ICL Fincorp 12.50% Aug 2027 NCD (INE01CYA7435)

Acuité BBB- / Stable Secured NCD

ICL Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2027

165 more bonds from ICL Fincorp Limited →

Current YTM

14.30%

Market YTM

Coupon Rate

12.50%

Per annum

Maturity Date

09 Aug 2027

0.8 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹10,000

Per Bond

Market Position

YTM (Annual)

14.30%

Last traded 3 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+738 bps

vs 0.8Y G-Sec at 6.92%

Top 4% of similar-tenor peers by spread

Tenure

0.8 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

28 Oct 20263 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

9 Nov 2026

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Dec 2026

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Jan 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Feb 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Mar 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Apr 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 May 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

9 Jun 2027

Interest Payment

₹104.17 / Bond

₹93.75 net of 10% TDS (est.)

…

+1 more coupon until 9 Jul 2027

₹104.17 each / Bond

9 Aug 2027

Final coupon + principal

₹10,104.17 / Bond

₹104.17 coupon + ₹10,000 face value

10 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

12.50%

YTM (Annual)

14.30%

Credit Rating

BBB-

(Acuité) · rated 31 Jul 2026, 3 months ago

Remaining Tenure

0.8 Years

Advanced metrics

Modified Duration

0.71 Yrs

Macaulay Duration

0.72 Yrs

Issue Size

₹25 Cr

Minimum Investment

₹10,000

1 bond × ₹10,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.71 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

3 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
4 secondary-market trades recorded in the last 30 days.
Coupon is 2.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

ICL Fincorp Limited

Instrument Type

NCD

Issue Date

9 Jul 2026

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

ICL Fincorp Limited issued ICL Fincorp 12.50% Aug 2027 NCD, a secured, rated NCD. It pays a 12.50% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
31 Jul 2026	Acuité	BBB-	Stable	Latest	BSE listing
2026	Acuité	BBB-	—	NSDL record, 2026	NSDL debt master

Rating Action History

1 actions

Agency actions on ICL Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-06-30	CRISIL	Initial	BBB-	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on ICL Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-06-30	CRISIL	Initial	BBB- / Stable	View →

Alert me about ICL Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE01CYA7435: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-03	99.3200	14.3000	1
2026-11-02	99.3200	14.3000	2
2026-10-30	98.9900	14.8000	1
2026-10-28	99.0200	14.7500	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	Acuité	2026-07-31
Rating Actions History	1	—	2026-06-30
Secondary-Market Trades	4	BSE	2026-11-03
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹9,932.00

YTM14.30%

Trade Date 3 Nov 2026 5d ago

SourceBSE

Accrued interest (est.)₹0.00

Dirty price (est.)₹9,932.00

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on ICL Fincorp 12.50% Aug 2027 NCD?

ICL Fincorp 12.50% Aug 2027 NCD carries a coupon of 12.50%, paid monthly, on a face value of ₹10,000.

When does ICL Fincorp 12.50% Aug 2027 NCD mature?

ICL Fincorp 12.50% Aug 2027 NCD matures on 9 Aug 2027, 0.8 years from today.

What is ICL Fincorp 12.50% Aug 2027 NCD rated?

ICL Fincorp 12.50% Aug 2027 NCD is rated BBB- by Acuité (rating dated 31 Jul 2026).

Is ICL Fincorp 12.50% Aug 2027 NCD secured?

ICL Fincorp 12.50% Aug 2027 NCD is a secured bond.

Where does ICL Fincorp 12.50% Aug 2027 NCD trade?

ICL Fincorp 12.50% Aug 2027 NCD is listed on BSE.

What yield does ICL Fincorp 12.50% Aug 2027 NCD currently offer?

The last recorded trade on 3 Nov 2026 priced ICL Fincorp 12.50% Aug 2027 NCD at ₹9,932.00 per bond, implying a yield to maturity of 14.30%.

More Bonds from This Issuer

ICL Fincorp 13.66% Nov 2026 NCD

INE01CY07QX8

BB+ NSDL record, 2020

Coupon

13.66%

Maturity

18 Nov 2026

View Details

ICL Fincorp 11.50% Dec 2026 NCD

INE01CY078O8

BBB- NSDL record, 2024

Coupon

11.50%

Maturity

02 Dec 2026

View Details

ICL Fincorp 11.75% Dec 2026 NCD

INE01CY078U5

BBB- NSDL record, 2024

Coupon

11.75%

Maturity

02 Dec 2026

View Details

ICL Fincorp Dec 2026 NCD

INE01CY078S9

BBB- NSDL record, 2024

Coupon

—

Maturity

02 Dec 2026

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.50%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE08XP07449	Akara Capital Advisors Private Limited	BBB	12.50%	2027-01-17
INE01XO07017	IFL Finance Limited	BBB NSDL record, 2025	12.25%	2027-11-18
INE01XO07025	IFL Finance Limited	BBB NSDL record, 2025	12.25%	2028-01-16
INE04Q907223	Dar Credit & Capital Limited	—	12.95%	2028-08-07
INE08XP07431	Akara Capital Advisors Private Limited	BBB	12.00%	2027-06-11
INE08XP07423	Akara Capital Advisors Private Limited	BBB	12.00%	2027-05-21

← Back to screener