Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
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Spandana Sphoorty Financial 11.00% Apr 2028 NCD (INE572J07760)

India Ratings BBB+ / Stable Secured NCD

Spandana Sphoorty Financial Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

7 more bonds from Spandana Sphoorty Financial Limited →
Current YTM
12.33%
Market YTM
Coupon Rate
11.00%
Per annum
Maturity Date
30 Apr 2028
1.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 26 Oct 2026 Interest payment notice Certificate of interest and part principal payment pursuant to NCD under Regulation 57 of SEBI (LODR) Regulation, 2015
  • 13 Oct 2026 Debt securities notice Disclosure under Chapter XIV of SEBI Operational Circular for issue and listing NCDs-Centralized database for corporates.
  • 7 Oct 2026 Debt securities notice We hereby inform that India Ratings & Research Private Limited has revised its rating outlook to stable and reaffirmed the rating for NCD a…
  • 27 Sep 2026 Interest payment notice Certificate of interest payment pursuant of NCD under Regulation 57 of SEBI (LODR) Regulations, 2015.
  • 12 Sep 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…

Market Position

YTM (Annual)
12.33%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+541 bps
vs 1.5Y G-Sec at 6.92%
Top 8% of similar-tenor peers by spread
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
8 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

24 Nov 2026
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Dec 2026
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Jan 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Feb 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Mar 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Apr 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 May 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
24 Jun 2027
Interest Payment
₹916.67 / Bond
₹825.00 net of 10% TDS (est.)
…
+10 more coupons until 24 Apr 2028
₹916.67 each / Bond
30 Apr 2028
Final coupon (part period) + principal
₹1,00,183.33 / Bond
₹183.33 coupon + ₹1,00,000 face value

19 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 24 Oct 2025 Matures 30 Apr 2028

Key Metrics

Coupon Rate
11.00%
YTM (Annual)
12.33%
Credit Rating
BBB+
(India Ratings) · rated 31 Oct 2025, 12 months ago
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.35 Yrs
Macaulay Duration
1.36 Yrs
Issue Size
₹400 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.35 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
6 Nov 2026
BSE
Trades (30 Days)
10
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 10 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.80 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
24 Oct 2025
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Spandana Sphoorty Financial Limited, Spandana Sphoorty Financial 11.00% Apr 2028 NCD is a secured, rated NCD. It pays an 11.00% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Spandana Sphoorty Financial Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE572J07760: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 102.0200 12.3300 6
2026-11-05 101.9500 12.3900 4
2026-11-02 101.7700 12.6200 2
2026-10-27 101.9600 12.3800 6
2026-10-23 101.7600 12.6200 2
2026-10-16 101.4200 12.8700 2
2026-10-14 98.9700 15.9700 2
2026-10-13 101.5900 12.6400 2
2026-10-12 101.6000 12.6300 2
2026-10-08 101.5700 12.6500 6

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings 2025-10-31
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-11-06
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,02,020.00
YTM12.33%
Trade Date 6 Nov 2026 2d ago
SourceBSE
Accrued interest (est.)₹295.70
Dirty price (est.)₹1,02,315.70
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE572J07760
Issue Date
24 Oct 2025
Maturity Date
30 Apr 2028
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Spandana Sphoorty Financial 11.00% Apr 2028 NCD?

Spandana Sphoorty Financial 11.00% Apr 2028 NCD carries a coupon of 11.00%, paid monthly, on a face value of ₹1,00,000.

When does Spandana Sphoorty Financial 11.00% Apr 2028 NCD mature?

Spandana Sphoorty Financial 11.00% Apr 2028 NCD matures on 30 Apr 2028, 1.5 years from today.

What is Spandana Sphoorty Financial 11.00% Apr 2028 NCD rated?

Spandana Sphoorty Financial 11.00% Apr 2028 NCD is rated BBB+ by India Ratings (rating dated 31 Oct 2025).

Is Spandana Sphoorty Financial 11.00% Apr 2028 NCD secured?

Spandana Sphoorty Financial 11.00% Apr 2028 NCD is a secured bond.

Where does Spandana Sphoorty Financial 11.00% Apr 2028 NCD trade?

Spandana Sphoorty Financial 11.00% Apr 2028 NCD is listed on BSE.

What yield does Spandana Sphoorty Financial 11.00% Apr 2028 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Spandana Sphoorty Financial 11.00% Apr 2028 NCD at ₹1,02,020.00 per bond, implying a yield to maturity of 12.33%.

More Bonds from This Issuer

S
Spandana Sphoorty Financial 10.50% Apr 2027 NCD
INE572J07737
A+
Coupon
10.50%
Maturity
14 Apr 2027
S
Spandana Sphoorty Financial 10.75% Apr 2027 NCD
INE572J07752
A
Coupon
10.75%
Maturity
15 Apr 2027
S
Spandana Sphoorty Financial 11.25% Dec 2027 NCD
INE572J07778
BBB
Coupon
11.25%
Maturity
17 Dec 2027
S
Spandana Sphoorty Financial 11.00% Mar 2028 NCD
INE572J07794
BBB+
Coupon
11.00%
Maturity
31 Mar 2028
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.00%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE998Y07212Berar Finance LimitedBBB+11.00%2028-09-25
INE0BUS07CJ2Indel Money LimitedA-11.00%2029-01-23
INE939X07242Manba Finance LimitedA-11.00%2028-03-13
INE076I07038RDC Concrete(India) LimitedA11.00%2028-04-02
INE076I07020RDC Concrete(India) LimitedA-11.00%2028-03-12
INE14H407124Finnable Credit Private LimitedBBB+11.00%2028-09-16

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