Mangal Credit and Fincorp Limited

Nbfc · Financial Services

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
BBB (CRISIL)
Total Debt Outstanding
₹65 Cr
Across 5 instruments
Listed Bonds
5
First Issue
2025-04-03
Latest Issue
2026-05-20
Maturity Range
2027 - 2028
Observation
5 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2025-04-03
Start of this issuer's debt program timeline
  • 5 active bonds tracked from this issuer.
  • 5 of 5 tracked bonds with a stated security status are secured. (based on 5 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-06-24.

Operating in the financial services sector, Mangal Credit and Fincorp Limited is classified as an NBFC. Bond coupons here span 11.75% - 12.90%, paid monthly. The maturity ladder spans 2027 - 2028.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
5
Tracked by RetailBonds
Amount Tracked
₹65 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 3 of 5 bonds)
Avg Coupon
12.21%
Range 11.75% - 12.90%
Avg Remaining Tenure
1.6 Yrs
Nearest maturity 2027-10
Secured
100%
5 of 5 bonds with known status
Callable
0
Of 5 bonds
Avg Spread vs G-Sec
+731 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).

0 2027: 2 bonds, ₹25 Cr tracked, avg coupon 12.90% 2 bonds 2027 2028: 3 bonds, ₹40 Cr tracked, avg coupon 11.75% 3 bonds 2028

Security Type / Instrument Mix

  • NCD 5 bonds · 100% · ₹65 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹25 Cr issued 2025 2026: ₹40 Cr issued 2026 Cumulative: ₹25 Cr Cumulative: ₹65 Cr

Based on 3 of 5 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • BBB 3 bonds · 60%
  • Unrated 2 bonds · 40%
AgencyRatingOutlookBonds
CRISIL BBB Stable 2
CRISIL BBB 1

Recent Rating Actions

2026-06-24 · CRISIL
Other
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE545L07036 MCFL-12.90%-3-10-27-PVT 12.90% BBB (CRISIL) 2027-10-03 12.15% 2026-08-04
IN8545L07019 12.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 03/10/2027 12.90% 2027-10-03
INE545L07051 11.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 20/02/2028 11.75% BBB (CRISIL) 2028-02-20 13.94% 2026-08-25
INE545L07044 MCFL-11.75%-23-9-28-PVT 11.75% BBB (CRISIL) 2028-09-23 12.33% 2026-08-21
IN8545L07027 11.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 23/09/2028 11.75% 2028-09-23
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
37
Avg. Yield (Last 30 Days)
12.75%
06 Regulatory Filings
NSE Corporate Announcements
Trading Window 2026-06-25
General Updates 2026-06-23
Credit Rating 2026-06-16
Dividend 2026-05-28
Issue of Securities 2026-05-28
Addendum 2026-05-21
Updates 2026-05-21
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 3 2026-03-31
Rating Actions History 1 2026-06-24
Secondary-Market Trades 65 2026-08-25
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Mangal Credit and Fincorp Limited have?

Mangal Credit and Fincorp Limited currently has 5 active bonds with coupons 11.75% - 12.90%, maturities spanning 2027 - 2028.

What is Mangal Credit and Fincorp Limited's credit rating?

The most recent rating on Mangal Credit and Fincorp Limited's bonds is BBB (CRISIL), published by CRISIL.

Are Mangal Credit and Fincorp Limited's bonds secured?

Of the 5 bonds with a disclosed security status, 5 are secured (100%) and 0 are unsecured.

When do Mangal Credit and Fincorp Limited's bonds mature?

Mangal Credit and Fincorp Limited's active bonds mature between 2027 - 2028; the nearest matures in 2027-10; the average tenure is 1.6 Yrs.

What is the average coupon on Mangal Credit and Fincorp Limited's bonds?

The average coupon across Mangal Credit and Fincorp Limited's 5 active bonds is 12.21%.

Disclaimer: This page aggregates publicly available data about Mangal Credit and Fincorp Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.