GIC Housing Finance 7.49% Feb 2027 NCD (INE289B07115)

CRISIL AA+ Secured NCD

GIC Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2027

5 more bonds from GIC Housing Finance Limited →

Current YTM

—

No market YTM available

Coupon Rate

7.49%

Per annum

Maturity Date

24 Feb 2027

0.3 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

19 Sep 2026 Credit rating disclosure Credit Rating
18 Sep 2026 New rating assigned to AA+ CRISIL

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

0.3 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

24 Feb 2027

Final coupon (part period) + principal

₹1,04,411.92 / Bond

₹4,411.92 coupon + ₹1,00,000 face value

1 coupon remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

7.49%

YTM (Annual)

—

Credit Rating

AA+

(CRISIL) · rated 31 Jul 2025, 15 months ago

Over 15 months old; see below

Remaining Tenure

0.3 Years

AA+ (CRISIL): Rated 31 Jul 2025 (15 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics

Modified Duration

0.27 Yrs

Macaulay Duration

0.29 Yrs

Issue Size

₹200 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.27 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

—

No recorded trades

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No secondary-market trades recorded in the last 30 days.
Coupon is 2.71 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

GIC Housing Finance Limited

Instrument Type

NCD

Issue Date

24 Jul 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Issued by GIC Housing Finance Limited, GIC Housing Finance 7.49% Feb 2027 NCD is a secured, rated NCD. It pays a 7.49% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
31 Jul 2025	CRISIL	AA+	—	Latest	BSE listing
2025	ICRA	AA+	—	NSDL record, 2025	NSDL debt master

Rating Action History

2 actions

Agency actions on GIC Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-07	CRISIL	Update	—	—	View →
2026-09-18	CRISIL	Initial	AA+	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on GIC Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-07	CRISIL	Update	—	View →
2026-09-18	CRISIL	Initial	AA+ / Stable	View →

Alert me about GIC Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	CRISIL, ICRA	2025-07-31
Rating Actions History	2	—	2026-10-07
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on GIC Housing Finance 7.49% Feb 2027 NCD?

GIC Housing Finance 7.49% Feb 2027 NCD carries a coupon of 7.49%, paid annual, on a face value of ₹1,00,000.

When does GIC Housing Finance 7.49% Feb 2027 NCD mature?

GIC Housing Finance 7.49% Feb 2027 NCD matures on 24 Feb 2027, 0.3 years from today.

What is GIC Housing Finance 7.49% Feb 2027 NCD rated?

GIC Housing Finance 7.49% Feb 2027 NCD is rated AA+ by CRISIL (rating dated 31 Jul 2025).

Is GIC Housing Finance 7.49% Feb 2027 NCD secured?

GIC Housing Finance 7.49% Feb 2027 NCD is a secured bond.

Where does GIC Housing Finance 7.49% Feb 2027 NCD trade?

GIC Housing Finance 7.49% Feb 2027 NCD is listed on BSE.

More Bonds from This Issuer

GIC Housing Finance 7.59% Jun 2027 NCD

INE289B07131

AA+

Coupon

7.59%

Maturity

10 Jun 2027

View Details

GIC Housing Finance 7.59% Aug 2027 NCD

INE289B07107

AA+

Coupon

7.59%

Maturity

24 Aug 2027

View Details

GIC Housing Finance 8.15% Jan 2028 NCD

INE289B07149

AA+

Coupon

8.15%

Maturity

28 Jan 2028

View Details

GIC Housing Finance 7.65% Feb 2028 NCD

INE289B07123

AA+

Coupon

7.65%

Maturity

29 Feb 2028

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.49%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE053F07AA7	Indian Railway Finance Corporation Limited	AAA	7.49%	2027-05-30
INE090A08TY8	ICICI Bank Limited	AAA NSDL record, 2017	7.47%	2027-06-25
INE896W08020	Inland Waterways Authority of India	AAA NSDL record, 2017	7.47%	2027-10-13
INE511C07912	Poonawalla Fincorp Limited	AAA	7.53%	2027-09-24
INE685A07132	Torrent Pharmaceuticals Limited	AA+ NSDL record, 2026	7.45%	2028-01-19
INE134E08JC3	Power Finance Corporation Limited	AAA	7.44%	2027-06-11

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