UCO Bank — Bonds & AA (India Ratings) Rating on Tier II / subordinated bonds
Bank · Financial Services
Verify this issuer →- Current ratings India Ratings AA, Infomerics AA
- Rating range All current ratings on Tier II / subordinated bonds are AA (India Ratings 9 Oct 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 9 Oct 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 1 of 6 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 6 active bonds tracked from this issuer.
- 0 of 6 tracked bonds with a stated security status are secured. (based on 6 bonds with a disclosed security status)
- Most recent rating action: reaffirm by INDIA_RATINGS on 9 Oct 2026.
UCO Bank, a bank or financial institution in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 8.51% - 11.70%, paid annually. Maturities on outstanding bonds fall between 2029 - 2032.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (2 bonds).
Security Type / Instrument Mix
- NCD 6 bonds · 100% · ₹3,000 Cr tracked
Funding Evolution
Based on 6 of 6 active bonds with a known issue date and issue size.
- AA 5 bonds · 83%
- A 1 bond · 17%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| India Ratings | AA | — | 4 |
| Infomerics | AA | — | 1 |
| Brickwork | A- | — | 1 |
Rating History (Trend)
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE691A08054 | UCO Bank 9.64% Jun 2029 NCD | 9.64% | AA (India Ratings) | 2029-06-28 | — | — | |
| INE691A08062 | UCO Bank 9.71% Dec 2029 NCD | 9.71% | AA (India Ratings) | 2029-12-16 | — | — | |
| INE691A08070 | UCO Bank 8.51% Mar 2032 NCD | 8.51% | AA (India Ratings) | 2032-03-22 | — | — | |
| INE691A08088 | UCO Bank 8.51% Mar 2032 NCD | 8.51% | AA (India Ratings) | 2032-03-31 | — | — | |
| INE691A08096 | UCO Bank 9.50% Perpetual NCD | 9.50% | AA (Infomerics) | Perpetual | — | 2026-11-05 | |
| INE691A08039 | UCO Bank 11.70% Perpetual NCD | 11.70% | A- (Brickwork, NSDL record 2016) | Perpetual | — | — |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 6 | 2026-10-09 |
| Rating Actions History | 2 | 2026-10-09 |
| Secondary-Market Trades | 1 | 2026-11-05 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does UCO Bank have?
UCO Bank currently has 6 active bonds with coupons of 8.51% - 11.70%, maturities spanning 2029 - 2032.
What is UCO Bank's credit rating?
The most common current rating on UCO Bank's Tier II / subordinated bonds is AA (India Ratings). Ratings on file come from India Ratings, Infomerics. Other instrument classes: AT1 / perpetual: AA (Infomerics).
Are UCO Bank's bonds secured?
Of the 6 bonds with a disclosed security status, 0 are secured (0%) and 6 are unsecured.
When do UCO Bank's bonds mature?
UCO Bank's active bonds mature between 2029 - 2032; the nearest matures in Jun 2029; the average tenure is 4.1 Yrs.
What is the average coupon on UCO Bank's bonds?
The average coupon across UCO Bank's 6 active bonds is 9.60%.
Disclaimer: This page aggregates publicly available data about UCO Bank for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.