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Unigold Finance Limited — Bonds & BBB (CRISIL) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
BBB (CRISIL)
Most common current rating on senior bonds
3 of 4 rated · CRISIL, 31 Aug 2026
Total Debt Outstanding
₹225 Cr
Across 5 instruments
Active Bonds
5
First Issue
11 Sep 2025
Latest Issue
27 Aug 2026
Maturity Range
2027 - 2028
Observation
5 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 19 Aug 2026 New rating assigned to BBB CRISIL
Issuer health card 1 item to look at
  • Current ratings CRISIL BBB, CRISIL BBB-
  • Rating range Current ratings range from BBB- (CRISIL 30 Sep 2025) to BBB (CRISIL 31 Aug 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 31 Aug 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 2 of 5 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Unigold Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
11 Sep 2025
Start of this issuer's debt program timeline
  • 5 active bonds tracked from this issuer.
  • 5 of 5 tracked bonds with a stated security status are secured. (based on 5 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 19 Aug 2026.

Unigold Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 11.00% - 11.25%, paid monthly. Bonds mature between 2027 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
5
Tracked by RetailBonds
Amount Tracked
₹225 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
11.10%
Range 11.00% - 11.25%
Avg Remaining Tenure
0.9 Yrs
Nearest maturity Mar 2027
Secured
100%
5 of 5 bonds with known status
Callable
0
Of 5 bonds
Avg Spread vs G-Sec
+476 bps
Credit premium, from 2 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2027: 4 bonds, ₹175 Cr tracked, avg coupon 11.12% 4 bonds 2027 2028: 1 bond, ₹50 Cr tracked, avg coupon 11.00% 1 bond 2028

Security Type / Instrument Mix

  • NCD 5 bonds · 100% · ₹225 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹25 Cr issued 2025 2026: ₹200 Cr issued 2026 Cumulative: ₹25 Cr Cumulative: ₹225 Cr

Based on 5 of 5 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 5 bonds · 100%
AgencyRatingOutlookBonds
CRISIL BBB Stable 3
CRISIL BBB- Stable 1
CRISIL BBB NSDL record — 1

Recent Rating Actions

19 Aug 2026 · CRISIL
BBB
Initial · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE0O7U07012 Unigold Finance 11.25% Mar 2027 NCD 11.25% BBB- (CRISIL) 2027-03-11 — —
INE0O7U07020 Unigold Finance 11.00% Aug 2027 NCD 11.00% BBB (CRISIL) 2027-08-06 — —
INE0O7U07038 Unigold Finance 11.25% Sep 2027 NCD 11.25% BBB (CRISIL, NSDL record 2026) 2027-09-04 — —
INE0O7U07053 Unigold Finance 11.00% Nov 2027 NCD 11.00% BBB (CRISIL) 2027-11-27 11.46% 2026-11-06
INE0O7U07046 Unigold Finance 11.00% Apr 2028 NCD 11.00% BBB (CRISIL) 2028-04-02 11.90% 2026-11-06
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
22
Avg. Yield (Last 30 Days)
11.96%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 5 2026-08-31
Rating Actions History 1 2026-08-19
Secondary-Market Trades 89 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Unigold Finance Limited have?

Unigold Finance Limited currently has 5 active bonds with coupons of 11.00% - 11.25%, maturities spanning 2027 - 2028.

What is Unigold Finance Limited's credit rating?

The most common current rating on Unigold Finance Limited's senior bonds is BBB (CRISIL). Ratings on file come from CRISIL.

Are Unigold Finance Limited's bonds secured?

Of the 5 bonds with a disclosed security status, 5 are secured (100%) and 0 are unsecured.

When do Unigold Finance Limited's bonds mature?

Unigold Finance Limited's active bonds mature between 2027 - 2028; the nearest matures in Mar 2027; the average tenure is 0.9 Yrs.

What is the average coupon on Unigold Finance Limited's bonds?

The average coupon across Unigold Finance Limited's 5 active bonds is 11.10%.

Disclaimer: This page aggregates publicly available data about Unigold Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.