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Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD

A+ Unsecured NCD

Svatantra Micro Housing Finance Corporation Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
9.00%
Market YTM
Coupon Rate
9.50%
Per annum
Maturity Date
05 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual)
9.00%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+305 bps
vs 1.4Y G-Sec at 5.95%
Below the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-17 2026-08-24
Cashflow Timeline
5 Sep 2026
Interest Payment
₹7,916.67 / Bond
5 Oct 2026
Interest Payment
₹7,916.67 / Bond
5 Nov 2026
Interest Payment
₹7,916.67 / Bond
5 Dec 2026
Interest Payment
₹7,916.67 / Bond
5 Jan 2027
Interest Payment
₹7,916.67 / Bond
5 Feb 2027
Interest Payment
₹7,916.67 / Bond
5 Mar 2027
Interest Payment
₹7,916.67 / Bond
5 Apr 2027
Interest Payment
₹7,916.67 / Bond
5 Jan 2028
Principal Payment
₹1,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-23 Issued 2022-01-05 Matures 2028-01-05

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.50%
YTM (Annual)
9.00%
Credit Rating
A+
(CRISIL)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.26 Yrs
Macaulay Duration
1.26 Yrs
Issue Size
₹20 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.26 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-24
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 0.50 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-01-05
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Svatantra Micro Housing Finance Corporation Limited issued this rated, ncd (9.50% UNSECURED RATED UNLISTED SUBORDINATE TIER II NON CONVERTIBLE DEBENTURE.DATE OF MATURITY 05/01/2028) carrying a 9.50% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-07-23 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 101.0900 9.0000 1
2026-07-23 101.0300 9.1000 2
2026-07-21 101.0200 9.1100 2
2026-07-17 100.8500 9.2500 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2022-01-03
Rating Actions History 1 2026-07-23
Secondary-Market Trades 4 BSE 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD?

Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD carries a coupon of 9.50%, paid monthly, on a face value of ₹1,000,000.

When does Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD mature?

Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD matures on 2028-01-05, 1.4 years from today.

What is Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD rated?

Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD is rated A+ by CRISIL. As of 2022-01-03.

Is Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD secured?

Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD trade?

Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD is listed on UNLISTED.

What yield does Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD currently offer?

The last recorded trade on 2026-08-24 priced Svatantra Micro Housing Fina… 9.50% Jan 2028 NCD at ₹101.09, implying a yield to maturity of 9.00%.

More Bonds from This Issuer
9
Svatantra Micro Housing Fi… 9.50% Jun 2028 NCD
A+
Coupon
9.50%
Maturity
15 Jun 2028
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