Muthoot Fincorp 8.85% Oct 2028 NCD (INE549K07HB7)

CRISIL AA- Secured NCD

Muthoot Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

239 more bonds from Muthoot Fincorp Limited →

Current YTM

8.31%

Market YTM

Coupon Rate

8.85%

Per annum

Maturity Date

29 Oct 2028

2.0 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

17 Sep 2026 New rating assigned to AA CRISIL
4 Sep 2026 New rating assigned to AA CRISIL

Market Position

YTM (Annual)

8.31%

Last traded 6 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+139 bps

vs 2.0Y G-Sec at 6.92%

Below the median spread for similar-tenor peers

Tenure

2.0 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

13 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

29 Nov 2026

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 Dec 2026

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 Jan 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

28 Feb 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 Mar 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 Apr 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 May 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

29 Jun 2027

Interest Payment

₹737.50 / Bond

₹663.75 net of 10% TDS (est.)

…

+15 more coupons until 29 Sep 2028

₹737.50 each / Bond

29 Oct 2028

Final coupon + principal

₹1,00,737.50 / Bond

₹737.50 coupon + ₹1,00,000 face value

24 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

8.85%

YTM (Annual)

8.31%

Credit Rating

AA-

(CRISIL) · rated 31 Oct 2025, 12 months ago

Newer action on the issuer; see below

Remaining Tenure

2.0 Years

AA- (CRISIL): Rated 31 Oct 2025 (12 months ago). CRISIL's latest action on the issuer (17 Sep 2026) is AA.

Advanced metrics

Modified Duration

1.80 Yrs

Macaulay Duration

1.81 Yrs

Issue Size

₹125 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

1.80 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
12 secondary-market trades recorded in the last 30 days.
Coupon is 1.35 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Muthoot Fincorp Limited

Instrument Type

NCD

Issue Date

29 Oct 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Muthoot Fincorp 8.85% Oct 2028 NCD is a secured, rated NCD issued by Muthoot Fincorp Limited. It pays an 8.85% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

5 actions

Agency actions on Muthoot Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-17	CRISIL	Initial	AA	Stable	View →
2026-09-04	CRISIL	Initial	AA	Stable	View →
2026-08-17	CRISIL	Other	—	—	View →
2026-07-22	CRISIL	Initial	AA	Stable	View →
2026-06-18	CRISIL	Initial	AA	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Muthoot Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-17	CRISIL	Initial	AA / Stable	View →
2026-09-04	CRISIL	Initial	AA / Stable	View →
2026-08-17	CRISIL	Other	—	View →
2026-07-22	CRISIL	Initial	AA / Stable	View →
2026-06-18	CRISIL	Initial	AA / Stable	View →

Alert me about Muthoot Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE549K07HB7: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	101.5200	8.3100	4
2026-11-04	102.0600	8.0000	1
2026-11-03	100.3500	9.0000	1
2026-11-02	100.9800	8.6300	2
2026-10-29	100.3500	9.0000	1
2026-10-28	102.0700	8.0000	1
2026-10-22	102.0900	8.0000	1
2026-10-21	100.3600	9.0000	2
2026-10-15	102.1100	8.0000	1
2026-10-13	101.0500	8.6000	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	2025-10-31
Rating Actions History	5	—	2026-09-17
Secondary-Market Trades	10	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,01,520.00

YTM8.31%

Trade Date 6 Nov 2026 2d ago

SourceBSE

Accrued interest (est.)₹261.69

Dirty price (est.)₹1,01,781.69

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Muthoot Fincorp 8.85% Oct 2028 NCD?

Muthoot Fincorp 8.85% Oct 2028 NCD carries a coupon of 8.85%, paid monthly, on a face value of ₹1,00,000.

When does Muthoot Fincorp 8.85% Oct 2028 NCD mature?

Muthoot Fincorp 8.85% Oct 2028 NCD matures on 29 Oct 2028, 2.0 years from today.

What is Muthoot Fincorp 8.85% Oct 2028 NCD rated?

Muthoot Fincorp 8.85% Oct 2028 NCD is rated AA- by CRISIL (rating dated 31 Oct 2025).

Is Muthoot Fincorp 8.85% Oct 2028 NCD secured?

Muthoot Fincorp 8.85% Oct 2028 NCD is a secured bond.

Where does Muthoot Fincorp 8.85% Oct 2028 NCD trade?

Muthoot Fincorp 8.85% Oct 2028 NCD is listed on BSE.

What yield does Muthoot Fincorp 8.85% Oct 2028 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Muthoot Fincorp 8.85% Oct 2028 NCD at ₹1,01,520.00 per bond, implying a yield to maturity of 8.31%.

More Bonds from This Issuer

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K07EZ3

AA- NSDL record, 2024

Coupon

9.00%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp Jan 2027 NCD

INE549K07FE5

AA- NSDL record, 2024

Coupon

—

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.40% Jan 2027 NCD

INE549K07FC9

AA- NSDL record, 2024

Coupon

9.40%

Maturity

10 Jan 2027

View Details

Muthoot Fincorp 9.00% Jan 2027 NCD

INE549K08178

A NSDL record, 2020

Coupon

9.00%

Maturity

29 Jan 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.85%. For comparison only, not a recommendation.

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INE756I08181	HDB Financial Services Limited	AAA	8.85%	2029-06-07
INE448U07307	Veritas Finance Limited	AA	8.85%	2029-09-19
INE321N07590	Incred Financial Services Limited	AA-	8.80%	2027-12-06
INE148I08306	Sammaan Capital Limited	AAA NSDL record, 2018	8.80%	2028-03-27
INE321N07699	Incred Financial Services Limited	AA-	8.80%	2028-06-12
INE115A07NU6	LIC Housing Finance Limited	AAA NSDL record, 2019	8.80%	2029-01-25

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