Berar Finance 12.25% Nov 2027 NCD (INE998Y07170)

CRISIL BBB / Stable Secured NCD

Berar Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2027

7 more bonds from Berar Finance Limited →

Current YTM

—

No market YTM available

Coupon Rate

12.25%

Per annum

Maturity Date

25 Nov 2027

1.0 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

23 Oct 2026 New rating assigned to BBB+ CRISIL
19 Oct 2026 New rating assigned to BBB+ CRISIL
1 Oct 2026 New rating assigned to BBB+ CRISIL

Market Position

YTM (Annual)

—

No trade with a usable price on record

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

1.0 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

21 Nov 2026

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Dec 2026

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Jan 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Feb 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Mar 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Apr 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 May 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

21 Jun 2027

Interest Payment

₹1,020.83 / Bond

₹918.75 net of 10% TDS (est.)

…

+5 more coupons until 21 Nov 2027

₹1,020.83 each / Bond

25 Nov 2027

Final coupon (part period) + principal

₹1,00,136.11 / Bond

₹136.11 coupon + ₹1,00,000 face value

14 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

12.25%

YTM (Annual)

—

Credit Rating

BBB

(CRISIL) · rated 31 Mar 2025, 19 months ago

Over 15 months old; see below

Remaining Tenure

1.0 Years

BBB (CRISIL): Rated 31 Mar 2025 (19 months ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since. CRISIL's latest action on the issuer (23 Oct 2026) is BBB+.

Advanced metrics

Modified Duration

0.97 Yrs

Macaulay Duration

0.98 Yrs

Issue Size

₹15 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.97 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

—

No recorded trades

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No secondary-market trades recorded in the last 30 days.
Coupon is 2.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026

Issuer

Berar Finance Limited

Instrument Type

NCD

Issue Date

21 Mar 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Berar Finance Limited issued Berar Finance 12.25% Nov 2027 NCD, a secured, rated NCD. It pays a 12.25% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Berar Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-23	CRISIL	Initial	BBB+	Stable	View →
2026-10-19	CRISIL	Initial	BBB+	Stable	View →
2026-10-01	CRISIL	Initial	BBB+	Stable	View →
2026-08-20	CRISIL	Reaffirm	BBB+	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Berar Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-23	CRISIL	Initial	BBB+ / Stable	View →
2026-10-19	CRISIL	Initial	BBB+ / Stable	View →
2026-10-01	CRISIL	Initial	BBB+ / Stable	View →
2026-08-20	CRISIL	Reaffirm	BBB+ / Stable	View →

Alert me about Berar Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL	2025-03-31
Rating Actions History	4	—	2026-10-23
Secondary-Market Trades	0	—	—
Reg52(4) Payment Disclosures	0	—	—

No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata

Source: BSE
Last Updated: 8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions

What is the coupon rate on Berar Finance 12.25% Nov 2027 NCD?

Berar Finance 12.25% Nov 2027 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹1,00,000.

When does Berar Finance 12.25% Nov 2027 NCD mature?

Berar Finance 12.25% Nov 2027 NCD matures on 25 Nov 2027, 1.0 years from today.

What is Berar Finance 12.25% Nov 2027 NCD rated?

Berar Finance 12.25% Nov 2027 NCD is rated BBB by CRISIL (rating dated 31 Mar 2025).

Is Berar Finance 12.25% Nov 2027 NCD secured?

Berar Finance 12.25% Nov 2027 NCD is a secured bond.

Where does Berar Finance 12.25% Nov 2027 NCD trade?

Berar Finance 12.25% Nov 2027 NCD is listed on BSE.

More Bonds from This Issuer

Berar Finance 11.50% Feb 2027 NCD

INE998Y07162

BBB

Coupon

11.50%

Maturity

12 Feb 2027

View Details

Berar Finance 11.42% Jun 2027 NCD

INE998Y07188

BBB

Coupon

11.42%

Maturity

26 Jun 2027

View Details

Berar Finance 11.25% Jun 2027 NCD

INE998Y07196

BBB

Coupon

11.25%

Maturity

30 Jun 2027

View Details

Berar Finance 10.95% Aug 2027 NCD

INE998Y07204

BBB+

Coupon

10.95%

Maturity

29 Aug 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.25%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE0PM707539	Mpokket Financial Services Private Limited	A- NSDL record, 2026	12.25%	2027-04-28
INE04Q907108	Dar Credit & Capital Limited	BBB- NSDL record, 2025	12.25%	2027-12-10
INE0PM707596	Mpokket Financial Services Private Limited	A- NSDL record, 2026	12.15%	2027-07-05
INE814O07634	Neogrowth Credit Private Limited	BBB-	12.15%	2028-04-30
INE0PM707562	Mpokket Financial Services Private Limited	A- NSDL record, 2026	12.10%	2027-05-17
INE10A707144	Respo Financial Capital Private Limited	BBB NSDL record, 2026	12.40%	2027-08-20

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