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Mahindra Rural Housing Finance 7.90% Jan 2032 NCD

AA / Stable Secured NCD

Mahindra Rural Housing Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

Current YTM
No live YTM available
Coupon Rate
7.90%
Per annum
Maturity Date
09 Jan 2032
5.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~7.90%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+78 bps
vs 5.4Y G-Sec at 7.12% *
Below the median spread for similar-tenor peers
Tenure
5.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
11 Jan 2027
Interest Payment
₹79,000.00 / Bond
11 Jan 2028
Interest Payment
₹79,000.00 / Bond
11 Jan 2029
Interest Payment
₹79,000.00 / Bond
11 Jan 2030
Interest Payment
₹79,000.00 / Bond
11 Jan 2031
Interest Payment
₹79,000.00 / Bond
9 Jan 2032
Principal Payment
₹1,000,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-08-18 Rating action: by CRISIL on 2026-08-14 Rating action: by CRISIL on 2026-08-04 Issued 2022-01-11 Matures 2032-01-09

3 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
7.90%
YTM (Annual)
Credit Rating
AA
(CRISIL)
Remaining Tenure
5.4 Years
Advanced metrics
Modified Duration
4.04 Yrs
Macaulay Duration
4.36 Yrs
Issue Size
₹110 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
4.04 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.10 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2022-01-11
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

MHFL-7.90%-9-1-32-PVT is a secured, rated, redeemable ncd issued by Mahindra Rural Housing Finance Limited. The bond offers a fixed coupon of 7.90% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 3 actions
DateAgencyActionRatingOutlookRationale
2026-08-18 CRISIL Other View →
2026-08-14 CRISIL Other View →
2026-08-04 CRISIL Other View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, INDIA_RATINGS 2022-01-31
Rating Actions History 3 2026-08-18
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Mahindra Rural Housing Finance 7.90% Jan 2032 NCD?

Mahindra Rural Housing Finance 7.90% Jan 2032 NCD carries a coupon of 7.90%, paid annual, on a face value of ₹1,000,000.

When does Mahindra Rural Housing Finance 7.90% Jan 2032 NCD mature?

Mahindra Rural Housing Finance 7.90% Jan 2032 NCD matures on 2032-01-09, 5.4 years from today.

What is Mahindra Rural Housing Finance 7.90% Jan 2032 NCD rated?

Mahindra Rural Housing Finance 7.90% Jan 2032 NCD is rated AA by CRISIL and AA+ by INDIA_RATINGS. As of 2022-01-31.

Is Mahindra Rural Housing Finance 7.90% Jan 2032 NCD secured?

Mahindra Rural Housing Finance 7.90% Jan 2032 NCD is a secured bond.

Where does Mahindra Rural Housing Finance 7.90% Jan 2032 NCD trade?

Mahindra Rural Housing Finance 7.90% Jan 2032 NCD is listed on BSE.

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