Neogrowth Credit Private Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB (ICRA)
Total Debt Outstanding
₹544 Cr
Across 12 instruments
Listed Bonds
12
First Issue
2021-09-23
Latest Issue
2026-06-30
Maturity Range
2026 - 2040
Observation
12 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2021-09-23
Start of this issuer's debt program timeline
  • 12 active bonds tracked from this issuer.
  • 10 of 11 tracked bonds with a stated security status are secured. (based on 11 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-08-12.

Neogrowth Credit Private Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 10.80% - 13.50%, paid semi annual. Maturities on outstanding bonds fall between 2026 - 2040.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
12
Tracked by RetailBonds
Amount Tracked
₹544 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 11 of 12 bonds)
Avg Coupon
12.06%
Range 10.80% - 13.50%
Avg Remaining Tenure
2.6 Yrs
Nearest maturity 2026-11
Secured
90%
10 of 11 bonds with known status
Callable
1
Of 12 bonds
Avg Spread vs G-Sec
+679 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (7 bonds).

0 2026: 1 bond, ₹42 Cr tracked, avg coupon 11.70% 1 bond 2026 2027: 7 bonds, ₹251 Cr tracked, avg coupon 12.06% 7 bonds 2027 2028: 1 bond, ₹45 Cr tracked, avg coupon 12.15% 1 bond 2028 2029: 1 bond, ₹94 Cr tracked, avg coupon 12.15% 1 bond 2029 2031: 1 bond, ₹46 Cr tracked, avg coupon 10.80% 1 bond 2031 2040: 1 bond, ₹66 Cr tracked, avg coupon 13.50% 1 bond 2040

Security Type / Instrument Mix

  • NCD 12 bonds · 100% · ₹544 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2021: ₹66 Cr issued 2021 2022: ₹31 Cr issued 2022 2024: ₹236 Cr issued 2024 2025: ₹81 Cr issued 2025 2026: ₹130 Cr issued 2026 Cumulative: ₹66 Cr Cumulative: ₹97 Cr Cumulative: ₹333 Cr Cumulative: ₹414 Cr Cumulative: ₹544 Cr

Based on 11 of 12 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 11 bonds · 92%
  • Unrated 1 bonds · 8%
AgencyRatingOutlookBonds
ICRA BBB 9
CARE BBB 1
ICRA BBB+ 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: A on 2026-06-18 CRISIL: A on 2026-08-12
Jun 26 — Aug 26 CRISIL

Recent Rating Actions

2026-08-12 · CRISIL
A
Other
2026-06-18 · CRISIL
A
Initial
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE814O07550 NCPL-11.7%-29-11-26-PVT 11.70% BBB (ICRA) 2026-11-29
INE814O07345 NCPL-12.55%-10-3-27-PVT 12.55% BBB (CARE) 2027-03-10
INE814O07576 NCPL-11.75%-13-3-27-PVT 11.75% BBB (ICRA) 2027-03-13
INE814O07592 12% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 30/04/2027 12.00% BBB (ICRA) 2027-04-30
INE814O07543 NGCPL-11.70%-21-8-27-PVT 11.70% BBB (ICRA) 2027-08-21
INE814O07378 12.25% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES 2022-23/S/NCD/002. DATE OF MATURITY 26/08/2027 12.25% BBB (ICRA) 2027-08-26
INE814O07600 12% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 09/12/2027 12.00% BBB (ICRA) 2027-12-09 14.25% 2026-08-25
INE814O07618 12.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 18/12/2027 12.15% BBB (ICRA) 2027-12-18 15.00% 2026-08-25
INE814O07626 12.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/12/2028 12.15% BBB (ICRA) 2028-12-23
INE814O07535 12.15% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/06/2029 12.15% BBB+ (ICRA) 2029-06-27
INE814O07584 NCPL-10.80%-19-12-31-NCD 10.80% BBB (ICRA) 2031-12-19
INE814O08020 13.5% UNSECURED UNRATED UNLISTED COMPULSORY CONVERTIBLE DEBENTURE. DATE OF CONVERSION 23/09/2040 13.50% 2040-09-23
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
27
Avg. Yield (Last 30 Days)
13.43%
06 Regulatory Filings
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 11 2026-05-21
Rating Actions History 2 2026-08-12
Secondary-Market Trades 52 2026-08-25
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Neogrowth Credit Private Limited have?

Neogrowth Credit Private Limited currently has 12 active bonds with coupons 10.80% - 13.50%, maturities spanning 2026 - 2040.

What is Neogrowth Credit Private Limited's credit rating?

The most recent rating on Neogrowth Credit Private Limited's bonds is BBB (ICRA), published by CARE, ICRA.

Are Neogrowth Credit Private Limited's bonds secured?

Of the 11 bonds with a disclosed security status, 10 are secured (90%) and 1 are unsecured.

When do Neogrowth Credit Private Limited's bonds mature?

Neogrowth Credit Private Limited's active bonds mature between 2026 - 2040; the nearest matures in 2026-11; the average tenure is 2.6 Yrs.

What is the average coupon on Neogrowth Credit Private Limited's bonds?

The average coupon across Neogrowth Credit Private Limited's 12 active bonds is 12.06%.

Disclaimer: This page aggregates publicly available data about Neogrowth Credit Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.