I

Incred Financial Services 10.30% Nov 2026 NCD

A+ Secured NCD

Incred Financial Services Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2026

Current YTM
8.50%
Market YTM
Coupon Rate
10.30%
Per annum
Maturity Date
10 Nov 2026
0.2 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹334
Per Bond
Market Position
YTM (Annual)
8.50%
Live, last traded 2026-07-06
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+323 bps
vs 0.2Y G-Sec at 5.27%
Below the median spread for similar-tenor peers
Tenure
0.2 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
10 Nov 2026
Principal Payment
₹334.00 / Bond

Next 0 coupons + principal at maturity · per ₹334 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: AA by CRISIL on 2026-08-21 Initial rating: AA by CRISIL on 2026-08-06 Initial rating: AA by CRISIL on 2026-08-05 Initial rating: AA by CRISIL on 2026-07-13 Initial rating: AA by CRISIL on 2026-07-03 Rating action: AA by CRISIL on 2026-06-25 Rating action: AA by CRISIL on 2026-06-16 Issued 2023-11-10 Matures 2026-11-10

7 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.30%
YTM (Annual)
8.50%
Credit Rating
A+
(CRISIL)
Remaining Tenure
0.2 Years
Advanced metrics
Modified Duration
0.18 Yrs
Macaulay Duration
0.20 Yrs
Issue Size
₹57 Cr
Minimum Investment
₹334
(1 Bond)
Market Characteristics
Modified Duration
0.18 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-06
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2023-11-10
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Incred Financial Services Limited, 10.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES IV DATE OF MATURITY 10/11/2026 is a secured, rated, ncd paying a 10.30% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 7 actions
DateAgencyActionRatingOutlookRationale
2026-08-21 CRISIL Other AA View →
2026-08-06 CRISIL Initial AA View →
2026-08-05 CRISIL Initial AA View →
2026-07-13 CRISIL Initial AA Stable View →
2026-07-03 CRISIL Initial AA View →
2026-06-25 CRISIL Other AA View →
2026-06-16 CRISIL Other AA View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-06 100.4153 8.5000 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2023-09-14
Rating Actions History 7 2026-08-21
Secondary-Market Trades 1 NSE OTC (WAP) 2026-07-06
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Incred Financial Services 10.30% Nov 2026 NCD?

Incred Financial Services 10.30% Nov 2026 NCD carries a coupon of 10.30%, paid annual, on a face value of ₹334.

When does Incred Financial Services 10.30% Nov 2026 NCD mature?

Incred Financial Services 10.30% Nov 2026 NCD matures on 2026-11-10, 0.2 years from today.

What is Incred Financial Services 10.30% Nov 2026 NCD rated?

Incred Financial Services 10.30% Nov 2026 NCD is rated A+ by CRISIL. As of 2023-09-14.

Is Incred Financial Services 10.30% Nov 2026 NCD secured?

Incred Financial Services 10.30% Nov 2026 NCD is a secured bond.

What yield does Incred Financial Services 10.30% Nov 2026 NCD currently offer?

The last recorded trade on 2026-07-06 priced Incred Financial Services 10.30% Nov 2026 NCD at ₹100.42, implying a yield to maturity of 8.50%.

More Bonds from This Issuer
I
Incred Financial Services 9.50% Sep 2026 NCD
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Maturity
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Coupon
Maturity
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Incred Financial Services 9.50% Oct 2026 NCD
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Maturity
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Coupon
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Maturity
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