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Incred Financial Services 10.95% Jul 2027 NCD (INE945W07316)

CRISIL A / Stable NCD

Incred Financial Services Limited

Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

38 more bonds from Incred Financial Services Limited →
Current YTM
—
No market YTM available
Coupon Rate
10.95%
Per annum
Maturity Date
27 Jul 2027
0.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
0.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

27 Jul 2027
Final coupon + principal
₹11,09,500.00 / Bond
₹1,09,500.00 coupon + ₹10,00,000 face value

1 coupon remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 27 Jul 2021 Matures 27 Jul 2027

Key Metrics

Coupon Rate
10.95%
YTM (Annual)
—
Credit Rating
A
(CRISIL) · rated 31 Aug 2021, 5 years ago
Over 15 months old; see below
Remaining Tenure
0.7 Years

A (CRISIL): Rated 31 Aug 2021 (5 years ago) — no review in the last 15 months that our sources show; the agency may have reviewed it since. CRISIL's latest action on the issuer (1 Oct 2026) is AA-.

Advanced metrics
Modified Duration
0.64 Yrs
Macaulay Duration
0.71 Yrs
Issue Size
—
Minimum Investment
₹10,00,000
1 bond × ₹10,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
0.64 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
—
No call option

Observations

  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.75 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026
Instrument Type
NCD
Issue Date
27 Jul 2021
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Incred Financial Services 10.95% Jul 2027 NCD is a rated NCD issued by Incred Financial Services Limited. It pays a 10.95% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

5 actions

Agency actions on Incred Financial Services Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-01 CRISIL Reaffirm AA- Stable View →
2026-09-24 CRISIL Update — — View →
2026-09-24 CRISIL Update — — View →
2026-09-16 CRISIL Update — — View →
2026-07-13 CRISIL Initial AA- Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Incred Financial Services Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-01 CRISIL Reaffirm AA- / Stable View →
2026-09-24 CRISIL Update — View →
2026-09-16 CRISIL Update — View →
2026-07-13 CRISIL Initial AA- / Stable View →
Alert me about Incred Financial Services Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2021-08-31
Rating Actions History 5 — 2026-10-01
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE945W07316
Issue Date
27 Jul 2021
Maturity Date
27 Jul 2027
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
—
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Incred Financial Services 10.95% Jul 2027 NCD?

Incred Financial Services 10.95% Jul 2027 NCD carries a coupon of 10.95%, paid annual, on a face value of ₹10,00,000.

When does Incred Financial Services 10.95% Jul 2027 NCD mature?

Incred Financial Services 10.95% Jul 2027 NCD matures on 27 Jul 2027, 0.7 years from today.

What is Incred Financial Services 10.95% Jul 2027 NCD rated?

Incred Financial Services 10.95% Jul 2027 NCD is rated A by CRISIL (rating dated 31 Aug 2021).

Where does Incred Financial Services 10.95% Jul 2027 NCD trade?

Incred Financial Services 10.95% Jul 2027 NCD is listed on BSE.

More Bonds from This Issuer

I
Incred Financial Services 9.84% Nov 2026 NCD
INE321N07376
A+ NSDL record, 2023
Coupon
9.84%
Maturity
10 Nov 2026
I
Incred Financial Services 10.30% Nov 2026 NCD
INE321N07368
A+ NSDL record, 2023
Coupon
10.30%
Maturity
10 Nov 2026
I
Incred Financial Services 9.50% Dec 2026 NCD
INE321N07483
AA-
Coupon
9.50%
Maturity
11 Dec 2026
I
Incred Financial Services 9.50% Dec 2026 NCD
INE321N07491
AA-
Coupon
9.50%
Maturity
31 Dec 2026
Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.95%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE515Q07640Annapurna Finance Private LimitedA-10.95%2027-07-22
INE939X07234Manba Finance LimitedA-10.95%2027-10-20
INE03K307181Satin Finserv LimitedA-10.95%2028-06-29
INE01YL07334Earlysalary Services Private LimitedA10.90%2026-12-04
INE939X07242Manba Finance LimitedA-11.00%2028-03-13
INE08KJ07142Mufin Green Finance LimitedA-11.00%2027-02-03

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