U

Unifinz Capital India 13.00% Apr 2028 NCD

BBB- Secured NCD

Unifinz Capital India Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2028

Current YTM
13.95%
Market YTM
Coupon Rate
13.00%
Per annum
Maturity Date
23 Apr 2028
1.7 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
13.95%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+852 bps
vs 1.7Y G-Sec at 5.43%
Top 5% of similar-tenor peers by spread
Tenure
1.7 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-22 2026-08-24
Cashflow Timeline
23 Sep 2026
Interest Payment
₹108.33 / Bond
23 Oct 2026
Interest Payment
₹108.33 / Bond
23 Nov 2026
Interest Payment
₹108.33 / Bond
23 Dec 2026
Interest Payment
₹108.33 / Bond
23 Jan 2027
Interest Payment
₹108.33 / Bond
23 Feb 2027
Interest Payment
₹108.33 / Bond
23 Mar 2027
Interest Payment
₹108.33 / Bond
23 Apr 2027
Interest Payment
₹108.33 / Bond
23 Apr 2028
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-10 Initial rating: BBB by CRISIL on 2026-07-23 Rating action: by CRISIL on 2026-07-03 Issued 2026-04-23 Matures 2028-04-23

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
13.00%
YTM (Annual)
13.95%
Credit Rating
BBB-
(CRISIL)
Remaining Tenure
1.7 Years
Advanced metrics
Modified Duration
1.47 Yrs
Macaulay Duration
1.49 Yrs
Issue Size
₹60 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
1.47 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-24
BSE
Trades (30 Days)
22
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 22 secondary-market trades recorded in the last 30 days.
  • Coupon is 3.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-04-23
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Puttable

Unifinz Capital India Limited issued this secured, rated, ncd (13% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/04/2028) carrying a 13.00% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-10 CRISIL Other View →
2026-07-23 CRISIL Initial BBB Stable View →
2026-07-03 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 99.8000 13.9500 2
2026-08-17 99.5300 14.1400 6
2026-08-13 99.0400 14.5200 6
2026-08-12 97.1600 15.9600 3
2026-08-11 99.8900 13.8800 7
2026-08-10 97.8200 15.4400 4
2026-08-05 97.6500 15.5700 3
2026-07-28 96.9300 16.0900 4
2026-07-24 99.2200 14.3800 3
2026-07-22 99.7800 13.9800 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-03-20
Rating Actions History 3 2026-08-10
Secondary-Market Trades 10 BSE 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Unifinz Capital India 13.00% Apr 2028 NCD?

Unifinz Capital India 13.00% Apr 2028 NCD carries a coupon of 13.00%, paid monthly, on a face value of ₹10,000.

When does Unifinz Capital India 13.00% Apr 2028 NCD mature?

Unifinz Capital India 13.00% Apr 2028 NCD matures on 2028-04-23, 1.7 years from today.

What is Unifinz Capital India 13.00% Apr 2028 NCD rated?

Unifinz Capital India 13.00% Apr 2028 NCD is rated BBB- by CRISIL. As of 2026-03-20.

Is Unifinz Capital India 13.00% Apr 2028 NCD secured?

Unifinz Capital India 13.00% Apr 2028 NCD is a secured bond.

Can Unifinz Capital India 13.00% Apr 2028 NCD be called or put back early?

Unifinz Capital India 13.00% Apr 2028 NCD is puttable -- holders may require the issuer to repurchase it on scheduled put dates.

What yield does Unifinz Capital India 13.00% Apr 2028 NCD currently offer?

The last recorded trade on 2026-08-24 priced Unifinz Capital India 13.00% Apr 2028 NCD at ₹99.80, implying a yield to maturity of 13.95%.

More Bonds from This Issuer
U
Unifinz Capital India 13.00% May 2027 NCD
BBB
Coupon
13.00%
Maturity
24 May 2027
1
Unifinz Capital India 13.00% May 2027 NCD
Coupon
13.00%
Maturity
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1
Unifinz Capital India 13.00% Apr 2028 NCD
Coupon
13.00%
Maturity
23 Apr 2028
1
Unifinz Capital India 13.00% May 2028 NCD
BBB-
Coupon
13.00%
Maturity
20 May 2028
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