S

Spandana Sphoorty Financial 11.00% Mar 2028 NCD

BBB Secured NCD

Spandana Sphoorty Financial Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
12.78%
Market YTM
Coupon Rate
11.00%
Per annum
Maturity Date
31 Mar 2028
1.6 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
12.78%
Live, last traded 2026-07-24
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+718 bps
vs 1.6Y G-Sec at 5.60%
Top 8% of similar-tenor peers by spread
Tenure
1.6 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-06-25 2026-07-24
Cashflow Timeline
23 Sep 2026
Interest Payment
₹916.67 / Bond
23 Oct 2026
Interest Payment
₹916.67 / Bond
23 Nov 2026
Interest Payment
₹916.67 / Bond
23 Dec 2026
Interest Payment
₹916.67 / Bond
23 Jan 2027
Interest Payment
₹916.67 / Bond
23 Feb 2027
Interest Payment
₹916.67 / Bond
23 Mar 2027
Interest Payment
₹916.67 / Bond
23 Apr 2027
Interest Payment
₹916.67 / Bond
31 Mar 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-12-23 Matures 2028-03-31
Key Metrics
Coupon Rate
11.00%
YTM (Annual)
12.78%
Credit Rating
BBB
(CARE)
Remaining Tenure
1.6 Years
Advanced metrics
Modified Duration
1.45 Yrs
Macaulay Duration
1.46 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.45 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-24
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-12-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Spandana Sphoorty Financial Limited issued this secured, rated, ncd (SSFL-11%-31-3-28-PVT) carrying a 11.00% p.a. coupon, paid monthly. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-24 99.1300 12.7800 4
2026-07-23 98.2223 14.0430 7
2026-07-22 97.8950 14.5000 2
2026-07-20 98.5593 13.5500 2
2026-07-03 98.7500 13.2000 1
2026-06-29 95.2000 14.0000 1
2026-06-25 101.2700 13.0000 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-12-31
Rating Actions History 0
Secondary-Market Trades 7 BSE 2026-07-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Spandana Sphoorty Financial 11.00% Mar 2028 NCD?

Spandana Sphoorty Financial 11.00% Mar 2028 NCD carries a coupon of 11.00%, paid monthly, on a face value of ₹100,000.

When does Spandana Sphoorty Financial 11.00% Mar 2028 NCD mature?

Spandana Sphoorty Financial 11.00% Mar 2028 NCD matures on 2028-03-31, 1.6 years from today.

What is Spandana Sphoorty Financial 11.00% Mar 2028 NCD rated?

Spandana Sphoorty Financial 11.00% Mar 2028 NCD is rated BBB by CARE. As of 2025-12-31.

Is Spandana Sphoorty Financial 11.00% Mar 2028 NCD secured?

Spandana Sphoorty Financial 11.00% Mar 2028 NCD is a secured bond.

Where does Spandana Sphoorty Financial 11.00% Mar 2028 NCD trade?

Spandana Sphoorty Financial 11.00% Mar 2028 NCD is listed on BSE.

What yield does Spandana Sphoorty Financial 11.00% Mar 2028 NCD currently offer?

The last recorded trade on 2026-07-24 priced Spandana Sphoorty Financial 11.00% Mar 2028 NCD at ₹99.13, implying a yield to maturity of 12.78%.

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