SBI Factors 7.28% Jul 2031 NCD (INE912E08AE7)

CRISIL AAA · NSDL record, 2021 Unsecured NCD

SBI Factors Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2031

Current YTM

—

No current market yield

Coupon Rate

7.28%

Per annum

Maturity Date

28 Jul 2031

4.7 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,00,00,000

Per Bond

Market Position

YTM (Annual)

—

No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 21 Sep 2026.

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

4.7 Years

Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

28 Jul 2027

Interest Payment

₹7,28,000.00 / Bond

₹6,55,200.00 net of 10% TDS (est.)

28 Jul 2028

Interest Payment

₹7,28,000.00 / Bond

₹6,55,200.00 net of 10% TDS (est.)

28 Jul 2029

Interest Payment

₹7,28,000.00 / Bond

₹6,55,200.00 net of 10% TDS (est.)

28 Jul 2030

Interest Payment

₹7,28,000.00 / Bond

₹6,55,200.00 net of 10% TDS (est.)

28 Jul 2031

Final coupon + principal

₹1,07,28,000.00 / Bond

₹7,28,000.00 coupon + ₹1,00,00,000 face value

5 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Payment Disclosures (SEBI Reg52(4))

1 disclosed

Due Date	Type	Amount Due	Amount Paid	Status	Filing
2026-07-28	Interest	₹7,13,00,000.00	₹7,13,00,000.00	Paid	XBRL →
	Non-payment reason: Not Applicable

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics

Coupon Rate

7.28%

YTM (Annual)

—

Credit Rating

AAA

Rating on NSDL record (CRISIL, 2021)

Not a current agency rating; see below

Remaining Tenure

4.7 Years

AAA (CRISIL): Rating on NSDL record (CRISIL, 2021), dated 9 Jul 2021. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics

Modified Duration

3.80 Yrs

Macaulay Duration

4.08 Yrs

Issue Size

₹100 Cr

Face Value

₹1,00,00,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

3.80 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

21 Sep 2026

NSE OTC (WAP)

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
No secondary-market trades recorded in the last 30 days.
Coupon is 2.92 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026

Issuer

SBI Factors Limited

Instrument Type

NCD

Issue Date

28 Jul 2021

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

SBI Factors 7.28% Jul 2031 NCD is an unsecured NCD issued by SBI Factors Limited. It pays a 7.28% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

1 actions

Agency actions on SBI Factors Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-07-03	CRISIL	Reaffirm	AAA	Stable	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on SBI Factors Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-07-03	CRISIL	Reaffirm	AAA / Stable	View →

Alert me about SBI Factors Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE912E08AE7: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-09-21	96.4183	8.1900	—

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CRISIL (NSDL record)	2021-07-09
Rating Actions History	1	—	2026-07-03
Secondary-Market Trades	1	NSE OTC (WAP)	2026-09-21
Reg52(4) Payment Disclosures	1	NSE	2026-07-28

No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹96,41,830.00

YTM—

Trade Date 21 Sep 2026 48d ago

SourceNSE OTC (WAP)

Accrued interest (est.)₹2,07,430.14

Dirty price (est.)₹98,49,260.14

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on SBI Factors 7.28% Jul 2031 NCD?

SBI Factors 7.28% Jul 2031 NCD carries a coupon of 7.28%, paid annual, on a face value of ₹1,00,00,000.

When does SBI Factors 7.28% Jul 2031 NCD mature?

SBI Factors 7.28% Jul 2031 NCD matures on 28 Jul 2031, 4.7 years from today.

What is SBI Factors 7.28% Jul 2031 NCD rated?

No current rating from an agency or exchange is on file for SBI Factors 7.28% Jul 2031 NCD. NSDL's debt master records a rating of AAA by CRISIL, dated 9 Jul 2021, often from the time of issue, so it may be out of date.

Is SBI Factors 7.28% Jul 2031 NCD secured?

SBI Factors 7.28% Jul 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 7.28%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE557F08GC8	National Housing Bank	AAA NSDL record, 2025	7.29%	2031-07-04
INE306N08433	Tata Capital Limited	AAA NSDL record, 2021	7.30%	2031-06-27
INE033L07HK1	Tata Capital Housing Finance Limited	AAA NSDL record, 2021	7.30%	2031-11-07
INE020B08GG7	REC Limited	AAA	7.30%	2031-07-01
INE787H08220	India Infrastructure Finance Company Limited	AAA	7.25%	2031-06-09
INE134E08NZ6	Power Finance Corporation Limited	AAA	7.24%	2031-02-17

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