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Lic Housing Finance 6.40% Nov 2026 NCD

AAA Secured NCD

LIC Housing Finance Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2026

Current YTM
7.05%
Market YTM
Coupon Rate
6.40%
Per annum
Maturity Date
30 Nov 2026
0.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
7.05%
Live, last traded 2026-07-31
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+155 bps
vs 0.3Y G-Sec at 5.50%
Below the median spread for similar-tenor peers
Tenure
0.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-06-25 2026-07-31
Cashflow Timeline
30 Nov 2026
Principal Payment
₹1,000,000.00 / Bond

Next 0 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-06-30 Issued 2021-11-30 Matures 2026-11-30

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
6.40%
YTM (Annual)
7.05%
Credit Rating
AAA
(CARE)
Remaining Tenure
0.3 Years
Advanced metrics
Modified Duration
0.24 Yrs
Macaulay Duration
0.25 Yrs
Issue Size
₹2,780 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
0.24 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-31
NSE OTC (WAP)
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 3.60 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-11-30
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by LIC Housing Finance Ltd, 6.40% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.LETTER OF ALLOTMENT.TRANCHE 417 OPTION I. DATE OF MATURITY 30/11/2026 is a secured, rated, ncd paying a 6.40% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-30 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-31 99.6896 7.0500 2
2026-07-17 99.6000 7.2000 1
2026-07-01 99.5887 7.1500 None
2026-06-30 99.5887 7.1273 None
2026-06-25 99.5328 7.2500 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2021-11-01
Rating Actions History 1 2026-06-30
Secondary-Market Trades 5 NSE OTC (WAP) 2026-07-31
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Lic Housing Finance 6.40% Nov 2026 NCD?

Lic Housing Finance 6.40% Nov 2026 NCD carries a coupon of 6.40%, paid annual, on a face value of ₹1,000,000.

When does Lic Housing Finance 6.40% Nov 2026 NCD mature?

Lic Housing Finance 6.40% Nov 2026 NCD matures on 2026-11-30, 0.3 years from today.

What is Lic Housing Finance 6.40% Nov 2026 NCD rated?

Lic Housing Finance 6.40% Nov 2026 NCD is rated AAA by CARE. As of 2021-11-01.

Is Lic Housing Finance 6.40% Nov 2026 NCD secured?

Lic Housing Finance 6.40% Nov 2026 NCD is a secured bond.

What yield does Lic Housing Finance 6.40% Nov 2026 NCD currently offer?

The last recorded trade on 2026-07-31 priced Lic Housing Finance 6.40% Nov 2026 NCD at ₹99.69, implying a yield to maturity of 7.05%.

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LIC Housing Finance 6.40% Nov 2026 NCD
Coupon
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Maturity
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