M
A+ Unsecured NCD

Muthoot Fincorp Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
9.49%
Market YTM
Coupon Rate
10.26%
Per annum
Maturity Date
30 Dec 2027
1.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.49%
Live, last traded 2026-08-10
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+408 bps
vs 1.3Y G-Sec at 5.41%
Above the median spread for similar-tenor peers
Tenure
1.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-02 2026-08-10
Cashflow Timeline
17 Sep 2026
Interest Payment
₹855.00 / Bond
17 Oct 2026
Interest Payment
₹855.00 / Bond
17 Nov 2026
Interest Payment
₹855.00 / Bond
17 Dec 2026
Interest Payment
₹855.00 / Bond
17 Jan 2027
Interest Payment
₹855.00 / Bond
17 Feb 2027
Interest Payment
₹855.00 / Bond
17 Mar 2027
Interest Payment
₹855.00 / Bond
17 Apr 2027
Interest Payment
₹855.00 / Bond
30 Dec 2027
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-17 Initial rating: AA by CRISIL on 2026-07-22 Initial rating: AA by CRISIL on 2026-06-18 Issued 2022-03-17 Matures 2027-12-30

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.26%
YTM (Annual)
9.49%
Credit Rating
A+
(CRISIL)
Remaining Tenure
1.3 Years
Advanced metrics
Modified Duration
1.24 Yrs
Macaulay Duration
1.25 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.24 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-10
BSE
Trades (30 Days)
3
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 3 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.26 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-03-17
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Muthoot Fincorp Limited issued this rated, ncd (10.26% UNSECURED UNLISTED RATED SUBORDINATED NONCONVERTIBLE DEBENTURE.DATE OF MATURITY 30/12/2027) carrying a 10.26% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-17 CRISIL Other View →
2026-07-22 CRISIL Initial AA Stable View →
2026-06-18 CRISIL Initial AA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-10 101.5000 9.4900 1
2026-07-31 101.5000 9.5100 1
2026-07-28 100.5000 10.3400 1
2026-07-27 101.5000 9.5200 1
2026-07-20 101.5000 9.5400 1
2026-07-10 100.5000 10.3500 1
2026-07-03 101.5000 9.5700 2
2026-07-02 101.5000 9.5700 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-03-15
Rating Actions History 3 2026-08-17
Secondary-Market Trades 8 BSE 2026-08-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Muthoot Fincorp 10.26% Dec 2027 NCD?

Muthoot Fincorp 10.26% Dec 2027 NCD carries a coupon of 10.26%, paid monthly, on a face value of ₹100,000.

When does Muthoot Fincorp 10.26% Dec 2027 NCD mature?

Muthoot Fincorp 10.26% Dec 2027 NCD matures on 2027-12-30, 1.3 years from today.

What is Muthoot Fincorp 10.26% Dec 2027 NCD rated?

Muthoot Fincorp 10.26% Dec 2027 NCD is rated A+ by CRISIL. As of 2022-03-15.

Is Muthoot Fincorp 10.26% Dec 2027 NCD secured?

Muthoot Fincorp 10.26% Dec 2027 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Muthoot Fincorp 10.26% Dec 2027 NCD trade?

Muthoot Fincorp 10.26% Dec 2027 NCD is listed on UNLISTED.

What yield does Muthoot Fincorp 10.26% Dec 2027 NCD currently offer?

The last recorded trade on 2026-08-10 priced Muthoot Fincorp 10.26% Dec 2027 NCD at ₹101.50, implying a yield to maturity of 9.49%.

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8
Muthoot Fincorp 8.35% Sep 2026 NCD
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Coupon
8.35%
Maturity
06 Sep 2026
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Coupon
Maturity
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9
Muthoot Fincorp 9.00% Sep 2026 NCD
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Coupon
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Maturity
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Maturity
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