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SMFG India Credit Company 8.40% Dec 2032 NCD (IN8535H08016)

Unsecured NCD

SMFG India Credit Company Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2032

33 more bonds from SMFG India Credit Company Limited →
Current YTM
—
No market YTM available
Coupon Rate
8.40%
Per annum
Maturity Date
23 Dec 2032
6.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
6.1 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

23 Dec 2026
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2027
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2028
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2029
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2030
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2031
Interest Payment
₹8,40,000.00 / Bond
₹7,56,000.00 net of 10% TDS (est.)
23 Dec 2032
Final coupon + principal
₹1,08,40,000.00 / Bond
₹8,40,000.00 coupon + ₹1,00,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 23 Dec 2022 Matures 23 Dec 2032

Key Metrics

Coupon Rate
8.40%
YTM (Annual)
—
Credit Rating
—
No rating on file for this ISIN; issuer rating below
Remaining Tenure
6.1 Years

No rating on file for this ISIN. Issuer rating: AAA (CARE), reaffirmed 23 Sep 2026 — the agency's rating of the issuer's debt, which may not cover this bond.

Advanced metrics
Modified Duration
4.32 Yrs
Macaulay Duration
4.69 Yrs
Issue Size
—
Face Value
₹1,00,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
4.32 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No public credit rating is available for this bond.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.80 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 27 Jun 2026
Instrument Type
NCD
Issue Date
23 Dec 2022
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by SMFG India Credit Company Limited, SMFG India Credit Company 8.40% Dec 2032 NCD is an unsecured NCD. It pays an 8.40% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

1 actions

Agency actions on SMFG India Credit Company Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-23 CARE Reaffirm AAA Stable NSE filing →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on SMFG India Credit Company Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-23 CARE Reaffirm AAA / Stable NSE filing →
Alert me about SMFG India Credit Company Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 0 — —
Rating Actions History 1 — 2026-09-23
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No public credit rating on file for this bond.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
27 Jun 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
IN8535H08016
Issue Date
23 Dec 2022
Maturity Date
23 Dec 2032
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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More Bonds from This Issuer

S
SMFG India Credit Company Nov 2026 NCD
INE535H07BL4
Coupon
—
Maturity
17 Nov 2026
S
SMFG India Credit Company 8.28% Mar 2027 NCD
INE535H07CH0
AAA NSDL record, 2024
Coupon
8.28%
Maturity
12 Mar 2027
S
SMFG India Credit Company 8.30% Jun 2027 NCD
INE535H07CJ6
Coupon
8.30%
Maturity
30 Jun 2027
S
SMFG India Credit Company 8.15% Sep 2027 NCD
INE535H07CL2
Coupon
8.15%
Maturity
24 Sep 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.40%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE121A08PX1Cholamandalam Investment and Finance Company LimitedAA+8.40%2032-11-25
INE756I08256HDB Financial Services LimitedAAA8.40%2033-12-22
INE261F08AO5National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20188.47%2033-08-31
INE721A07RE6Shriram Finance LimitedAA+8.50%2032-10-18
INE2T2Q07345Hyderabad Metropolitan Development AuthorityAA+ NSDL record, 20268.50%2032-06-15
INE261F08AW8National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20188.51%2033-12-19

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