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Smfg India Credit Company 7.30% Jul 2028 NCD

AAA Secured NCD

Smfg India Credit Company Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2028

Current YTM
7.86%
Market YTM
Coupon Rate
7.30%
Per annum
Maturity Date
10 Jul 2028
1.9 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
7.86%
Live, last traded 2026-08-20
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+279 bps
vs 1.9Y G-Sec at 5.07%
Below the median spread for similar-tenor peers
Tenure
1.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-07 2026-08-20
Cashflow Timeline
10 Jul 2027
Interest Payment
₹7,300.00 / Bond
10 Jul 2028
Principal Payment
₹100,000.00 / Bond

Next 1 coupon + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-07-10 Matures 2028-07-10
Key Metrics
Coupon Rate
7.30%
YTM (Annual)
7.86%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
1.9 Years
Advanced metrics
Modified Duration
1.66 Yrs
Macaulay Duration
1.80 Yrs
Issue Size
₹690 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.66 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-20
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.70 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-07-10
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Smfg India Credit Company Limited issued this secured, rated, ncd (7.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES 114 DATE OF MATURITY 10/07/2028) carrying a 7.30% p.a. coupon, paid annual. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-20 99.0000 7.8600 1
2026-08-07 98.8900 7.9200 1
2026-07-07 99.2289 7.7200 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-07-04
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-08-20
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Smfg India Credit Company 7.30% Jul 2028 NCD?

Smfg India Credit Company 7.30% Jul 2028 NCD carries a coupon of 7.30%, paid annual, on a face value of ₹100,000.

When does Smfg India Credit Company 7.30% Jul 2028 NCD mature?

Smfg India Credit Company 7.30% Jul 2028 NCD matures on 2028-07-10, 1.9 years from today.

What is Smfg India Credit Company 7.30% Jul 2028 NCD rated?

Smfg India Credit Company 7.30% Jul 2028 NCD is rated AAA by CRISIL. As of 2025-07-04.

Is Smfg India Credit Company 7.30% Jul 2028 NCD secured?

Smfg India Credit Company 7.30% Jul 2028 NCD is a secured bond.

What yield does Smfg India Credit Company 7.30% Jul 2028 NCD currently offer?

The last recorded trade on 2026-08-20 priced Smfg India Credit Company 7.30% Jul 2028 NCD at ₹99.00, implying a yield to maturity of 7.86%.

More Bonds from This Issuer
8
Smfg India Credit Company 8.15% Sep 2026 NCD
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8.15%
Maturity
24 Sep 2026
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Smfg India Credit Company ZC Nov 2026 NCD
Coupon
Maturity
17 Nov 2026
8
Smfg India Credit Company 8.28% Mar 2027 NCD
AAA
Coupon
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Maturity
12 Mar 2027
8
Smfg India Credit Company 8.30% Jun 2027 NCD
Coupon
8.30%
Maturity
30 Jun 2027
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