U
BBB Secured NCD

Unigold Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
11.97%
Market YTM
Coupon Rate
11.00%
Per annum
Maturity Date
02 Apr 2028
1.6 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
11.97%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+637 bps
vs 1.6Y G-Sec at 5.60%
Top 13% of similar-tenor peers by spread
Tenure
1.6 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-13 2026-08-27
Cashflow Timeline
2 Sep 2026
Interest Payment
₹91.67 / Bond
2 Oct 2026
Interest Payment
₹91.67 / Bond
2 Nov 2026
Interest Payment
₹91.67 / Bond
2 Dec 2026
Interest Payment
₹91.67 / Bond
2 Jan 2027
Interest Payment
₹91.67 / Bond
2 Feb 2027
Interest Payment
₹91.67 / Bond
2 Mar 2027
Interest Payment
₹91.67 / Bond
2 Apr 2027
Interest Payment
₹91.67 / Bond
2 Apr 2028
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Initial rating: BBB by CRISIL on 2026-08-19 Issued 2026-04-02 Matures 2028-04-02

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
11.00%
YTM (Annual)
11.97%
Credit Rating
BBB
(CRISIL)
Remaining Tenure
1.6 Years
Advanced metrics
Modified Duration
1.44 Yrs
Macaulay Duration
1.45 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
1.44 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
21
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 21 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-04-02
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

11% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 02/04/2028 is a secured, rated, redeemable ncd issued by Unigold Finance Limited. The bond offers a fixed coupon of 11.00% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-08-19 CRISIL Initial BBB Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 99.7200 11.9700 1
2026-08-25 99.7200 11.9700 1
2026-08-24 99.7100 11.9700 1
2026-08-21 99.7100 11.9700 1
2026-08-20 99.7100 11.9700 1
2026-08-19 99.7100 11.9700 1
2026-08-18 99.7100 11.9700 3
2026-08-17 99.7100 11.9700 7
2026-08-14 99.7000 11.9700 3
2026-08-13 99.7000 11.9700 4
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-02-24
Rating Actions History 1 2026-08-19
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Unigold Finance 11.00% Apr 2028 NCD?

Unigold Finance 11.00% Apr 2028 NCD carries a coupon of 11.00%, paid monthly, on a face value of ₹10,000.

When does Unigold Finance 11.00% Apr 2028 NCD mature?

Unigold Finance 11.00% Apr 2028 NCD matures on 2028-04-02, 1.6 years from today.

What is Unigold Finance 11.00% Apr 2028 NCD rated?

Unigold Finance 11.00% Apr 2028 NCD is rated BBB by CRISIL. As of 2026-02-24.

Is Unigold Finance 11.00% Apr 2028 NCD secured?

Unigold Finance 11.00% Apr 2028 NCD is a secured bond.

What yield does Unigold Finance 11.00% Apr 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Unigold Finance 11.00% Apr 2028 NCD at ₹99.72, implying a yield to maturity of 11.97%.

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Maturity
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