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GIC Housing Finance 7.59% Jun 2027 NCD (INE289B07131)

CRISIL AA+ Secured NCD

GIC Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2027

5 more bonds from GIC Housing Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
7.59%
Per annum
Maturity Date
10 Jun 2027
0.6 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 19 Sep 2026 Credit rating disclosure Credit Rating
  • 18 Sep 2026 New rating assigned to AA+ CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
0.6 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

25 Feb 2027
Interest Payment
₹7,590.00 / Bond
₹6,831.00 net of 10% TDS (est.)
10 Jun 2027
Final coupon (part period) + principal
₹1,02,183.42 / Bond
₹2,183.42 coupon + ₹1,00,000 face value

2 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 25 Feb 2026 Matures 10 Jun 2027

Key Metrics

Coupon Rate
7.59%
YTM (Annual)
—
Credit Rating
AA+
(CRISIL) · rated 28 Feb 2026, 8 months ago
Remaining Tenure
0.6 Years
Advanced metrics
Modified Duration
0.54 Yrs
Macaulay Duration
0.58 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
0.54 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.61 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
25 Feb 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

GIC Housing Finance Limited issued GIC Housing Finance 7.59% Jun 2027 NCD, a secured, rated NCD. It pays a 7.59% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
28 Feb 2026 CRISIL AA+ — Latest BSE listing
2026 ICRA AA+ — NSDL record, 2026 NSDL debt master

Rating Action History

2 actions

Agency actions on GIC Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-07 CRISIL Update — — View →
2026-09-18 CRISIL Initial AA+ Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on GIC Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-07 CRISIL Update — View →
2026-09-18 CRISIL Initial AA+ / Stable View →
Alert me about GIC Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, ICRA 2026-02-28
Rating Actions History 2 — 2026-10-07
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE289B07131
Issue Date
25 Feb 2026
Maturity Date
10 Jun 2027
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on GIC Housing Finance 7.59% Jun 2027 NCD?

GIC Housing Finance 7.59% Jun 2027 NCD carries a coupon of 7.59%, paid annual, on a face value of ₹1,00,000.

When does GIC Housing Finance 7.59% Jun 2027 NCD mature?

GIC Housing Finance 7.59% Jun 2027 NCD matures on 10 Jun 2027, 0.6 years from today.

What is GIC Housing Finance 7.59% Jun 2027 NCD rated?

GIC Housing Finance 7.59% Jun 2027 NCD is rated AA+ by CRISIL (rating dated 28 Feb 2026).

Is GIC Housing Finance 7.59% Jun 2027 NCD secured?

GIC Housing Finance 7.59% Jun 2027 NCD is a secured bond.

Where does GIC Housing Finance 7.59% Jun 2027 NCD trade?

GIC Housing Finance 7.59% Jun 2027 NCD is listed on BSE.

More Bonds from This Issuer

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GIC Housing Finance 7.49% Feb 2027 NCD
INE289B07115
AA+
Coupon
7.49%
Maturity
24 Feb 2027
G
GIC Housing Finance 7.59% Aug 2027 NCD
INE289B07107
AA+
Coupon
7.59%
Maturity
24 Aug 2027
G
GIC Housing Finance 8.15% Jan 2028 NCD
INE289B07149
AA+
Coupon
8.15%
Maturity
28 Jan 2028
G
GIC Housing Finance 7.65% Feb 2028 NCD
INE289B07123
AA+
Coupon
7.65%
Maturity
29 Feb 2028
Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.59%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE020B08FA2REC LimitedAAA7.59%2027-05-31
INE557F08FY4National Housing BankAAA7.59%2027-07-14
INE557F08FZ1National Housing BankAAA NSDL record, 20247.59%2027-09-08
INE296A07SC1Bajaj Finance LimitedAAA7.60%2027-08-25
INE916DA7SZ3Kotak Mahindra Prime LimitedAAA7.60%2028-05-19
INE134E08IT9Power Finance Corporation LimitedAAA7.60%2027-02-20

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