I
A / Stable Secured NCD

Indel Money Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

Current YTM
12.00%
Market YTM
Coupon Rate
11.75%
Per annum
Maturity Date
23 Jan 2031
4.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
12.00%
Live, last traded 2026-08-06
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+526 bps
vs 4.4Y G-Sec at 6.74%
Top 17% of similar-tenor peers by spread
Tenure
4.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-03 2026-08-06
Cashflow Timeline
23 Sep 2026
Interest Payment
₹979.17 / Bond
23 Oct 2026
Interest Payment
₹979.17 / Bond
23 Nov 2026
Interest Payment
₹979.17 / Bond
23 Dec 2026
Interest Payment
₹979.17 / Bond
23 Jan 2027
Interest Payment
₹979.17 / Bond
23 Feb 2027
Interest Payment
₹979.17 / Bond
23 Mar 2027
Interest Payment
₹979.17 / Bond
23 Apr 2027
Interest Payment
₹979.17 / Bond
23 Jan 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-09 Issued 2026-01-23 Matures 2031-01-23

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
11.75%
YTM (Annual)
12.00%
Credit Rating
A
(INFOMERICS)
Remaining Tenure
4.4 Years
Advanced metrics
Modified Duration
3.41 Yrs
Macaulay Duration
3.44 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.41 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-06
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.75 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2026-01-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Indel Money Limited issued this secured, rated, ncd (IML-11.75%-23-1-31-PVT) carrying a 11.75% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-09 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-06 101.2400 12.0000 4
2026-08-05 101.2400 12.0000 1
2026-07-24 102.0000 11.7700 1
2026-07-20 102.0000 11.7700 1
2026-07-16 101.2600 12.0000 1
2026-07-14 101.7400 11.8500 3
2026-07-13 102.6400 11.5700 3
2026-07-10 101.9000 11.8000 3
2026-07-09 101.9100 11.8000 2
2026-07-03 101.9100 11.8000 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INFOMERICS 2026-01-31
Rating Actions History 1 2026-07-09
Secondary-Market Trades 10 BSE 2026-08-06
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Indel Money 11.75% Jan 2031 NCD?

Indel Money 11.75% Jan 2031 NCD carries a coupon of 11.75%, paid monthly, on a face value of ₹100,000.

When does Indel Money 11.75% Jan 2031 NCD mature?

Indel Money 11.75% Jan 2031 NCD matures on 2031-01-23, 4.4 years from today.

What is Indel Money 11.75% Jan 2031 NCD rated?

Indel Money 11.75% Jan 2031 NCD is rated A by INFOMERICS. As of 2026-01-31.

Is Indel Money 11.75% Jan 2031 NCD secured?

Indel Money 11.75% Jan 2031 NCD is a secured bond.

Where does Indel Money 11.75% Jan 2031 NCD trade?

Indel Money 11.75% Jan 2031 NCD is listed on BSE.

What yield does Indel Money 11.75% Jan 2031 NCD currently offer?

The last recorded trade on 2026-08-06 priced Indel Money 11.75% Jan 2031 NCD at ₹101.24, implying a yield to maturity of 12.00%.

More Bonds from This Issuer
I
Indel Money 11.00% Oct 2026 NCD
BBB
Coupon
11.00%
Maturity
07 Oct 2026
S
Indel Money ZC Oct 2026 NCD
A-
Coupon
Maturity
31 Oct 2026
9
Indel Money 9.00% Oct 2026 NCD
A-
Coupon
9.00%
Maturity
31 Oct 2026
I
Indel Money 11.00% Nov 2026 NCD
BBB
Coupon
11.00%
Maturity
11 Nov 2026
Compare (/) Compare Bonds

← Back to screener