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Neogrowth Credit 12.15% Apr 2028 NCD (INE814O07634)

ICRA BBB- Secured NCD

Neogrowth Credit Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

15 more bonds from Neogrowth Credit Private Limited →
Current YTM
12.63%
Market YTM
Coupon Rate
12.15%
Per annum
Maturity Date
30 Apr 2028
1.5 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
12.63%
Last traded 14 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+571 bps
vs 1.5Y G-Sec at 6.92%
Top 7% of similar-tenor peers by spread
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
28 Sep 202614 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

30 Jan 2027
Interest Payment
₹3,037.50 / Bond
₹2,733.75 net of 10% TDS (est.)
30 Apr 2027
Interest Payment
₹3,037.50 / Bond
₹2,733.75 net of 10% TDS (est.)
30 Jul 2027
Interest Payment
₹3,037.50 / Bond
₹2,733.75 net of 10% TDS (est.)
30 Oct 2027
Interest Payment
₹3,037.50 / Bond
₹2,733.75 net of 10% TDS (est.)
30 Jan 2028
Interest Payment
₹3,037.50 / Bond
₹2,733.75 net of 10% TDS (est.)
30 Apr 2028
Final coupon + principal
₹1,03,037.50 / Bond
₹3,037.50 coupon + ₹1,00,000 face value

6 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 30 Jul 2026 Matures 30 Apr 2028

Key Metrics

Coupon Rate
12.15%
YTM (Annual)
12.63%
Credit Rating
BBB-
(ICRA) · rated 31 Aug 2026, 69 days ago
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.32 Yrs
Macaulay Duration
1.37 Yrs
Issue Size
₹30 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.32 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
14 Oct 2026
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.95 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
30 Jul 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Neogrowth Credit Private Limited issued Neogrowth Credit 12.15% Apr 2028 NCD, a secured, rated NCD. It pays a 12.15% p.a. coupon, quarterly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Neogrowth Credit Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE814O07634: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-14 100.2300 12.6300 1
2026-10-09 99.8300 13.0000 1
2026-10-08 99.8300 13.0000 1
2026-10-07 99.8300 13.0000 1
2026-10-06 99.8300 13.0000 1
2026-10-05 99.8300 13.0000 1
2026-10-01 99.8200 13.0000 1
2026-09-30 99.8200 13.0000 1
2026-09-29 99.8200 13.0000 1
2026-09-28 99.8200 13.0000 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2026-08-31
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-10-14
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,00,230.00
YTM12.63%
Trade Date 14 Oct 2026 25d ago
SourceBSE
Accrued interest (est.)₹330.16
Dirty price (est.)₹1,00,560.16
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE814O07634
Issue Date
30 Jul 2026
Maturity Date
30 Apr 2028
Listing
BSE
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Neogrowth Credit 12.15% Apr 2028 NCD?

Neogrowth Credit 12.15% Apr 2028 NCD carries a coupon of 12.15%, paid quarterly, on a face value of ₹1,00,000.

When does Neogrowth Credit 12.15% Apr 2028 NCD mature?

Neogrowth Credit 12.15% Apr 2028 NCD matures on 30 Apr 2028, 1.5 years from today.

What is Neogrowth Credit 12.15% Apr 2028 NCD rated?

Neogrowth Credit 12.15% Apr 2028 NCD is rated BBB- by ICRA (rating dated 31 Aug 2026).

Is Neogrowth Credit 12.15% Apr 2028 NCD secured?

Neogrowth Credit 12.15% Apr 2028 NCD is a secured bond.

Where does Neogrowth Credit 12.15% Apr 2028 NCD trade?

Neogrowth Credit 12.15% Apr 2028 NCD is listed on BSE.

What yield does Neogrowth Credit 12.15% Apr 2028 NCD currently offer?

The last recorded trade on 14 Oct 2026 priced Neogrowth Credit 12.15% Apr 2028 NCD at ₹1,00,230.00 per bond, implying a yield to maturity of 12.63%.

More Bonds from This Issuer

N
Neogrowth Credit 11.70% Nov 2026 NCD
INE814O07550
BBB+
Coupon
11.70%
Maturity
29 Nov 2026
N
Neogrowth Credit 12.55% Mar 2027 NCD
INE814O07345
BBB
Coupon
12.55%
Maturity
10 Mar 2027
N
Neogrowth Credit 11.75% Mar 2027 NCD
INE814O07576
BBB+
Coupon
11.75%
Maturity
13 Mar 2027
N
Neogrowth Credit 12.00% Apr 2027 NCD
INE814O07592
BBB-
Coupon
12.00%
Maturity
30 Apr 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.15%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0PM707596Mpokket Financial Services Private LimitedA- NSDL record, 202612.15%2027-07-05
INE0PM707562Mpokket Financial Services Private LimitedA- NSDL record, 202612.10%2027-05-17
INE08XA07037Finstars Capital LimitedBBB-12.06%2027-08-30
INE04Q907108Dar Credit & Capital LimitedBBB- NSDL record, 202512.25%2027-12-10
INE08XP07282Akara Capital Advisors Private LimitedBBB12.00%2028-08-14
INE559D08032Crest Ventures LimitedBBB12.00%2027-06-23

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