ECL Finance 10.40% Nov 2029 NCD (INE804IA7253)

CARE A / Stable Secured NCD

ECL Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2029

26 more bonds from ECL Finance Limited →

Current YTM

—

No current market yield

Coupon Rate

10.40%

Per annum

Maturity Date

28 Nov 2029

3.1 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,000

Per Bond

Market Position

YTM (Annual)

—

No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 21 Jul 2026.

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Tenure

3.1 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

7 Jul 202621 Jul 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

28 Nov 2026

Interest Payment

₹104.00 / Bond

₹93.60 net of 10% TDS (est.)

28 Nov 2027

Interest Payment

₹104.00 / Bond

₹93.60 net of 10% TDS (est.)

28 Nov 2028

Interest Payment

₹104.00 / Bond

₹93.60 net of 10% TDS (est.)

28 Nov 2029

Final coupon + principal

₹1,104.00 / Bond

₹104.00 coupon + ₹1,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

10.40%

YTM (Annual)

—

Credit Rating

(CARE) · rated 17 Nov 2025, 11 months ago

Remaining Tenure

3.1 Years

Advanced metrics

Modified Duration

2.28 Yrs

Macaulay Duration

2.52 Yrs

Issue Size

₹40 Cr

Face Value

₹1,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

2.28 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

21 Jul 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
No secondary-market trades recorded in the last 30 days.
Coupon is 0.20 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026

Issuer

ECL Finance Limited

Instrument Type

NCD

Issue Date

28 Nov 2019

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

ECL Finance 10.40% Nov 2029 NCD is a secured, rated NCD issued by ECL Finance Limited. It pays a 10.40% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
17 Nov 2025	CARE	A	Stable	Latest	CARE press release →
2019	CARE	AA-	—	NSDL record, 2019	NSDL debt master

Rating Action History

4 actions

Agency actions on ECL Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-07	CRISIL	Reaffirm	—	—	View →
2026-09-24	CRISIL	Update	—	—	View →
2026-09-24	CRISIL	Update	—	—	View →
2026-08-06	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on ECL Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-07	CRISIL	Reaffirm	—	View →
2026-09-24	CRISIL	Update	—	View →
2026-08-06	CRISIL	Update	—	View →

Alert me about ECL Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE804IA7253: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-07-21	100.7300	10.0900	4
2026-07-17	101.1900	9.9300	2
2026-07-13	101.2500	9.9000	1
2026-07-07	100.9500	10.0000	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	CARE	2025-11-17
Rating Actions History	4	—	2026-10-07
Secondary-Market Trades	4	BSE	2026-07-21
Reg52(4) Payment Disclosures	0	—	—

No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,007.30

YTM—

Trade Date 21 Jul 2026 110d ago

SourceBSE

Accrued interest (est.)₹98.59

Dirty price (est.)₹1,105.89

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on ECL Finance 10.40% Nov 2029 NCD?

ECL Finance 10.40% Nov 2029 NCD carries a coupon of 10.40%, paid annual, on a face value of ₹1,000.

When does ECL Finance 10.40% Nov 2029 NCD mature?

ECL Finance 10.40% Nov 2029 NCD matures on 28 Nov 2029, 3.1 years from today.

What is ECL Finance 10.40% Nov 2029 NCD rated?

ECL Finance 10.40% Nov 2029 NCD is rated A by CARE (rating dated 17 Nov 2025).

Is ECL Finance 10.40% Nov 2029 NCD secured?

ECL Finance 10.40% Nov 2029 NCD is a secured bond.

More Bonds from This Issuer

ECL Finance 9.00% Mar 2027 NCD

INE804I078Q4

Coupon

9.00%

Maturity

05 Mar 2027

View Details

ECL Finance 9.00% Mar 2027 NCD

INE804IA7378

A+ NSDL record, 2024

Coupon

9.00%

Maturity

05 Mar 2027

View Details

ECL Finance 10.40% Mar 2027 NCD

INE528S07169

A+ NSDL record, 2024

Coupon

10.40%

Maturity

18 Mar 2027

View Details

ECL Finance 9.75% Apr 2027 NCD

INE804I08726

Coupon

9.75%

Maturity

30 Apr 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.40%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE103C07066	SMC Global Securities Limited	A NSDL record, 2024	10.40%	2029-08-07
INE342T07759	Navi Finserv Limited	A+	10.40%	2029-12-31
INE413U07251	IIFL Samasta Finance Limited	AA-	10.50%	2028-12-21
INE866I08295	IIFL Finance Limited	AA	10.50%	2029-02-07
INE530L07640	Nido Home Finance Limited	A+ NSDL record, 2023	10.50%	2029-03-01
INE0BUS07CL8	Indel Money Limited	A-	10.50%	2029-04-17

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