026 2d ago

SourceBSE

Accrued interest (est.)₹2,692.60

Dirty price (est.)₹1,02,682.60

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Universal Sompo General Insurance Company 9.10% Jul 2035 NCD?

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD carries a coupon of 9.10%, paid annual, on a face value of ₹1,00,000.

When does Universal Sompo General Insurance Company 9.10% Jul 2035 NCD mature?

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD matures on 24 Jul 2035, 8.7 years from today.

What is Universal Sompo General Insurance Company 9.10% Jul 2035 NCD rated?

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD is rated AA by CARE (rating dated 31 Jul 2025).

Is Universal Sompo General Insurance Company 9.10% Jul 2035 NCD secured?

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Universal Sompo General Insurance Company 9.10% Jul 2035 NCD trade?

Universal Sompo General Insurance Company 9.10% Jul 2035 NCD is listed on BSE.

More Bonds from This Issuer

U

Universal Sompo General Insurance Company 9.85% Jul 2034 NCD

INE635M08015

AA NSDL record, 2024

Coupon

9.85%

Maturity

25 Jul 2034

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2035

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.10%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE957N08193	Hero Fincorp Limited	AA+	9.10%	2035-06-04
INE957N08201	Hero Fincorp Limited	AA+ NSDL record, 2025	9.10%	2036-01-18
INE148I07YJ0	Sammaan Capital Limited	AA	9.05%	2036-01-16
INE0M2307412	Andhra Pradesh State Beverages Corporation Limited	AA NSDL record, 2025	9.15%	2034-11-30
INE0M2307396	Andhra Pradesh State Beverages Corporation Limited	AA NSDL record, 2025	9.15%	2035-11-30
INE148I07YK8	Sammaan Capital Limited	AA	9.20%	2036-03-05

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