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SMFG India Credit Company 7.73% Aug 2029 NCD (INE535H07CV1)

CARE AAA Secured NCD

SMFG India Credit Company Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2029

33 more bonds from SMFG India Credit Company Limited →
Current YTM
—
No market YTM available
Coupon Rate
7.73%
Per annum
Maturity Date
03 Aug 2029
2.7 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
2.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

3 Feb 2027
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 May 2027
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 Aug 2027
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 Nov 2027
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 Feb 2028
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 May 2028
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 Aug 2028
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
3 Nov 2028
Interest Payment
₹1,932.50 / Bond
₹1,739.25 net of 10% TDS (est.)
…
+2 more coupons until 3 May 2029
₹1,932.50 each / Bond
3 Aug 2029
Final coupon + principal
₹1,01,932.50 / Bond
₹1,932.50 coupon + ₹1,00,000 face value

11 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Payment Disclosures (SEBI Reg52(4))

1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-11-03 Interest ₹21,43,00,000.00 ₹21,43,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: AAA by CARE on 23 Sep 2026 Interest paid (SEBI Reg52(4) disclosure) — due 3 Nov 2026 Issued 3 Aug 2026 Matures 3 Aug 2029

1 rating action on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics

Coupon Rate
7.73%
YTM (Annual)
—
Credit Rating
AAA
(CARE) · rated 23 Sep 2026, 46 days ago
Remaining Tenure
2.7 Years
Advanced metrics
Modified Duration
2.44 Yrs
Macaulay Duration
2.49 Yrs
Issue Size
₹1,100 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
2.44 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.47 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 24 Sep 2026
Instrument Type
NCD
Issue Date
3 Aug 2026
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by SMFG India Credit Company Limited, SMFG India Credit Company 7.73% Aug 2029 NCD is a secured, rated NCD. It pays a 7.73% p.a. coupon, quarterly. Principal is repaid at maturity.

Rating Action History

1 actions

Agency actions on SMFG India Credit Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23
This bond
CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on SMFG India Credit Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm This bond AAA / Stable NSE filing →
Alert me about SMFG India Credit Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2026-09-23
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 1 NSE 2026-11-03
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
24 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE535H07CV1
Issue Date
3 Aug 2026
Maturity Date
3 Aug 2029
Listing
—
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on SMFG India Credit Company 7.73% Aug 2029 NCD?

SMFG India Credit Company 7.73% Aug 2029 NCD carries a coupon of 7.73%, paid quarterly, on a face value of ₹1,00,000.

When does SMFG India Credit Company 7.73% Aug 2029 NCD mature?

SMFG India Credit Company 7.73% Aug 2029 NCD matures on 3 Aug 2029, 2.7 years from today.

What is SMFG India Credit Company 7.73% Aug 2029 NCD rated?

SMFG India Credit Company 7.73% Aug 2029 NCD is rated AAA by CARE (rating dated 23 Sep 2026).

Is SMFG India Credit Company 7.73% Aug 2029 NCD secured?

SMFG India Credit Company 7.73% Aug 2029 NCD is a secured bond.

More Bonds from This Issuer

S
SMFG India Credit Company Nov 2026 NCD
INE535H07BL4
Coupon
—
Maturity
17 Nov 2026
S
SMFG India Credit Company 8.28% Mar 2027 NCD
INE535H07CH0
AAA NSDL record, 2024
Coupon
8.28%
Maturity
12 Mar 2027
S
SMFG India Credit Company 8.30% Jun 2027 NCD
INE535H07CJ6
Coupon
8.30%
Maturity
30 Jun 2027
S
SMFG India Credit Company 8.15% Sep 2027 NCD
INE535H07CL2
Coupon
8.15%
Maturity
24 Sep 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.73%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE103A08035Mangalore Refinery and Petrochemicals LimitedAAA7.75%2030-01-29
INE134E08KV1Power Finance Corporation LimitedAAA7.75%2030-06-11
INE660A07RN7Sundaram Finance LimitedAAA NSDL record, 20237.75%2028-08-08
INE774D07VN2Mahindra and Mahindra Financial Services LimitedAAA7.71%2029-03-28
INE883F07405Aadhar Housing Finance LimitedAA7.76%2028-11-30
INE906B07HH5National Highways Authority of IndiaAAA7.70%2029-09-13

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