Market closed today (Weekend) · Prices and yields as of last trading day, 25 Sep 2026
G

GIC Housing Finance 8.15% Jan 2028 NCD

NCD

GIC Housing Finance Limited

Taxable, Redeemable NCD

Browse: bonds maturing in 2028

Current YTM
—
No live YTM available
Coupon Rate
8.15%
Per annum
Maturity Date
28 Jan 2028
1.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~8.15%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
7.11%
Reference point, not this bond's tenor
Spread over G-Sec
+204 bps
vs 1.3Y G-Sec at 6.11% *
Below the median spread for similar-tenor peers
Tenure
1.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
29 Jul 2027
Interest Payment
₹8,150.00 / Bond
28 Jan 2028
Principal Payment
₹100,000.00 / Bond

Next 1 coupon + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Initial rating: AA+ by CRISIL on 2026-09-18 Issued 2026-07-29 Matures 2028-01-28

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.15%
YTM (Annual)
—
Credit Rating
—
Remaining Tenure
1.3 Years
Advanced metrics
Modified Duration
1.17 Yrs
Macaulay Duration
1.26 Yrs
Issue Size
—
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.17 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
—
No call option
Observations
  • No public credit rating is available for this bond.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.85 percentage points below the median for tracked NCD bonds. (based on 20507 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 24 Sep 2026
Instrument Type
NCD
Issue Date
2026-07-29
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

GIC Housing Finance Limited issued this ncd (8.15% SECURED RATED LISTED REEDEMABLE NON CONVERTIBLE DEBENTURE SERIES 12 TRANCHE 1 DATE OF MATURITY 28/01/2028) carrying a 8.15% p.a. coupon, paid annual. It repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-09-18 CRISIL Initial AA+ Stable View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 0 — —
Rating Actions History 1 — 2026-09-18
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No public credit rating on file for this bond.
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
24 Sep 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

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GIC Housing Finance 7.49% Feb 2027 NCD
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Maturity
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GIC Housing Finance 7.59% Jun 2027 NCD
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Coupon
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Maturity
10 Jun 2027
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GIC Housing Finance 7.59% Aug 2027 NCD
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Coupon
7.59%
Maturity
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GIC Housing Finance 7.65% Feb 2028 NCD
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Coupon
7.65%
Maturity
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