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Sindhuja Microcredit 12.30% May 2028 NCD (INE0FWI07088)

India Ratings BBB · NSDL record, 2025 Secured NCD

Sindhuja Microcredit Private Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

12 more bonds from Sindhuja Microcredit Private Limited →
Current YTM
—
No market YTM available
Coupon Rate
12.30%
Per annum
Maturity Date
23 May 2028
1.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

25 Nov 2026
Interest Payment
₹1,025.00 / Bond
25 Dec 2026
Interest Payment
₹1,025.00 / Bond
25 Jan 2027
Interest Payment
₹1,025.00 / Bond
25 Feb 2027
Interest Payment
₹1,025.00 / Bond
25 Mar 2027
Interest Payment
₹1,025.00 / Bond
25 Apr 2027
Interest Payment
₹1,025.00 / Bond
25 May 2027
Interest Payment
₹1,025.00 / Bond
25 Jun 2027
Interest Payment
₹1,025.00 / Bond
…
+10 more coupons until 25 Apr 2028
₹1,025.00 each / Bond
23 May 2028
Final coupon (part period) + principal
₹1,00,956.67 / Bond
₹956.67 coupon + ₹1,00,000 face value

19 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 25 Apr 2025 Matures 23 May 2028

Key Metrics

Coupon Rate
12.30%
YTM (Annual)
—
Credit Rating
BBB
Rating on NSDL record (India Ratings, 2025)
Not a current agency rating; see below
Remaining Tenure
1.5 Years

BBB (India Ratings): Rating on NSDL record (India Ratings, 2025), dated 23 Apr 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹40 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.10 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
25 Apr 2025
Day Count Convention
—
Listed Exchange
Not listed
Call / Put Option
Puttable

Sindhuja Microcredit Private Limited issued Sindhuja Microcredit 12.30% May 2028 NCD, a secured NCD. It pays a 12.30% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Sindhuja Microcredit Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings (NSDL record) 2025-04-23
Rating Actions History 0 — —
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

No source documents linked for this security yet.

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

Calculate YTM for this bond
Bond Snapshot
ISIN
INE0FWI07088
Issue Date
25 Apr 2025
Maturity Date
23 May 2028
Listing
Not listed
Payment Frequency
Monthly
Put / Call Option
Put
Security
Secured
Day Count
—
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Frequently Asked Questions
What is the coupon rate on Sindhuja Microcredit 12.30% May 2028 NCD?

Sindhuja Microcredit 12.30% May 2028 NCD carries a coupon of 12.30%, paid monthly, on a face value of ₹1,00,000.

When does Sindhuja Microcredit 12.30% May 2028 NCD mature?

Sindhuja Microcredit 12.30% May 2028 NCD matures on 23 May 2028, 1.5 years from today.

What is Sindhuja Microcredit 12.30% May 2028 NCD rated?

No current rating from an agency or exchange is on file for Sindhuja Microcredit 12.30% May 2028 NCD. NSDL's debt master records a rating of BBB by India Ratings, dated 23 Apr 2025, often from the time of issue, so it may be out of date.

Is Sindhuja Microcredit 12.30% May 2028 NCD secured?

Sindhuja Microcredit 12.30% May 2028 NCD is a secured bond.

Can Sindhuja Microcredit 12.30% May 2028 NCD be called or put back early?

Sindhuja Microcredit 12.30% May 2028 NCD is puttable -- holders may require the issuer to repurchase it on scheduled put dates.

Where does Sindhuja Microcredit 12.30% May 2028 NCD trade?

Sindhuja Microcredit 12.30% May 2028 NCD is not listed on a stock exchange, so there is no exchange price for it.

More Bonds from This Issuer

S
Sindhuja Microcredit 12.94% Dec 2026 NCD
INE0FWI07062
Coupon
12.94%
Maturity
15 Dec 2026
S
Sindhuja Microcredit 12.00% Jan 2027 NCD
INE0FWI08011
Coupon
12.00%
Maturity
01 Jan 2027
S
Sindhuja Microcredit 12.00% Aug 2027 NCD
INE0FWI08029
Coupon
12.00%
Maturity
18 Aug 2027
S
Sindhuja Microcredit Oct 2027 NCD
INE0FWI07120
Coupon
—
Maturity
23 Oct 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.30%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE04Q907108Dar Credit & Capital LimitedBBB- NSDL record, 202512.25%2027-12-10
INE515Q08226Annapurna Finance Private LimitedA-12.40%2029-04-24
INE10A707144Respo Financial Capital Private LimitedBBB NSDL record, 202612.40%2027-08-20
INE0PM707596Mpokket Financial Services Private LimitedA- NSDL record, 202612.15%2027-07-05
INE814O07634Neogrowth Credit Private LimitedBBB-12.15%2028-04-30
INE08XP07324Akara Capital Advisors Private LimitedBBB12.50%2028-12-27

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