Sindhuja Microcredit Private Limited

Nbfc · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
BBB (INDIA_RATINGS)
Total Debt Outstanding
₹228 Cr
Across 10 instruments
Listed Bonds
10
First Issue
2023-12-28
Latest Issue
2026-05-19
Maturity Range
2026 - 2028
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2023-12-28
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 7 of 10 tracked bonds with a stated security status are secured. (based on 10 bonds with a disclosed security status)

Operating in the financial services sector, Sindhuja Microcredit Private Limited is classified as an NBFC. Bond coupons here span 12.00% - 13.30%, paid monthly. The maturity ladder spans 2026 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹228 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.48%
Range 12.00% - 13.30%
Avg Remaining Tenure
1.2 Yrs
Nearest maturity 2026-12
Secured
70%
7 of 10 bonds with known status
Callable
0
Of 10 bonds
Avg Spread vs G-Sec
+706 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2026: 1 bond, ₹31 Cr tracked, avg coupon 12.94% 1 bond 2026 2027: 5 bonds, ₹51 Cr tracked, avg coupon 12.00% 5 bonds 2027 2028: 4 bonds, ₹146 Cr tracked, avg coupon 12.73% 4 bonds 2028

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹228 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹31 Cr issued 2023 2025: ₹158 Cr issued 2025 2026: ₹40 Cr issued 2026 Cumulative: ₹31 Cr Cumulative: ₹188 Cr Cumulative: ₹228 Cr

Based on 10 of 10 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 4 bonds · 40%
  • Unrated 6 bonds · 60%
AgencyRatingOutlookBonds
INDIA_RATINGS BBB 4

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE0FWI07062 12.94% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 15/12/2026 12.94% 2026-12-15
INE0FWI08011 12% UNSECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/01/2027 12.00% 2027-01-01
INE0FWI08029 12% UNSECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 18/08/2027 12.00% 2027-08-18
INE0FWI07120 RESET RATE SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/10/2027 2027-10-23
INE0FWI08037 12% UNSECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 20/11/2027 12.00% 2027-11-20
INE0FWI07138 RESET RATE SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/11/2027 2027-11-25
INE0FWI07104 13% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/01/2028 13.00% BBB (INDIA_RATINGS) 2028-01-27
INE0FWI07096 12.30% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/04/2028 12.30% BBB (INDIA_RATINGS) 2028-04-23
INE0FWI07088 12.3% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/05/2028 12.30% BBB (INDIA_RATINGS) 2028-05-23
INE0FWI07112 13.3% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 15/12/2028 13.30% BBB (INDIA_RATINGS) 2028-12-15
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 4 2025-10-09
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Sindhuja Microcredit Private Limited have?

Sindhuja Microcredit Private Limited currently has 10 active bonds with coupons 12.00% - 13.30%, maturities spanning 2026 - 2028.

What is Sindhuja Microcredit Private Limited's credit rating?

The most recent rating on Sindhuja Microcredit Private Limited's bonds is BBB (INDIA_RATINGS), published by INDIA_RATINGS.

Are Sindhuja Microcredit Private Limited's bonds secured?

Of the 10 bonds with a disclosed security status, 7 are secured (70%) and 3 are unsecured.

When do Sindhuja Microcredit Private Limited's bonds mature?

Sindhuja Microcredit Private Limited's active bonds mature between 2026 - 2028; the nearest matures in 2026-12; the average tenure is 1.2 Yrs.

What is the average coupon on Sindhuja Microcredit Private Limited's bonds?

The average coupon across Sindhuja Microcredit Private Limited's 10 active bonds is 12.48%.

Disclaimer: This page aggregates publicly available data about Sindhuja Microcredit Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.