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Smfg India Credit Company 7.65% Apr 2032 NCD

AAA Unsecured NCD

Smfg India Credit Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2032

Current YTM
No live YTM available
Coupon Rate
7.65%
Per annum
Maturity Date
23 Apr 2032
5.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.65%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+91 bps
vs 5.7Y G-Sec at 6.74% *
Below the median spread for similar-tenor peers
Tenure
5.7 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
25 Apr 2027
Interest Payment
₹765,000.00 / Bond
25 Apr 2028
Interest Payment
₹765,000.00 / Bond
25 Apr 2029
Interest Payment
₹765,000.00 / Bond
25 Apr 2030
Interest Payment
₹765,000.00 / Bond
25 Apr 2031
Interest Payment
₹765,000.00 / Bond
23 Apr 2032
Principal Payment
₹10,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-04-25 Matures 2032-04-23
Key Metrics
Coupon Rate
7.65%
YTM (Annual)
Credit Rating
AAA
(CARE)
Remaining Tenure
5.7 Years
Advanced metrics
Modified Duration
4.35 Yrs
Macaulay Duration
4.68 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.35 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.35 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-04-25
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

7.65% UNSECURED RATED LISTED SUBORDINATED TIER II NON CONVERTIBLE DEBENTURE. SERIES 19. DATE OF MATURITY 23/04/2032. is a rated, redeemable ncd issued by Smfg India Credit Company Limited. The bond offers a fixed coupon of 7.65% p.a. with annual interest payments and repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2022-04-07
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Smfg India Credit Company 7.65% Apr 2032 NCD?

Smfg India Credit Company 7.65% Apr 2032 NCD carries a coupon of 7.65%, paid annual, on a face value of ₹10,000,000.

When does Smfg India Credit Company 7.65% Apr 2032 NCD mature?

Smfg India Credit Company 7.65% Apr 2032 NCD matures on 2032-04-23, 5.7 years from today.

What is Smfg India Credit Company 7.65% Apr 2032 NCD rated?

Smfg India Credit Company 7.65% Apr 2032 NCD is rated AAA by CARE. As of 2022-04-07.

Is Smfg India Credit Company 7.65% Apr 2032 NCD secured?

Smfg India Credit Company 7.65% Apr 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

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Maturity
24 Sep 2026
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Coupon
Maturity
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8
Smfg India Credit Company 8.28% Mar 2027 NCD
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Coupon
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Maturity
12 Mar 2027
8
Smfg India Credit Company 8.30% Jun 2027 NCD
Coupon
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Maturity
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