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Lic Housing Finance 7.85% Aug 2032 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2032

Current YTM
7.74%
Market YTM
Coupon Rate
7.85%
Per annum
Maturity Date
18 Aug 2032
6.0 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
7.74%
Live, last traded 2026-08-18
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+138 bps
vs 6.0Y G-Sec at 6.36%
Below the median spread for similar-tenor peers
Tenure
6.0 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
18 Aug 2027
Interest Payment
₹78,500.00 / Bond
18 Aug 2028
Interest Payment
₹78,500.00 / Bond
18 Aug 2029
Interest Payment
₹78,500.00 / Bond
18 Aug 2030
Interest Payment
₹78,500.00 / Bond
18 Aug 2031
Interest Payment
₹78,500.00 / Bond
18 Aug 2032
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-18 Interest ₹2,747,500,000.00 ₹2,747,500,000.00 Paid XBRL →

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-18 Issued 2022-08-18 Matures 2032-08-18

1 rating action on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
7.85%
YTM (Annual)
7.74%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
6.0 Years
Advanced metrics
Modified Duration
4.62 Yrs
Macaulay Duration
4.98 Yrs
Issue Size
₹3,500 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.62 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-18
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.15 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-08-18
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

7.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TRANCHE 424 OPTION I. LETTER OF ALLOTMENT. DATE OF MATURITY 18/08/2032 is a secured, rated, redeemable ncd issued by LIC Housing Finance Ltd. The bond offers a fixed coupon of 7.85% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-18 100.5000 7.7400 1
2026-08-17 100.4500 7.7500 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-08-01
Rating Actions History 1 2026-06-30
Secondary-Market Trades 2 BSE 2026-08-18
Reg52(4) Payment Disclosures 1 NSE 2026-08-18
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 7.85% Aug 2032 NCD?

Lic Housing Finance 7.85% Aug 2032 NCD carries a coupon of 7.85%, paid annual, on a face value of ₹1,000,000.

When does Lic Housing Finance 7.85% Aug 2032 NCD mature?

Lic Housing Finance 7.85% Aug 2032 NCD matures on 2032-08-18, 6.0 years from today.

What is Lic Housing Finance 7.85% Aug 2032 NCD rated?

Lic Housing Finance 7.85% Aug 2032 NCD is rated AAA by CRISIL. As of 2022-08-01.

Is Lic Housing Finance 7.85% Aug 2032 NCD secured?

Lic Housing Finance 7.85% Aug 2032 NCD is a secured bond.

What yield does Lic Housing Finance 7.85% Aug 2032 NCD currently offer?

The last recorded trade on 2026-08-18 priced Lic Housing Finance 7.85% Aug 2032 NCD at ₹100.50, implying a yield to maturity of 7.74%.

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