AU Small Finance Bank Limited — Bonds & A (ICRA) Rating on senior bonds
Bank · Financial Services
Verify this issuer →- Current ratings CRISIL AA, ICRA A, CARE AA-
- Rating range Current ratings on senior bonds range from A- (ICRA 31 Aug 2023) to AA (CRISIL 31 Aug 2022). All current ratings on Tier II / subordinated bonds are AA (CRISIL 31 Aug 2022)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating No agency rating on file newer than 30 Apr 2025
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 2 of 8 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 8 active bonds tracked from this issuer.
- 0 of 8 tracked bonds with a stated security status are secured. (based on 8 bonds with a disclosed security status)
Operating in the Financial Services sector, AU Small Finance Bank Limited is classified as a bank or financial institution. Bond coupons here span 9.20% - 10.75%, paid monthly. The maturity ladder spans 2028 - 2035.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (3 bonds).
Security Type / Instrument Mix
- NCD 8 bonds · 100% · ₹1,734 Cr tracked
Funding Evolution
Based on 8 of 8 active bonds with a known issue date and issue size.
- AA 4 bonds · 50%
- A 4 bonds · 50%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AA | Stable | 3 |
| ICRA | A | — | 2 |
| CARE | AA- | — | 1 |
| ICRA | A+ | — | 1 |
| ICRA | A- | — | 1 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE519Q08160 | AU Small Finance Bank 10.75% Dec 2028 NCD | 10.75% | A (ICRA) | 2028-12-15 | — | 2026-07-10 | |
| INE519Q08178 | AU Small Finance Bank 10.75% Jan 2029 NCD | 10.75% | A+ (ICRA) | 2029-01-05 | 8.90% | 2026-10-28 | |
| INE519Q08186 | AU Small Finance Bank 10.75% Feb 2029 NCD | 10.75% | A (ICRA) | 2029-02-09 | 8.60% | 2026-10-29 | |
| INE519Q08194 | AU Small Finance Bank 10.70% Feb 2029 NCD | 10.70% | A- (ICRA) | 2029-02-23 | — | 2026-08-13 | |
| INE949L08442 | AU Small Finance Bank 9.30% Aug 2032 NCD | 9.30% | AA (CRISIL) | 2032-08-03 | — | — | |
| INE949L08434 | AU Small Finance Bank 9.30% Aug 2032 NCD | 9.30% | AA (CRISIL) | 2032-08-13 | — | — | |
| INE949L08426 | AU Small Finance Bank 9.30% Aug 2032 NCD | 9.30% | AA (CRISIL) | 2032-08-23 | — | — | |
| INE949L08459 | AU Small Finance Bank 9.20% Mar 2035 NCD | 9.20% | AA- (CARE) | 2035-03-28 | — | 2026-08-19 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
No regulatory filings captured yet for this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 8 | 2025-04-30 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 25 | 2026-10-29 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does AU Small Finance Bank Limited have?
AU Small Finance Bank Limited currently has 8 active bonds with coupons of 9.20% - 10.75%, maturities spanning 2028 - 2035.
What is AU Small Finance Bank Limited's credit rating?
The most common current rating on AU Small Finance Bank Limited's senior bonds is A (ICRA). Ratings on file come from CARE, CRISIL, ICRA. Other instrument classes: Tier II / subordinated: AA (CRISIL).
Are AU Small Finance Bank Limited's bonds secured?
Of the 8 bonds with a disclosed security status, 0 are secured (0%) and 8 are unsecured.
When do AU Small Finance Bank Limited's bonds mature?
AU Small Finance Bank Limited's active bonds mature between 2028 - 2035; the nearest matures in Dec 2028; the average tenure is 4.3 Yrs.
What is the average coupon on AU Small Finance Bank Limited's bonds?
The average coupon across AU Small Finance Bank Limited's 8 active bonds is 10.01%.
Disclaimer: This page aggregates publicly available data about AU Small Finance Bank Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.