S

Smfg India Credit Company 7.60% Oct 2031 NCD

AAA Unsecured NCD

Smfg India Credit Company Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
7.60%
Per annum
Maturity Date
01 Oct 2031
5.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.60%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+126 bps
vs 5.1Y G-Sec at 6.34% *
Below the median spread for similar-tenor peers
Tenure
5.1 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
1 Oct 2026
Interest Payment
₹760,000.00 / Bond
1 Oct 2027
Interest Payment
₹760,000.00 / Bond
1 Oct 2028
Interest Payment
₹760,000.00 / Bond
1 Oct 2029
Interest Payment
₹760,000.00 / Bond
1 Oct 2030
Interest Payment
₹760,000.00 / Bond
1 Oct 2031
Principal Payment
₹10,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2021-10-01 Matures 2031-10-01
Key Metrics
Coupon Rate
7.60%
YTM (Annual)
Credit Rating
AAA
(ICRA)
Remaining Tenure
5.1 Years
Advanced metrics
Modified Duration
3.84 Yrs
Macaulay Duration
4.13 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.84 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.40 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-10-01
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Smfg India Credit Company Limited, 7.60% UNSECURED RATED LISTED REDEEMABLE SUBORDINATED TIER II NON CONVERTIBLE DEBENTURES.SERIES 18.DATE OF MATURITY 01/10/2031 is a rated, ncd paying a 7.60% p.a. coupon annual. The instrument repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2021-09-08
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Smfg India Credit Company 7.60% Oct 2031 NCD?

Smfg India Credit Company 7.60% Oct 2031 NCD carries a coupon of 7.60%, paid annual, on a face value of ₹10,000,000.

When does Smfg India Credit Company 7.60% Oct 2031 NCD mature?

Smfg India Credit Company 7.60% Oct 2031 NCD matures on 2031-10-01, 5.1 years from today.

What is Smfg India Credit Company 7.60% Oct 2031 NCD rated?

Smfg India Credit Company 7.60% Oct 2031 NCD is rated AAA by ICRA. As of 2021-09-08.

Is Smfg India Credit Company 7.60% Oct 2031 NCD secured?

Smfg India Credit Company 7.60% Oct 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer
8
Smfg India Credit Company 8.15% Sep 2026 NCD
AAA
Coupon
8.15%
Maturity
24 Sep 2026
6
Smfg India Credit Company ZC Nov 2026 NCD
Coupon
Maturity
17 Nov 2026
8
Smfg India Credit Company 8.28% Mar 2027 NCD
AAA
Coupon
8.28%
Maturity
12 Mar 2027
8
Smfg India Credit Company 8.30% Jun 2027 NCD
Coupon
8.30%
Maturity
30 Jun 2027
Compare (/) Compare Bonds

← Back to screener