M
AA+ Secured NCD

Muthoot Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
8.03%
Per annum
Maturity Date
20 Jan 2031
4.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~8.03%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+129 bps
vs 4.4Y G-Sec at 6.74% *
Below the median spread for similar-tenor peers
Tenure
4.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
20 Nov 2026
Interest Payment
₹8,030.00 / Bond
20 Nov 2027
Interest Payment
₹8,030.00 / Bond
20 Nov 2028
Interest Payment
₹8,030.00 / Bond
20 Nov 2029
Interest Payment
₹8,030.00 / Bond
20 Nov 2030
Interest Payment
₹8,030.00 / Bond
20 Jan 2031
Principal Payment
₹100,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-11-20 Matures 2031-01-20
Key Metrics
Coupon Rate
8.03%
YTM (Annual)
Credit Rating
AA+
(CRISIL)
Remaining Tenure
4.4 Years
Advanced metrics
Modified Duration
3.43 Yrs
Macaulay Duration
3.70 Yrs
Issue Size
₹1,000 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.43 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.97 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-11-20
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

8.03% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE OPTION II DATE OF MATURITY 20/01/2031 is a secured, rated, redeemable ncd issued by Muthoot Finance Limited. The bond offers a fixed coupon of 8.03% p.a. with annual interest payments and repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-10-29
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Finance 8.03% Jan 2031 NCD?

Muthoot Finance 8.03% Jan 2031 NCD carries a coupon of 8.03%, paid annual, on a face value of ₹100,000.

When does Muthoot Finance 8.03% Jan 2031 NCD mature?

Muthoot Finance 8.03% Jan 2031 NCD matures on 2031-01-20, 4.4 years from today.

What is Muthoot Finance 8.03% Jan 2031 NCD rated?

Muthoot Finance 8.03% Jan 2031 NCD is rated AA+ by CRISIL. As of 2025-10-29.

Is Muthoot Finance 8.03% Jan 2031 NCD secured?

Muthoot Finance 8.03% Jan 2031 NCD is a secured bond.

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