Mangal Credit and Fincorp 12.90% Oct 2027 NCD (INE545L07036)

CRISIL BBB / Stable Secured NCD

Mangal Credit and Fincorp Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2027

5 more bonds from Mangal Credit and Fincorp Limited →

Current YTM

12.62%

Market YTM

Coupon Rate

12.90%

Per annum

Maturity Date

03 Oct 2027

0.9 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

3 Nov 2026 Interest payment notice Enclosed herewith certificate of interest payment under regulation 57(1) of SEBI (LODR) Regulations, 2015
23 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…
23 Oct 2026 Interest payment notice Enclosed herewith certificate of interest payment under Regulation 57(1) of SEBI (LODR) Regulations, 2015.
19 Oct 2026 Interest payment notice Enclosed herewith certificate of Interest Payment under Regulation 56(1) of SEBI (LODR) Regulations, 2015
6 Oct 2026 Record date The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of…

Market Position

YTM (Annual)

12.62%

Last traded 6 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+570 bps

vs 0.9Y G-Sec at 6.92%

Top 8% of similar-tenor peers by spread

Tenure

0.9 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

6 Jul 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

3 Dec 2026

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Jan 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Feb 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Mar 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Apr 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 May 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Jun 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

3 Jul 2027

Interest Payment

₹1,075.00 / Bond

₹967.50 net of 10% TDS (est.)

…

+2 more coupons until 3 Sep 2027

₹1,075.00 each / Bond

3 Oct 2027

Final coupon + principal

₹1,01,075.00 / Bond

₹1,075.00 coupon + ₹1,00,000 face value

11 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

12.90%

YTM (Annual)

12.62%

Credit Rating

BBB

(CRISIL) · rated 30 Apr 2025, 18 months ago

Over 15 months old; see below

Remaining Tenure

0.9 Years

BBB (CRISIL): Rated 30 Apr 2025 (18 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since.

Advanced metrics

Modified Duration

0.85 Yrs

Macaulay Duration

0.85 Yrs

Issue Size

₹25 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.85 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
3 secondary-market trades recorded in the last 30 days.
Coupon is 2.70 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Mangal Credit and Fincorp Limited

Instrument Type

NCD

Issue Date

3 Apr 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Mangal Credit and Fincorp Limited issued Mangal Credit and Fincorp 12.90% Oct 2027 NCD, a secured, rated NCD. It pays a 12.90% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on Mangal Credit and Fincorp Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-14	CRISIL	Update	—	—	View →
2026-06-24	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Mangal Credit and Fincorp Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-14	CRISIL	Update	—	View →
2026-06-24	CRISIL	Update	—	View →

Alert me about Mangal Credit and Fincorp Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE545L07036: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	100.4800	12.6200	4
2026-11-05	100.4900	12.6300	3
2026-09-24	100.7200	12.3900	1
2026-09-11	99.2500	15.5000	—
2026-08-04	101.0300	12.1500	1
2026-08-03	101.0300	12.1500	1
2026-07-31	101.0400	12.1500	1
2026-07-06	100.8700	12.5000	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	2025-04-30
Rating Actions History	2	—	2026-10-14
Secondary-Market Trades	8	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,00,480.00

YTM12.62%

Trade Date 6 Nov 2026 1 day ago

SourceBSE

Accrued interest (est.)₹179.17

Dirty price (est.)₹1,00,659.17

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Mangal Credit and Fincorp 12.90% Oct 2027 NCD?

Mangal Credit and Fincorp 12.90% Oct 2027 NCD carries a coupon of 12.90%, paid monthly, on a face value of ₹1,00,000.

When does Mangal Credit and Fincorp 12.90% Oct 2027 NCD mature?

Mangal Credit and Fincorp 12.90% Oct 2027 NCD matures on 3 Oct 2027, 0.9 years from today.

What is Mangal Credit and Fincorp 12.90% Oct 2027 NCD rated?

Mangal Credit and Fincorp 12.90% Oct 2027 NCD is rated BBB by CRISIL (rating dated 30 Apr 2025).

Is Mangal Credit and Fincorp 12.90% Oct 2027 NCD secured?

Mangal Credit and Fincorp 12.90% Oct 2027 NCD is a secured bond.

Where does Mangal Credit and Fincorp 12.90% Oct 2027 NCD trade?

Mangal Credit and Fincorp 12.90% Oct 2027 NCD is listed on BSE.

What yield does Mangal Credit and Fincorp 12.90% Oct 2027 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Mangal Credit and Fincorp 12.90% Oct 2027 NCD at ₹1,00,480.00 per bond, implying a yield to maturity of 12.62%.

More Bonds from This Issuer

Mangal Credit and Fincorp 11.75% Feb 2028 NCD

INE545L07051

BBB

Coupon

11.75%

Maturity

20 Feb 2028

View Details

Mangal Credit and Fincorp 11.50% Aug 2028 NCD

INE545L07069

BBB

Coupon

11.50%

Maturity

09 Aug 2028

View Details

Mangal Credit and Fincorp 11.75% Sep 2028 NCD

INE545L07044

BBB

Coupon

11.75%

Maturity

23 Sep 2028

View Details

Compare (/) Compare Bonds

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INE12VA07918	Branch International Financial Services Private Limited	BBB NSDL record, 2026	13.00%	2027-04-21
INE139R08108	Fusion Finance Limited	A- NSDL record, 2022	13.00%	2027-06-30
INE0JTP07123	Infifresh Foods Limited	—	13.00%	2027-10-10
INE12VA07991	Branch International Financial Services Private Limited	BBB NSDL record, 2026	13.00%	2027-10-29

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