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Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD

A+ Unsecured NCD

Svatantra Micro Housing Finance Corporation Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
9.13%
Market YTM
Coupon Rate
9.50%
Per annum
Maturity Date
15 Jun 2028
1.8 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
9.13%
Live, last traded 2026-08-13
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+388 bps
vs 1.8Y G-Sec at 5.25%
Above the median spread for similar-tenor peers
Tenure
1.8 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-15 2026-08-13
Cashflow Timeline
15 Sep 2026
Interest Payment
₹2,375.00 / Bond
15 Dec 2026
Interest Payment
₹2,375.00 / Bond
15 Mar 2027
Interest Payment
₹2,375.00 / Bond
15 Jun 2027
Interest Payment
₹2,375.00 / Bond
15 Sep 2027
Interest Payment
₹2,375.00 / Bond
15 Dec 2027
Interest Payment
₹2,375.00 / Bond
15 Mar 2028
Interest Payment
₹2,375.00 / Bond
15 Jun 2028
Principal Payment
₹100,000.00 / Bond

Next 7 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-23 Issued 2022-06-15 Matures 2028-06-15

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.50%
YTM (Annual)
9.13%
Credit Rating
A+
(CRISIL)
Remaining Tenure
1.8 Years
Advanced metrics
Modified Duration
1.60 Yrs
Macaulay Duration
1.64 Yrs
Issue Size
₹10 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.60 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-13
BSE
Trades (30 Days)
2
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 2 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.50 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-06-15
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Issued by Svatantra Micro Housing Finance Corporation Limited, 9.50% UNSECURED RATED UNLISTED SUBORDINATE TIRE 2 NON CONVERTIBLE DEBENTURE.DATE OF MATURITY 15/06/2028 is a rated, ncd paying a 9.50% p.a. coupon quarterly. The instrument repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-23 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-13 101.1000 9.1300 2
2026-08-07 101.0700 9.1500 1
2026-07-21 100.9300 9.2500 1
2026-07-15 100.7800 9.3500 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-06-08
Rating Actions History 1 2026-07-23
Secondary-Market Trades 4 BSE 2026-08-13
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD?

Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD carries a coupon of 9.50%, paid quarterly, on a face value of ₹100,000.

When does Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD mature?

Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD matures on 2028-06-15, 1.8 years from today.

What is Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD rated?

Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD is rated A+ by CRISIL. As of 2022-06-08.

Is Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD secured?

Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD trade?

Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD is listed on UNLISTED.

What yield does Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD currently offer?

The last recorded trade on 2026-08-13 priced Svatantra Micro Housing Fina… 9.50% Jun 2028 NCD at ₹101.10, implying a yield to maturity of 9.13%.

More Bonds from This Issuer
9
Svatantra Micro Housing Fi… 9.50% Jan 2028 NCD
A+
Coupon
9.50%
Maturity
05 Jan 2028
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