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National Housing Bank 7.29% Jul 2031 NCD

AAA Unsecured NCD

National Housing Bank

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2031

Current YTM
7.17%
Market YTM
Coupon Rate
7.29%
Per annum
Maturity Date
04 Jul 2031
4.8 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
7.17%
Live, last traded 2026-07-27
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+66 bps
vs 4.8Y G-Sec at 6.51%
Below the median spread for similar-tenor peers
Tenure
4.8 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
27 Jan 2027
Interest Payment
₹7,290.00 / Bond
27 Jan 2028
Interest Payment
₹7,290.00 / Bond
27 Jan 2029
Interest Payment
₹7,290.00 / Bond
27 Jan 2030
Interest Payment
₹7,290.00 / Bond
27 Jan 2031
Interest Payment
₹7,290.00 / Bond
4 Jul 2031
Principal Payment
₹100,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Withdrawn: AAA by CRISIL on 2026-07-08 Issued 2025-01-27 Matures 2031-07-04

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.29%
YTM (Annual)
7.17%
Credit Rating
AAA
(CARE)
Remaining Tenure
4.8 Years
Advanced metrics
Modified Duration
3.93 Yrs
Macaulay Duration
4.21 Yrs
Issue Size
₹3,480 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.93 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-07-27
NSE OTC (WAP)
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.71 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-01-27
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

National Housing Bank issued this rated, ncd (7.29% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BOND IN NATURE OF DEBENTURES DATE OF MATURITY 04/07/2031) carrying a 7.29% p.a. coupon, paid annual. It repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-08 CRISIL Withdrawal AAA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-27 100.4481 7.1700 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-01-16
Rating Actions History 1 2026-07-08
Secondary-Market Trades 1 NSE OTC (WAP) 2026-07-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on National Housing Bank 7.29% Jul 2031 NCD?

National Housing Bank 7.29% Jul 2031 NCD carries a coupon of 7.29%, paid annual, on a face value of ₹100,000.

When does National Housing Bank 7.29% Jul 2031 NCD mature?

National Housing Bank 7.29% Jul 2031 NCD matures on 2031-07-04, 4.8 years from today.

What is National Housing Bank 7.29% Jul 2031 NCD rated?

National Housing Bank 7.29% Jul 2031 NCD is rated AAA by CARE. As of 2025-01-16.

Is National Housing Bank 7.29% Jul 2031 NCD secured?

National Housing Bank 7.29% Jul 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does National Housing Bank 7.29% Jul 2031 NCD currently offer?

The last recorded trade on 2026-07-27 priced National Housing Bank 7.29% Jul 2031 NCD at ₹100.45, implying a yield to maturity of 7.17%.

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8
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Maturity
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