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Unifinz Capital India Limited — Bonds & BBB- (CRISIL) Rating

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
BBB- (CRISIL)
Most common current rating on senior bonds
5 of 6 rated · CRISIL, 30 Sep 2026
Total Debt Outstanding
₹330 Cr
Across 10 instruments
Active Bonds
10
First Issue
24 Feb 2026
Latest Issue
8 Oct 2026
Maturity Range
2027 - 2028
Observation
10 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

Latest events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
Issuer health card 1 item to look at
  • Current ratings CRISIL BBB-, India Ratings BBB-, India Ratings BBB
  • Rating range Current ratings range from BBB- (CRISIL 30 Sep 2026, India Ratings 28 Feb 2026) to BBB (India Ratings 31 Jul 2026)
  • Rating direction, 12 months 0 upgrades, 0 downgrades
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Newest agency rating Dated 30 Oct 2026
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 7 of 10 active bonds had an exchange trade
  • Exchange filings, 90 days 40 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Unifinz Capital India Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
24 Feb 2026
Start of this issuer's debt program timeline
  • 10 active bonds tracked from this issuer.
  • 9 of 9 tracked bonds with a stated security status are secured. (based on 9 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 30 Oct 2026.

Unifinz Capital India Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 11.00% - 13.00%, paid monthly. Maturities on outstanding bonds fall between 2027 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
10
Tracked by RetailBonds
Amount Tracked
₹330 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 6 of 10 bonds)
Avg Coupon
12.38%
Range 11.00% - 13.00%
Avg Remaining Tenure
1.2 Yrs
Nearest maturity May 2027
Secured
100%
9 of 9 bonds with known status
Callable
0
Of 10 bonds
Avg Spread vs G-Sec
+701 bps
Credit premium, from 7 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (6 bonds).

0 2027: 4 bonds, ₹175 Cr tracked, avg coupon 12.19% 4 bonds 2027 2028: 6 bonds, ₹155 Cr tracked, avg coupon 12.50% 6 bonds 2028

Security Type / Instrument Mix

  • NCD 10 bonds · 100% · ₹330 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2026: ₹330 Cr issued 2026 Cumulative: ₹330 Cr

Based on 6 of 10 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 6 bonds · 60%
  • Unrated 4 bonds · 40%
AgencyRatingOutlookBonds
CRISIL BBB- Stable 4
India Ratings BBB Stable 1
India Ratings BBB- Stable 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: BBB on 2026-07-23 CRISIL: BBB on 2026-10-30
Jul 26 — Oct 26 CRISIL

Recent Rating Actions

30 Oct 2026 · CRISIL
BBB-
Initial · Stable
10 Aug 2026 · CRISIL
—
Update
23 Jul 2026 · CRISIL
BBB-
Initial · Stable
3 Jul 2026 · CRISIL
—
Update
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE926R07019 Unifinz Capital India 13.00% May 2027 NCD 13.00% BBB- (India Ratings) 2027-05-24 14.00% 2026-11-05
IN8926R07018 Unifinz Capital India 13.00% May 2027 NCD 13.00% — 2027-05-24 — —
INE926R07050 Unifinz Capital India 11.75% Nov 2027 NCD 11.75% BBB- (CRISIL) 2027-11-19 15.00% 2026-11-06
INE926R07068 Unifinz Capital India 11.00% Dec 2027 NCD 11.00% BBB- (CRISIL) 2027-12-16 14.90% 2026-11-06
INE926R07076 Unifinz Capital India 11.00% Jan 2028 NCD 11.00% — 2028-01-08 11.63% 2026-11-05
INE926R07043 Unifinz Capital India 12.00% Jan 2028 NCD 12.00% BBB (India Ratings) 2028-01-28 14.00% 2026-11-06
INE926R07027 Unifinz Capital India 13.00% Apr 2028 NCD 13.00% BBB- (CRISIL) 2028-04-23 14.00% 2026-11-06
IN8926R07026 Unifinz Capital India 13.00% Apr 2028 NCD 13.00% — 2028-04-23 — —
INE926R07035 Unifinz Capital India 13.00% May 2028 NCD 13.00% BBB- (CRISIL) 2028-05-20 14.00% 2026-11-06
IN8926R07034 Unifinz Capital India 13.00% May 2028 NCD 13.00% — 2028-05-20 — —
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YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
₹50.92 L
Number of Trades (Last 30 Days)
78
Avg. Yield (Last 30 Days)
13.91%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 6 2026-09-30
Rating Actions History 4 2026-10-30
Secondary-Market Trades 160 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Unifinz Capital India Limited have?

Unifinz Capital India Limited currently has 10 active bonds with coupons of 11.00% - 13.00%, maturities spanning 2027 - 2028.

What is Unifinz Capital India Limited's credit rating?

The most common current rating on Unifinz Capital India Limited's senior bonds is BBB- (CRISIL). Ratings on file come from CRISIL, India Ratings.

Are Unifinz Capital India Limited's bonds secured?

Of the 9 bonds with a disclosed security status, 9 are secured (100%) and 0 are unsecured.

When do Unifinz Capital India Limited's bonds mature?

Unifinz Capital India Limited's active bonds mature between 2027 - 2028; the nearest matures in May 2027; the average tenure is 1.2 Yrs.

What is the average coupon on Unifinz Capital India Limited's bonds?

The average coupon across Unifinz Capital India Limited's 10 active bonds is 12.38%.

Disclaimer: This page aggregates publicly available data about Unifinz Capital India Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.